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How to save hundreds of pounds on your bills in January – without the boring admin

Feeling the post-Christmas financial pinch? This clever new tool could save your household over £700 a year – and you won’t need to lift a finger.

By Poppy O'Neill | Last updated Jan 6, 2026

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Nous app next to coffee and a pastry

January is prime time for sorting out finances, but between work, family life and the general chaos, it’s not exactly easy. Most of us know we’re probably overpaying on energy, broadband and mobile bills, but switching feels like a whole job in itself.

That’s where Nous comes in. It’s a smart AI-powered tool that figures out where you’re overspending, finds better deals, and switches you over – all automatically. No price-comparing. No endless calls. No remembering when your contract ends.

According to Nous, a typical UK household could be overpaying by £781 a year. All you need to do is answer a few quick questions about your household and the tool does the rest. It’s free to try and comes highly rated on Trustpilot.

If you want to start 2026 with fewer admin headaches (and more money in your pocket) this might be worth a look.