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Mortgage for Timber Framed Eco House

(9 Posts)
puggymummy1 Fri 03-Jun-16 10:56:55

I am second viewing a 2 year old timer framed eco house with Knauf aquapanels. The EA has suggested that Nationwide may not lend on such a property and I was hoping to port my current mortgage over. There is 8 years left on the building certificate. Does anyone have any experience of mortgage providers who would lend on such a property? I intend to call the Nationwide when I back from holiday but thought I would ask on here too. Thank you.

MsRinky Fri 03-Jun-16 15:57:49

I live in a completely wooden house and my mortgage is with Santander. The previous owners had theirs with Halifax. I couldn't move my RBS mortgage over to it though.

puggymummy1 Fri 03-Jun-16 16:29:45

Thank you. I will explore both of those. I will check with Nationwide though. Did you have any trouble with house insurance?

MsRinky Fri 03-Jun-16 17:26:07

No trouble - again not all insurers will quote me, but I've had insurance with Santander and the Post Office, I think it's currently with Kwik Fit - haven't needed specialist insurers.

puggymummy1 Fri 03-Jun-16 19:30:22

Thanks MsRinky smile

shanghaismog Sat 04-Jun-16 07:35:02

We used Chorley building society as we needed a self build mortgage for the build. Also try ecology building society. No issues on home insurance, had lots of quotes back.

lapcat Mon 06-Jun-16 12:46:47

Handelsbanken do mortgages for unusual properties and might be worth a try. They were very helpful with our unusual proposition.

puggymummy1 Mon 06-Jun-16 17:24:33

Thanks. We are just trying to establish the specific system name of the property.

puggymummy1 Thu 09-Jun-16 08:17:00

Have had an offer accepted but still need to establish a specific name for the type of build for Nationwide. I want to explore them first as we are currently with them and it will be so much simpler. I am awaiting details from the vendor.

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