How many people actually work until 67 or 68?

[EstoyRobandoSuCasa]

Neither of my parents could have worked until the (current) state retirement age due to different health issues. Luckily, they were able to retire in their early 60s. And now a family friend has just retired aged 64. His state retirement age is 67, but due to worsening arthritis and the feeling that he's slowing down physically and mentally, he's sure that he couldn't manage another three years.

I accept that this country is experiencing a democratic time bomb due to the ageing population, but just because the Treasury needs people to work longer, it doesn't mean that they'll be able to. I know there are people in their 70s and older who are still fit for work and that some of them enjoy working, but I think they're in the minority.

My mum retired at 57. She didn't have much of a pension, but luckily my dad had a good one. He stopped working full time at 60, but carried on part time until 69, with his hours gradually decreasing over the years. I think that's a good way to do it if you can.

DH and I are in our early 50s and not considering retirement yet.

My Mum is 72 and still works FT as a carer for adults with LD. She doesn't have to she just loves the job, she is fit as a fiddle and also does a lot of outreach work for her Church (visiting housebound older folk at home). I work as a Nurse and see some people the same age as her who are exceptionally frail and think she is bloody amazing.

It's not counter productive from an economic view. There is a demographic time bomb coming, we are getting older as a nation. The amount of working people v state pensioners is falling. It's not hard to see why this is an issue.

I'm not sure what can be done in your work or wider , older people paid the same but do less ? Would the younger people lug bottles around while others don't.

I’m a TA . Although it really doesn’t feel like it… I officially work part time .

I have done my role for 15 years, and it’s only possible because my husband has a good wage and so subsidies my shocking one.

my role has massively changed in the last 15 years. When I started I spent most of my time working one to one listening to readers or helping a stuck child with work. I did two playtime duties a week , and probably could have done that job forever.

now I cover classes , deal with violent behaviour (yesterday I was scratched to bleeding and called a fat cunt) often needed to support other members of staff who need a second adult if a child is dis regulated and needs to be removed from a classroom , cover all lunches as no dinner staff anymore , and 8 playground duties a week. It also never stops now as parents / school have the ability to email 24 hours a day (to bitterly complain) although admittedly I do my absolute best to ignore out of work hours - it is very hard though if you know it’s there waiting.
my wage or status hasn’t improved , and there is no way I could do that at 70. I will be surprised if I manage another 10 years, especially if working conditions decline as they have been.
to this end I save into a Lisa , and the plan is to use this money to retire at 60, and live off it until state pension starts (I will get a bit of a council pension, but at the moment it is worth about a fifth of my wage a month, so will be more a small top up for me than a comfortable nest egg)

Moving the retirement goalposts has been very unfair on people doing physically demanding jobs. There are exceptions, but most people will struggle working in jobs such as nursing, building, firefighting into old age. There should be special dispensation for these groups.

I heard about a new initiative in FE for people who've been manual workers in the building sector to teach the next generation in practical technical skills such as electrical, bricklaying, plastering, decorating, etc. Housebuilding industry in UK is crying out for those skills, plus project managers, schedulers, site coordinators.

We have a skills shortage because in the past people with a trade/profession haven't planned towards their later career and now we're in the mess we're in because they get to 60 and retire, so all their skills are lost, rather than them transferring their skills and knowledge to the apprentices at FE colleges. Going from a building site to the classroom is a logical transition, and doable for people who've are no longer fit to do those heavy physical jobs to have their "second career"

I have a job which is “hands on” but at 57 am beginning arthritis in my thumbs. I won’t carry on in my current role till 67 but I’ve realised for brain health it’s important to do something, even if it’s just minimum wage. I think I’d get bored otherwise.

Dh retired at 66 after 50 years in a physically active job. I retired at 58, 8 years ago.

My mum is 70, retired from work at 67 but now works as a cleaner. She opted out of her workplace pension so only has state pension.

What a great idea
Positive for all concerned 😊

It disproportionately affects the working classes in manual jobs. Try working as a labourer until 67, my hairdresser told me recently that since she's been divorced she's had to claim universal credit and feels awful about it, she's had to have two operations for carpal tunnel in the last two years and is early 40s she doesn't see how she'll be able to keep working until 67. She's self employed and the salon she works in is very busy and they seem to have a 50 50 split between the hairdresser and the salon. I know this is a common set up.

I retired from teaching last year, I'm 57 in a couple of weeks. I'm still doing bits of supply teaching but nothing permanent. I'm amazed at how my money is stretching, I don't have a mortgage now though.

My parents retired in their early 60's.

Theres no way I'll be working in my current role in my mid 60's.
I think retirement age will depend on your job, how you've planned for retirement etc.

My father is a scientist, 83 this year and still works 7 days a week, including field trips to arid deserts, camping, and writing articles for publications. But he is almost certainly autistic and working in his special interest and he will be doing it until the day he dies.

There is a demographic time bomb coming, we are getting older as a nation. The amount of working people v state pensioners is falling. It's not hard to see why this is an issue.

We are already fuckrd, as we cannot support the NHS & the state pension. Just not enough young people. Governments have pretty much ignored it though & there has been very little investment into young people which has resulted in even less of them.

Im 64 and intend working to 70. Im an NHS podiatrist. Ill work full time until 67 and then cut back to 3 days a week. We are allowed to work until 75 if we stay fit.
I have several house renovation projects I need to fund for a while longer.
I had a few weeks off gor a hip replacement but other than that Im fit and well so far.

If they live for a long time that's not saving financial pressure on the taxpayer, because their pension has to be paid for longer.

i will - as did at least 3 of my colleagues
my dh worked up until and past retirement age - he was doing manual work but reduced hours in the end
currently i wish i didnt have to drive home in the dark
i hate driving in the winter

I obsessed with my pension and have planned retirement since I was much younger. I can retire in a years time age 55. I have a small pension but also have a small business that brings in 1k a month and I plan to work 1-2 days per week in a completely unrelated field (non medical). Finally mortgage free after overpaying for years.

I am counting down the days. Ill be really pissed off if I die young as Ive done so much planning for this.

I live and work in London.

I have one colleague who has just started to receive her state pension and another one who is 70.

You rarely see commuters in their late 60’s/70’s in rush hour (I work in performing arts so not often travelling at that time mind but it’s something I always notice when I do!)

No way my relatives could have done. Thankfully they could retire ‘early’ at 60 and live on savings until they got their pension. I do think that a lot of the disability and unemployment rate is due to age related ill health.

Plenty, my boss just retired at almost 70 and we have one employee who is 75+. Some men of that generation find it hard to stop working, not necessarily for financial reasons.

It always has. Retirement has only been an option at all for less than a hundred years.

They want you to work to 67 and then die quick. Ideally having made your own private pension provision too which soon they will be able to tax if you haven’t spent it all.

I’m 58 and working full time - trying to build up my pension after many years of working part-time when dc were small. Already accrued enough contributions for state pension but it’s 9 years away and don’t have sufficient savings to stop yet. Desk job for global company: interesting work but it’s busy, long hours often into the evening and I find it increasingly stressful as I get older; I’m also very aware I’m getting less efficient as I get older, particularly in past year or so. Menopause has not helped in this respect. I’m exhausted by the weekend and have little time during the week for hobbies or interests.