Working full time until 67 - is it possible or realistic?

[Hopthegoodgod]

I will not be able to take private pension until 67 yrs as I started paying in later in life.
Is it realistic to assume I can work full time
( state school teacher) ? Colleagues suggest I am being naive. I am in good health atm and not overweight or a smoker/drinker. However recent comments about how our working memory/body deteriates have got me doubting myself.Would welcome comments on personal experience or opinion?

Sitting in an office all day in front of a computer is obviously going to be difficult to working on a building site at 70.

People might be living longer but that still doesn't mean they are fit. It just means their on medication to keep them going.

I also seem to know far too many people who've had cancer at a young age, meaning death long before retirement age.

😅 love this - good for the both of them!

Up until last year when I was 65 I was convinced I’d carry on working until I was 70. It’s an office based position but with a lot of responsibility and if I were to make a mistake it would affect a lot of people.
I’ve just turned 66. I’m completely burnt out and would retire tomorrow if I could. I don’t have health issues, I’m just exhausted.
I just think there is little point saying you will work until 70 when you just don’t know how you are going to feel.

My mom is working full time at 73 years old. It’s crazy!
edit to add: she’s in a service job so very demanding ok her body too. She just cannot afford to retire.

Retirement doesn't appeal to some people.

More likely some people simply can't afford to retire.

Particularly people who will still be paying private rents and who don't have great private pensions as well as their state pension.

God only knows how those people will manage when they really can't work any longer.

I think it depends on the age of the children you teach, class size and general behaviour and amount of TA support in your school.

Teach a large Reception class with minimal support? No.

Teach a large Y5 class containing many children with behaviour issues and minimal support? No.

Keep being moved into different year groups so you can’t re-use resources you have prepared or are familiar with? No.

Teach a small KS2 class of well-behaved, independent children in a year you are familiar with? Yes.

I actually think it an unfair expectation and naturally favours easy office jobs. I also believe it's unfair when jobs are scarce, particularly senior ones. Older people need to make room for younger people, from that point of view it's very selfish. And controversially I would say in most work places they don't want the older ones to stick around as they're usually slow and unwilling to learn new things, and often not even very good at their jobs!

I have farming friends who are still going strong in their early 70s. They are incredibly fit because of all the physical work they've done most of their lives. They either have to sell the farm and go and live in a bungalow in the town or keep farming till they drop.

OP, you may be cheered to know that I've heard several employers (including a woman who is head of HR at a big national insurance company) talk about a drive to recruit older workers after some difficult experiences recruiting the younger generation.

Interesting. Farming could be different, but I think where people do specific physical repetition working until 67 is not viable. My cousin is a tiler and already having issues in their early 40s with RSI

Laughing at the generalisation that office jobs are easy and older people are slow.

Should we also assume that all younger workers are incapable of holding a conversation because they have spent most of their lives glued to a phone?!

Sorry if I caused offence as I'm not actually that young myself. But this is what I've noticed, some people really just need to retire! And if only to make space for new people when some do it for fun and not for the money

Nonsense, there are just as many slow, not fit for purpose youngsters in any work place.

I’ll be working well into my 70s at this rate! I’m 58 and have just taken out a new 10 year mortgage due to divorce. Also have a 20yo DD to support - with how low wages are compared to the price of rent etc I’m sure I’ll still be helping her out for many years to come..

I’m a physio but with my body deteriorating I don’t feel like I have 10 years of clinical practice left in me and will probably have to end up moving over to telehealth. My passion is working directly with patients but I just can’t see this being feasible for much longer as it’s such a physical strain. Quite depressing really!!

She was probably in her 40s😬

😂

More likely some people simply can't afford to retire

No, it's like I said - retirement doesn't appeal to some people.

Well, that will be most people eventually.

You were offensive.

A lot of people can’t afford to retire. Also, who wants to retire and sit around for thirty odd years waiting for the inevitable?

It’s very short sighted to think that people leaving the workforce will make space for the younger generation. I know a couple of girls in their twenties and their work ethic s questionable.

Health is very variable. Some are reasonable fit and well in their sixties others have a catalogue of illnesses. You can't predict it that much either. Just keep going as long as you can.

In my case I was also realistic, I have worked with so many older people that really are a waste of space. Contribute nothing but negativity but won't leave they are a drain. Most don't need the money either

I plan to keep working in my existing education sector role to maybe 70 for social and mental stimulation but perhaps reduce down to three days a week. I am hoping with AI, I can do the same job in a shorter timeframe! I want to travel more once my youngest is fully independent.
I work on my physical health by lifting weights and eating a healthy diet. Let’s see!
At least my job gives me paid sick leave and I have enough accumulated over the years for a major health event requiring lots of appointments.

Well I'm not sure you can cram any more misconceptions and horseshit into that little slice of offensiveness....well done!!

One of them actually naps at his desk!