Dear Bhavanichettiar
Thank you for your enquiry. I am sorry to hear of the difficulties you have been having. If you have a written contract of employment or any documentation relating to the terms of transfer of employment to the UK employer, you should check to ensure that you are an employee. If you are an employee, you are entitled to take up to one year of maternity leave or until the contract ends if earlier. You must give your employer notice for maternity leave and pay by the 15th week before your expected week of childbirth stating that you are pregnant and the date that you wish to start your maternity leave. If you are late you should give notice as soon as possible. In order to be paid SMP you must give your employer your MATB1 maternity certificate which you can get from your midwife or GP. This will state your due date and will be used to calculate your SMP.
You can generally choose when your maternity leave will start. It can start as early as the 11th week before your baby is due and can start as late as the birth. If you are absent from work in the 4 weeks before your expected week of childbirth, because of pregnancy-related illness or a maternity suspension, your leave will automatically start on the day after your first day of absence. If you give birth early your leave will start the day after the birth and you should let your employer know that your maternity leave has started.
You will be eligible for SMP if you are paid through PAYE (with any UK tax and National Insurance contributions deducted at source) and you meet all three of the following:
- You have been employed by the same employer for at least 26 weeks by the 15th week before your expected week of childbirth.
- You are still employed in the 15th week before your expected week of childbirth. You are still employed during sick leave and annual leave.
- You earned at least £123 per week/£125 pw (April 2025-April 2026) in the 8 weeks (if you are paid weekly) or 2 months (if you are paid monthly) immediately before the end of the 15th week before your baby is due.
If you are eligible for SMP it will be paid for a maximum of 39 weeks. SMP is paid at 90% of average weekly earnings for the first six weeks. The next 33 weeks are paid at a flat rate of £187.18 (April 2025 - April 2026) or 90% of average weekly earnings if that is less than the flat rate. If you are not eligible for SMP your employer must give you an SMP1 form within 28 days stating why you do not qualify.
Once you have qualified for SMP, as above, you are entitled to be paid it for the full 39 weeks (unless you start work in a new job after the birth) and this applies even if your job ends, your visa expires or you leave the UK.
If your employer is refusing to pay SMP, you can contact HMRC Statutory Payments Disputes Team on 0300 322 9422 to ask for a formal decision. If you have qualified, they will order your employer to pay it. I suggest telling your employer in advance if you are going to contact HMRC as this may prompt them to resolve it.
If you are not eligible for SMP, or your employer has wrongly refused it and you are waiting for a decision from HMRC, as above, you can claim Maternity Allowance. You should complete this form: https://www.gov.uk/government/publications/maternity-allowance-claim-form You must apply within 3 months of the start of your maternity leave wherever possible as your claim can only be backdated for up to three months.
I suggest also checking your employer's maternity policy to see if they provide any enhanced maternity pay, on top of any SMP or Maternity Allowance that you can claim. If your employer is refusing your maternity leave and any enhanced maternity pay they provide, or you have been discriminated against because of your pregnancy (such as loss of wages or loss of work) you may have a claim for pregnancy discrimination.
I recommend raising the issues informally by speaking to your manager and/or more senior managers or by writing a letter/email. If you have been unable to resolve the issues informally, your next step is to consider raising a grievance and/or making a claim in the Employment Tribunal. You will need to pursue a grievance if you are thinking of making a claim in an employment tribunal as you are expected to take all reasonable steps to resolve the dispute and your compensation can be reduced if you have not done so.
There is a strict time limit for starting a claim in an Employment Tribunal of three months (less one day). Time usually starts running from the date of the act/decision or last in a series of acts/decisions you are complaining about. If you are making a claim for loss of wages the time limit is 3 months from the date of payment or last in a series of payments.
If you are thinking of making a Tribunal claim, you will need to go through ACAS Early Conciliation first. You can complete an online form here to start early conciliation: Early conciliation or telephone the ACAS helpline: 0300 123 11 00.
You must start Early Conciliation before the time limit expires. In some circumstances, a tribunal will extend the time where it is ‘just and equitable’ but there is no guarantee that a late claim will be accepted.
Unfortunately there are limited options for free legal advice and representation for employment tribunal claims. You may be able to get free legal advice and representation from your union (if you are a member). You should speak to their legal department as soon as possible.
You may be eligible for legal aid if you are bringing a discrimination claim. This is means-tested. You can find a legal aid provider here: https://www.gov.uk/civil-legal-advice or in Scotland: https://www.mygov.scot/legal-aid
You may also be able to get help from a local Law Centre: you can find the Law Centres Network website here: https://www.lawcentres.org.uk/
You should also check whether you have any Legal Expenses cover included on any home or car insurance policies you hold as this may cover free legal advice and representation for employment claims.
I hope that is helpful.