What am I?
Normal, sensible, rational human being. So yeah, you're a raging terf.
Many people want to divide trans women into those with and those without surgery. Which I understand. I disagree, but I understand. That's where it all started, after all.
Personally, I don't think this is about the men who want to be women, it's about the women whose spaces they want to use, and therefore whose presence in those spaces is crucial to that dynamic. And remember, these will mostly be vulnerable women.
Many women do not want to be around men when they're vulnerable, irrespective of their genital status. Surgery matters nothing if you are triggered by a male presence.
Nor does it matter in sport. Nor does it matter if you want to be counselled in a rape refuge, or if someone is handling your breasts during a mammogram, or intimate care for your elderly mother.
This isn't about granting special privileges to men who demand them. This is about women. And their rights to female only spaces and services. God knows, there aren't many. And those where sex segregation is necessary, are usually due to the fact that the woman is in a very vulnerable position.
This is about women.
But even your stance, which does make a distinction between those men with surgery, and those without, you'd still be considered horribly transphobic.
It's all or nothing, I'm afraid.