This wasn't my fanny, but over lockdown I had my smear as usual, and then happened to mention (while she was down there) a fatty lump on my inner thigh, at the very, very top of my leg.
I thought she'd just confirm it was a lipoma, reassure me and send me on my way, but I now know that they advise a doctor look at all lumps.
She asked me to make an appt with the doc, stressing it was important.
I felt like a right twit, voluntarily booking an appointment during a global pandemic for the doc to look at a lump a hairs breadth away from my genitals.
Because of its position I needed to remove everything apart from knickers, and get on the examination table.
The lump is fine, the appt was fine, and I guess it was a trip out, but I had a very severe case of "I'm wasting your time", especially knowing how hard it was (is) to get a GP appointment and how hard they were working.
I always like to use the GP loo before an intimate exam just to make sure I'm as fresh as I can be, but of course they were out of use.