I'm 5' 6" and 11.5 stone which technically puts my BMI at 26.
But BMI is bollocks and you can't compare yourself to someone who is the same height and weight as you without considering body shape and lifestyle.
I'm a size 10/12 and I weight train, muscle is a lot heavier than fat which is why my BMI is high. My body fat is only 25% which is on the lower end of the healthy range for my age group.
So no, I don't feel particularly overweight and I've spent most of my holiday in shorts and a bikini top.
But someone could be the same height as me and same weight, but don't do any physical exercise so they would have a lot higher body fat % and be bigger in size than I am, so they may perhaps feel overweight.
It's apples and oranges.