Supposed to be getting married in 12 days time!

[Onemorefortheroad]

Supposed to be getting married in 12 days time. Anyone else in same boat?!
Hotel are advising it's business as usual (with more hygiene processes) until they are basically told otherwise!

End of May but I'm looking at postponing now. The government are supposed to be announcing more measures later today to support businesses financially. I hope they enforce closures and that way people's insurance will have to pay out. Do you have wedding insurance?

July. I'm waiting it out for now. We've only paid deposits and registry office so far, so I'm waiting to see if they'll let me change date if necessary.

End of June and I'm starting to get twitchy

It's about the marriage, the wedding is neither here nor there, and in such a climate, it's even more important to have the legal protection of marriage, particularly if you have children and have compromised your earning to look after them. I'd go ahead with it.

I’m so sorry. I know it’s about the marriage and actually I agree that small weddings or just the two of you are amazingly special. I had to have the official ceremony in the U.K. first and it was every bit as exciting as my flashy one.
I know it’s horribly disappointing that people will stay away but you’ll never forget the anniversary year. And the ones that do come will be keen to enjoy themselves.

Can't imagine it will go ahead, so sorry x

Yes it's about the marriage, but that doesn't mean that I am any less gutted about potentially losing £20k - our insurance has categorically said they will not pay out if it's cancelled because the Government shut things down, or require self isolation/quarantine. All I can hope is that it remains advisory and the venue decide to shut us down, then we might get some of our money back

@Flixsfoilball our venue emailed us today offering to postpone as they know insurance will refuse to pay out unless the government forces the venues to close, which I still can't believe they haven't done. Is there the option for you to do that? We decided to postpone, it's too risky and I don't want a wedding with half the people not able to come or worrying people will get sick. I read on the BBC today that if less than 20,000 people in the UK die they will consider that a "good" outcome. Tbh that's what tipped me and made me realise this virus isn't going to be over soon. So far all the suppliers have been brilliant and said they totally understand and will do their best to accommodate a new date

We have insurance and haven't paid the actual venue yet. They have said if the government bring in measures to stop it going ahead we can postpone... postpone to when though?! When will this nightmare be over?

@onemorefortheroad were looking at next June now

We’re early July. Looking to do the legal bits in May if we can (earliest church can accommodate) and the reception October. I don’t want to spend the next 3 months on a knife edge and it’s looking unlikely parents could make July as things currently stand.

11th April here. Pushing forward with it for now, if we need to postpone will be looking for this time next year of space. Such a sad time 😢 absolutely devastated

I don't see how the insurers can not pay it. I've read our t's&c's and I have no idea how they can not cover it. What on earth is the point of insurance if it doesn't cover this?
It's a joke.
Ours is mid-May. No idea what's happening. I can't reach our insurers on the phone and I'm waiting to hear back from the venue. Everyone is asking what is going on and I wish I knew what to tell them.

@janebee4 I have asked but nothing back from the venue yet. Oddly, our insurance may be ok currently - we are screwed when the government does force the venue to close, that is when the insurance won't pay out...

You can still get married at the local registrar and postpone your hotel do indefinitely, have a good party there when everything is up and running again.

@Flixsfoilball oh really? Ours says it pays out if the venue cancels due to an outbreak of a contagious disease, but does not cover us for new government regulations or acts. I took that to mean if the government forces the venue to close then we'll get a pay out, but if the government just says 'no gatherings over 100 people' but doesn't insist places close then we wouldn't be able to claim. I guess insurers are going to try to find any loopholes possible or they'll be paying out millions.

We have John Lewis insurance and called them. They said the loophole is ‘notifiable disease’, it does not cover that. And CV has been made a notifiable disease

@janebee4 we are with wedinsure - sounds like the same wording. I got this from them today when I queried (I have asked them what constitutes a government act or regulation, as at the moment everything is advisory)

The booked venue for the wedding or wedding reception being unable to hold your wedding and/or wedding reception due to an outbreak of infectious disease (e.g. Coronavirus) or its closure by a relevant authority (except where the closure or their inability to hold your wedding is due to any form of government act or regulation - see below for further details).

The policy does not cover any claims or losses arising directly or indirectly from a government act or regulation. This would include any government enforced ban on public or social gatherings, travel bans and restrictions, lockdowns, mass self-isolation or quarantine orders etc. In addition the policy does not cover any claims arising from flight cancellations or the inability of you or your guests to attend the wedding due to flight bans or foreign travel bans etc.

@Mummyme87 ours is also John Lewis insurance and they told me something different when I called them. Did they send you any information or anything? I feel like it's going to be months of different people saying different things, and uncertainty.

No advice but I'm really sorry you're in this situation. I have some friends getting married in June and they are realising it probably won't happen it's so sad. One day though, It will be the best day of your lives!

I really hope the government doesn’t force venues to close. We’re trying to rearrange right now but the venue isn’t happy and wants us to go ahead... and I suspect people are misreading their insurance and won’t be covered if the government forces closures. Mine definitely had the same clause as @Flixsfoilball, although it’s through Emerald... they’ve been clear that right now if the venue cancels we’re okay, or if fiancé or I get it, but as soon as government act in closing venues/banning gatherings happens, nothing is covered anymore.

I can’t really believe our venue are being so unhelpful.

tomatoo we called Sunday and told us where About’s on the policy it stated we couldn’t claim. Hadn’t changed anything

@tomatoo what did they tel you?

This is what they pointed us to @tomatoo

I feel so sad for you all and can understand why you’re devastated (and thats from someone who may be about to lose an airline job I’ve had for decades). I hope you get to chance bookings/get a refund. Would you think about getting married now, just you, parents and close friends, then having the party later when you can? I think that’s what I would do.