I am new to the style and beauty board, and I see a range of opinions on here about all things S&B, but I thought I'd ask my question here and garner some thoughts!
It's about flat shoes - black loafers, with a gold embellishment on the top (e.g. chain or snaffle, as in from a horse's bridle). I see younger models wearing these shoes in online advertisements, and I'm sure I've seen young women wearing the shoes in real life and looking smart/cool/good.... but I worry about looking frumpy! I'm 41. Does the level of frumpy vs cool/stylish depend on the specific brand of the shoe, or something about the shape? I live in London, and I work in the arts.
Here are a few links to the sort of thing I mean. If anyone has any insight on how to choose the least frumpy version for my age, do share!
Black Dune leather with chain
https://www.dunelondon.com/goldsmith-chain-trim-leather-loafers-black-0076510780004484.html
Black Dune suede snaffle loafer
https://www.johnlewis.com/dune-glenniee-suede-comfort-snaffle-loafers-black/p111138960?size=EU40&s_ppc=2dx_mixed_fashion_BAU&tmad=c&tmcampid=2&gad_source=1&gclid=CjwKCAjw5v2wBhBrEiwAXDDoJWO7bcNKeHh3EpntNrtdJ1X48SN3C_r0NX0nIvBuWKb2t5HQbTELCxoCNQMQAvD_BwE&gclsrc=aw.ds
Black Russell Bromley snaffle
https://www.russellandbromley.co.uk/loafer/123953?gad_source=1&gclid=CjwKCAjw5v2wBhBrEiwAXDDoJQeCrIvrOfbUuVkZejmiy8q38bgpMGrd4l1PQCp8yq-rsgFtuy1b-RoCFNkQAvD_BwE&gclsrc=aw.ds