Loafers are tricky to pull off. Often they are quite uncomfortable too, with their hard backs. It was ever thus, I had some patent ones when I was about 20 in the 80s. I could only wear them with socks, not knee highs or tights.
In the late 90s I wore some high block heel loafers at my brother’s wedding. They were also patent but still looked frumpy with some outfits. The fashion in shoes turned away from that style shortly afterwards, so all round not a great buy.
I’ve got quite a lot of footwear but only a few pairs that could be described as loafers. I tend to think of them as easily packable shoes for the evening out on a hiking holiday or breakfast shoes in a hotel. Inevitably these are soft backed cheap shoes.
The only loafers I’ve ever found genuinely comfortable are the backless mule style ones. Mine are Jones the Bootmaker from years ago.
The chunky ones look nice, but I fear that they will soon go out of style and they hard to pull off as a style. I work in a library, so I’m keen not to look like a classic librarian 😂