I tell myself you get what you pay for and should use what you like and what suits you but these days I seem to like high end everything as follows:
Liz Earle cleanser, toner and moisturiser
Wella shampoo and conditioner or Liz Earle
Clinique foundation, lipstick and perfume
Clinique or Estee Lauder perfume
I have very sensitive skin and eczema so need to be careful what I use. I use basic body creams and get that on prescription.
I work full time and earn a decent wage but still worry about spending a lot in these times.