I inherited a lovely diamond ring, a beautiful stone in a solitaire setting. I was thinking of getting it reset into a very simple pendant for everyday wear. I'm hesitating slightly as a friend said she'd be much more cautious of a necklace breaking and losing the diamond. I wear a necklace most days and don't think I've ever not noticed if a necklace broke while I was wearing it. It's probably only happened a couple of times in 20 years. Would I be foolhardy to risk it?