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What does CM actually cover?

83 replies

Dinoswearunderpants · 12/09/2023 12:06

My DH has three other children aged 16, 13 and 10. He pays above what CMS have stated and does all the travel to collect them (90 miles round trip each way).

He also pays half of everything on top. School trips, hobbies, prom, transport to school.

We have a DS of our own and I'd say I pay 80% of costs associated with him. I earn more than DH so I don't mind paying more however there is of course some contusion with all these extras he pays.

I'm curious to know what exactly CM should cover and what other people do.

OP posts:
Are your children’s vaccines up to date?
piscofrisco · 12/09/2023 16:54

There is no exhaustive list of what it should cover. I think you need to set it out and agree it during your finance hearing. So it goes towards accommodation, food, clothes as basics and then any extras are agreed on top. But you need to be specific.
My dh pays 950 a month for two children that we have 45% of the time. On top of that he pays travel costs, (100 mile round trip x 3 or 4 a week depending on how the schedule falls. He also pays half of of school trips, football fees and is now being asked to provide school uniform/football kit for when they are at our house. He is beginning to question some of that as there is no reason they need two pairs of football boots etc, they can go between houses and additionally some of the football fees are for a second club that he didn't even know about that never falls on our time.

Spacecowboys · 12/09/2023 16:56

Child maintenance as per the calculations covers the nrp’s entire contribution. Anything over and above is voluntary. If the nrp can afford it then of course it makes sense to also pay half towards uniform , school trips etc. However , it sounds as though you’re saying your oh can’t afford it and his extras are at the expense of your income and your shared child. So I’d be speaking to him about that. Very unwise for his ex to be heavily reliant on maintenance too. What will she do if he loses his job.

PizzaPastaWine · 12/09/2023 17:00

How do you arrange your finances OP? Is the 80% based upon the difference in your wages.

If not, your DH needs to pay more into YOUR household.

My exDH pays CMS only as does my DP with the exception of residential school trips. I'm fine with that.

I cover my DC financially when they are with me. My ex sorts it when with him.

Backagain23 · 12/09/2023 17:17

piscofrisco · 12/09/2023 16:54

There is no exhaustive list of what it should cover. I think you need to set it out and agree it during your finance hearing. So it goes towards accommodation, food, clothes as basics and then any extras are agreed on top. But you need to be specific.
My dh pays 950 a month for two children that we have 45% of the time. On top of that he pays travel costs, (100 mile round trip x 3 or 4 a week depending on how the schedule falls. He also pays half of of school trips, football fees and is now being asked to provide school uniform/football kit for when they are at our house. He is beginning to question some of that as there is no reason they need two pairs of football boots etc, they can go between houses and additionally some of the football fees are for a second club that he didn't even know about that never falls on our time.

Fuck me, what does the mother pay for?
I've not done the sums but say they are at their mums 2 nights a month more than dad, that's £237 per child per night at mums 🫣
I'm all for spreading the money around ao that the children get the most benefit but even I'm amazed that he's only beginning to wonder whata going on.

mathanxiety · 12/09/2023 17:28

How to support all of his children equally and fairly is something he should have sat down and thought about before having a child after divorce.

Milkkbottles · 12/09/2023 17:32

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Milkkbottles · 12/09/2023 17:35

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piscofrisco · 12/09/2023 19:07

@Backagain23 quite. She took half a million quid equity out of their house to his 165 k as well. He's a high earner. But not that high!
She once bought a new washing machine on an old credit card he'd forgotten she had access to, and when questioned said he should pay for it because she was going to do his children's washing in it Confused Presumably she was doing her own washing, and that of her live in boyfriend, by hand. If she wasn't such a genuinely awful person I would quite admire her front!

fairyfluf · 12/09/2023 19:15

AngelAurora · 12/09/2023 16:42

It's none of your concern what he pays for his kids, you knew the score when you got with him.

It is when it's her money paying for it!

Juneboon · 12/09/2023 19:32

dp has sdc 50% of the time and provides for everything on his time plus top ups any trips, school shoes/trainers and winter coats, AND by CMS standards still has to pay every month. In this case our house is paying “RP” for their half of the week? It’s nonsense but that’s the way the system works 😅

Unexpectedlysinglemum · 12/09/2023 23:07

Forevermermaid · 12/09/2023 13:58

The minimum requirement of CMS is very low and certainly not enough to meet living costs of raising children. Although of course this does vary depending on how much the non resident parent earns.

My DC's father pays the amount stated by CMS. I had to go via CMS as he 'offered' a lot less than that. The last three payments have been significantly late so it looks like I will now have to request CMS collect the funds straight from his salary.

He refuses to pay anything else other than the legal requirement - all requests for school uniform (so expensive!), school residentials etc have been declined. Apparently he pays "more than enough already." I'm going to stop asking as I'm finding it degrading. Legally, he doesn't have to. Morally? Different story!

My ex is the same! He wanted to pay less and just split costs of things that I bought for the baby but didn't acknowledge that I'm on stat maternity pay and I have a mortgage to pay which I'm now having to use savings for 😩 - funnily he didn't want to pay half of the mortgage and bills for baby's home so cms it is

Unexpectedlysinglemum · 12/09/2023 23:09

Dinoswearunderpants · 12/09/2023 15:44

Thanks for everyone's input.

I know he would never consider reducing what he pays and that's up to him. He knows I don't financially rely on him however his ex does.

I was just curious to understand what it should cover.

But if it's impacting your child it is your business.

My thought on this is if he chooses to give extra to his ex, then it should come from his fun money pot and he cuts back on his hobbies/tech etc not your family pot or contributions towards his own child.

Dotcheck · 12/09/2023 23:49

How often does he see them? Does he have to worry about childcare?

Dinoswearunderpants · 13/09/2023 09:56

2ndtry · 12/09/2023 16:09

@Caspianberg But, the non-resident parent still has a lot of those costs in their own home; extra rooms, beds etc. It isn’t supposed to cover half of everything at RP’s house and then NRP has to pay another 100% at their own. It’s designed to try and provide for the difference in time spent between two homes.
depending on the circumstances and how often they are with OP, £460 could well cover half of the RP’s additional costs

100% this! I think people forget that the non-RP still has to have adequate accommodation to house children.

I appreciate food is less however we pay for all the petrol driving there/back and that easily equates to £150 per month.

OP posts:
Dinoswearunderpants · 13/09/2023 09:57

AngelAurora · 12/09/2023 16:42

It's none of your concern what he pays for his kids, you knew the score when you got with him.

And there we are. I was waiting for a bitter ex to arrive.

It is my concern when I'm his wife and we have a child together.

I wasn't complaining, I was asking a question so politely jog along.

OP posts:
Dinoswearunderpants · 13/09/2023 09:59

PizzaPastaWine · 12/09/2023 17:00

How do you arrange your finances OP? Is the 80% based upon the difference in your wages.

If not, your DH needs to pay more into YOUR household.

My exDH pays CMS only as does my DP with the exception of residential school trips. I'm fine with that.

I cover my DC financially when they are with me. My ex sorts it when with him.

We generally pay 50/50 for household bills despite the difference in wages. I think that's why I pick up most of the childcare costs.

OP posts:
Dinoswearunderpants · 13/09/2023 10:00

mathanxiety · 12/09/2023 17:28

How to support all of his children equally and fairly is something he should have sat down and thought about before having a child after divorce.

Ha nice assumption but they were never married. Three children but no marriage.

OP posts:
Dinoswearunderpants · 13/09/2023 10:02

Unexpectedlysinglemum · 12/09/2023 23:09

But if it's impacting your child it is your business.

My thought on this is if he chooses to give extra to his ex, then it should come from his fun money pot and he cuts back on his hobbies/tech etc not your family pot or contributions towards his own child.

He sadly has zero money to himself. He doesn't have hobbies he pays for so all his money goes on his bills and children.

OP posts:
Dinoswearunderpants · 13/09/2023 10:03

Dotcheck · 12/09/2023 23:49

How often does he see them? Does he have to worry about childcare?

So the older two don't stay over anymore as they want to be close to their friends. We live an hour away so we get that. The youngest stays EOWE plus every Friday he collects her from school and takes her swimming.

OP posts:
ZeldaWillTellYourFortune · 13/09/2023 10:06

mathanxiety · 12/09/2023 17:28

How to support all of his children equally and fairly is something he should have sat down and thought about before having a child after divorce.

Yeah. I feel the rage that on a burning planet, this guy felt entitled to reproduce four times. That we know of. And now is paying the bare minimum to support his offspring. (Is the ex on benefits?)

How is it possible to create three kids in rapid succession and then decide to largely bow out of their lives, live 90 miles apart and quickly start a second family??

UndercoverCop · 13/09/2023 10:09

Your DH has 4 children, that costs a lot of money.

The mother of the first 3 will need to pay for, maintain, heat etc a much larger property due to having 3, plus food, clothes, the approvals are just that additional school trips, hobbies etc. What impact had being the primary carer had on her income? The additional flexibility and organisation she will have needed to provide around childcare?

I think your husband is right to contribute what he does, he left their mother not the children. Your child has two live in parents which aside from all the obvious emotional things provides flexibility around child care and not all the burden is on one parent for all drop offs, pick ups etc meaning neither job has to take as much of a hit as in a single parent home

Milkkbottles · 13/09/2023 10:17

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Milkkbottles · 13/09/2023 10:18

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UndercoverCop · 13/09/2023 11:11

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The older two don't stay with him at all and he sees the youngest every other weekend so no he doesn't have the same housing needs. If they were fifty fifty or if he had regular overnight contact with all of his children then yes, but he doesn't

Milkkbottles · 13/09/2023 11:16

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