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Ask us anything about funded childcare - eligibility, applying, and what to expect £100 voucher to be won!

501 replies

LibbyMumsnet · 30/06/2025 15:25

From September, eligible working parents in England with children aged 9 months to school age will be able to access up to 30 hours of funded childcare per week - part of the government’s expanded childcare offer in England.

We know that for many parents, it’s not always straightforward. You might be wondering:
Am I eligible?
How do I apply – and what’s the deadline?
What will funded hours actually look like in practice?
How do I feel about sending my child to nursery or a childminder?

This Q&A is here to help. Whether you’re after clear, practical info about the funding or want a better sense of what formal childcare is really like, post your question below and we’ll do our best to get it answered.

No question is too small – if it’s on your mind, chances are it’s on someone else’s too.
We’ve brought together two brilliant experts to support this discussion:
👩‍💼 Sarah Walker, an experienced Early Years teacher, who can answer any questions about formal childcare
👩‍👧 Tina Williams, Head of Editorial at Mumsnet and a parent currently using funded hours, who’ll be sharing her real-life experience

They’ll be answering questions weekly throughout July and August in the lead-up to the 31st August application deadline.

💬 Ask your question below by 31st August and you’ll be entered into a prize draw to win a £100 VEX gift voucher (T&C’s apply)

Thread gallery
17
TinaWilliamsMumsnet · 01/09/2025 15:01

wellingtonsandwaffles · 30/08/2025 07:43

What rules around additional fees are there? Some nurseries seem to charge almost as much in addition costs as a regular place would cost! Eg nappies, lunch, snacks

Hi @wellingtonsandwaffles - the rules around additional fees are quite clear - there cannot be any mandatory additional fees in relation to your entitlement hours. They also can't charge you for things like business running costs. If you don't want to pay for consumables, food or trips, speak to your nursery and find out what alternatives they offer. If they insist the charges are mandatory, speak to your local council. If you use additional hours on top of the entitlement hours, those are a private business matter. You may be eligible for Tax-Free Childcare to help with those additional hours.

Experts' posts:
TinaWilliamsMumsnet · 01/09/2025 15:02

Deerm · 30/08/2025 14:41

Is it available all year or restricted to term time

This will depend on your provider @Deerm. A lot of providers will offer the 30 hours across 38 weeks of the year, during term time. Some providers are open all year round and allow parents to split their hours across up to 52 weeks of the year rather than 38 (term time only), so parents can use fewer hours over more weeks.

Experts' posts:
TinaWilliamsMumsnet · 01/09/2025 15:03

clarabella12 · 31/08/2025 20:27

are you eligible for childcare for teenagers

30 hours childcare is for children aged 9 months until they start school. You may want to look at your eligibility for other offers, such as Universal Credit Childcare and Tax-Free Childcare. There's more information about these offers and school-aged childcare on the Best Start in Life website: https://www.beststartinlife.gov.uk/childcare-early-years-education

Experts' posts:
GentleFury · 01/09/2025 21:51

As someone considering a move to England and passionate about early childhood education, I’m curious: How do funded childcare providers accommodate children from multilingual or multicultural backgrounds? Are there nurseries or childminders with experience supporting Arabic- or French-speaking toddlers, and how can parents find the right fit?

OliveMoonLight · 02/09/2025 12:00

If we move areas midway through the term, would we be able to use the 30 funded hours at the next nursery or would we have to reapply for the new term?

LibbyMumsnet · 02/09/2025 15:22

Thank you to everyone who shared their questions on this thread - we hope the answers have been helpful!

@TinaWilliamsMumsnet will be posting a few more responses later this week, so keep an eye out for those.

I'm pleased to announce that the winner of the prize draw is @Jadetheobscure1989 - congratulations!

OP posts:
TinaWilliamsMumsnet · 03/09/2025 11:19

LookingAtMyBhunas · 01/08/2025 05:53

@TinaWilliamsMumsnet Please can you clarify this answer?

I'm pregnant and due in Sep. I work full time in public sector, joint income of 70k.
I understand we won't be entitled to the 30hrs until Sep next year due to term start dates etc. Is this right??

What does 'recourse to public funds' mean?

Thanks for your question @LookingAtMyBhunas. If you're eligible, you can start using the hours from the term after your child turns 9 months old - so if your child turns 9 months after 31 March but before 1st September, you should be able to use the hours from September 2026 - there is more information on term dates on the Best Start in Life website: https://www.beststartinlife.gov.uk/childcare-early-years-education/15-and-30-hours-support/working-families/how-it-works

Recourse to public funds means that individuals who are lawfully resident and settled in the UK can access benefits and support if they qualify. Unfortunately, parents without recourse to public funds aren’t eligible for the 30 hours entitlement. All families can still access the universal 15 hours for children aged 3 and 4.

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 11:23

Lab92 · 21/08/2025 07:52

I’m due to have a baby in October. This tax year my adjusted net income will exceed £100k. However, next tax year, when my baby starts nursery, my adjusted net income for that year will be below £100k because of maternity pay. How is the 30 hours free childcare calculated? Eg. Is it based on your income in the prior tax year?

Hey @Lab92 - it’s based on your expected income for the current tax year, not what you earned last year. When you apply, HMRC asks you to declare what you expect to earn over the year ahead. That’s the figure they’ll use to check whether you meet the thresholds (earning the equivalent of at least 16 hours a week at national minimum wage, and under £100,000 adjusted net income per parent).

So in your case, if by the time your baby is old enough for funded hours you’re on maternity pay and your adjusted net income is under £100k for the year, you can still be eligible. The system looks at your circumstances at the point you apply, not your previous year’s earnings.

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:13

EJ1000 · 27/08/2025 10:39

Direct payments - get the for my little boy , wkend rate at 4 hrs per wk. But I would like to pay the carer more , so pay them double but then get 2 hours per wk. Can I do that out of direct payment money or do I have to top it up myself ?

Hi @EJ1000 - we're not sure this query relates to childcare. You may want to query this with your local authority.

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:16

Oxforddictionary12 · 28/08/2025 19:48

Thank you for the opportunity to ask many much needed questions! I am planning to set up as a childminder. I understand it is possible to split funding between a childminder and a nursery if a child were to attend two settings? Are you able to confirm this and give a brief outline of how applying for this works- although I expect this may be dependent on your local authority. Many thanks!

Yes that's right @Oxforddictionary12, it's possible for a parent to split funding so their child spends some time at a nursery and the rest of their hours at a childminder. You should speak to any interested parents and your local authority to ensure you are able to receive the correct amount of funded hours.

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:19

OliveMoonLight · 30/08/2025 09:03

Ok, I have a complicated one-

So current situation-
Partner has just graduated, currently working bank agency work with universal credit top up as only a couple of shifts a week. I am on maternity leave.

I am due to go back to work end Sept and he has a new permanent band 5 full time job- the references, OH, DBS is still going through, so he may or may not start the new job by end Sept, but it likely to.

I have applied for the funding with the view that he will begin by then. Will that be ok even if he doesn't as he is still currently employed (maybe not earning the required amount atm)? If not and we don't end up being eligible over the 3 months, what will happen?

To be eligible to recieve the 30 hours, both you and your partner each need to expect to meet the income threshold in the next 3 months.

There is more information about eligibility and meeting the income threshold on the Best Start in Life website: https://www.beststartinlife.gov.uk/childcare-early-years-education/15-and-30-hours-support/working-families/eligibility

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:20

Enobaria · 30/08/2025 18:46

My son misses out on the funding until January by three days! But I need to go back to work so I’m forced to pay the exorbitant fees until January - does the scheme consider a leeway for such a close date to the cut off or am I unfortunately going to have to wait until January to start digging myself out of debt?

Hi @Enobaria - the scheme has termly deadlines to allow providers and local authorities to plan for when children are likely to start a funded place. Unfortunately this means you will not be able to take up a place until January. Depending on your circumstances, you may be eligible for other forms of support such as Tax-Free Childcare, and you can find out more on the Best Start in Life website: https://www.beststartinlife.gov.uk

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:21

Hancor01 · 30/08/2025 21:35

Hi,

I’m wondering if anyone can advise please.
I paid the amount into my childcare account when I got paid on 15th August and then set up a standing order to pay the child minder out of the tax free childcare account on 1st September.
The government top up was paid in straight away on 15th. I’ve checked the account today to check the money is there to go to the child minder and it’s only showing the government top up now. The child minder hasn’t received any money yet so does anyone know where the money has gone? Is it sent a couple of days beforehand and just isn’t showing as an outgoing transaction yet?
Hope that makes sense.
Thanks
Hannah

Hi @Hancor01, thanks for the question. This sounds like an issue with your childcare account - we'd recommend querying this with the Childcare Service helpline: https://www.gov.uk/find-hmrc-contacts/childcare-service-helpline

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:23

AleaEim · 31/08/2025 07:20

I’m confused about when to apply. I heard I have to do it months in advance but I find the website a bit confusing. My baby will be 1 end of December, she will be starting nursery in January when I go back to work. What date will she be eligible for funded hours and how do I apply?

We encourage parents to secure a place with their chosen provider as early as possible, and apply for funding before the deadline. If your child will be using their hours from January, you will need to apply before 31 December.

You can find information about application deadlines and how to apply on the Best Start in Life website: https://www.beststartinlife.gov.uk/childcare-early-years-education/15-and-30-hours-support/working-families/how-to-apply

Experts' posts:
TinaWilliamsMumsnet · 03/09/2025 17:25

angiejackson · 31/08/2025 13:27

Is everyone eligible for this and what if my circumstances change at any time?

30 hours childcare is for eligible working parents - you can check your eligibility on the Best Start in Life website: https://www.beststartinlife.gov.uk/eligibility-checker

You will need to reconfirm your code every 3 months on your childcare account, and as long as you remain eligible you will receive your code.

Experts' posts:
TinaWilliamsMumsnet · 04/09/2025 17:42

Dazedandconfusedma · 21/08/2025 11:38

My son is currently receiving 15fdee he’s per week, but should be going up to 30. I’m on maternity leave, he will still be entitled to 30 hrs right?

Hiya @Dazedandconfusedma - yes, if you are on parental leave, like maternity leave, and want funded childcare for an older child, who is not the subject of the parental leave, you may still be able to claim funded childcare if you meet the eligibility criteria.

Experts' posts:
TinaWilliamsMumsnet · 04/09/2025 17:43

GooglieWooglyWooglyWooglyWoo · 22/08/2025 20:25

My husband starts his new job a week after the start of September term. Is my DS still allowed to start his funded nursery place at the very beginning of the term?

Hi @GooglieWooglyWooglyWooglyWoo. If your partner is starting work in September, provided you have applied before 31 August and been given a code, you will be able to start your funded place from 1 September.

Experts' posts:
TinaWilliamsMumsnet · 04/09/2025 17:45

Snoopandredbaron · 23/08/2025 12:39

I have been claiming 15 hours free childcare for my son who's now 17 moths old. We started in January and opted for non stretched hours meaning our 38 weeks a year free has been used up. Will this entitlement for 30 free hours reset in January or September? Confused as to when this resets

Hello! Children who became eligible in January 2025 will be entitled to 2 terms (terms beginning January and April 2025) of 15 free hours a week and one term (beginning from September 2025) of 30 hours free hours a week. Hope that helps @Snoopandredbaron

Experts' posts:
TinaWilliamsMumsnet · 04/09/2025 17:46

Thanks so much for all your questions, I really hope we've been able to help. Best wishes with everything!
The Childcare Choices website has now become the Best Start in Life website. This brand new website will bring together information and support for parents - from childcare offers and eligibility, to information and support from pregnancy and throughout your child’s early years (and beyond). Visit the hub to find out more: www.beststartinlife.gov.uk

Best Start In Life

The Best Start in Life parent hub

http://www.beststartinlife.gov.uk/

Experts' posts:
AleaEim · 04/11/2025 14:36

Hi,

is this thread still open? I just got accepted for funded hours but the messages from gov.uk confuse me. It doesn’t say when I’m actually entitled to them just says the term after my baby turns 9 months but when is that? My baby was 9 months 20th September so when is the next term? This is so confusing and the info just isn’t clear.

TIA

InNeedOfASideHustle · 05/11/2025 04:39

AleaEim · 04/11/2025 14:36

Hi,

is this thread still open? I just got accepted for funded hours but the messages from gov.uk confuse me. It doesn’t say when I’m actually entitled to them just says the term after my baby turns 9 months but when is that? My baby was 9 months 20th September so when is the next term? This is so confusing and the info just isn’t clear.

TIA

She turned 9 months in autumn term so the next term would be spring term. This starts in January. Term dates can vary slightly between counties but you can easily find them on Google for the exact dates.

AleaEim · 05/11/2025 05:56

InNeedOfASideHustle · 05/11/2025 04:39

She turned 9 months in autumn term so the next term would be spring term. This starts in January. Term dates can vary slightly between counties but you can easily find them on Google for the exact dates.

Thank you. It’s funny how they expect you to know this considering I do not work in schools or even know any child in the UK in a school.

DRose3 · 06/11/2025 09:24

TinaWilliamsMumsnet · 29/08/2025 21:50

Hi @DRose3 - thanks for your question. As part of the major childcare expansion plan, the government has invested extra money to help more parents balance their family life and their work life.
That extra investment is to cover the core costs of providing childcare over those 15 or 30 hours - and takes into account things like inflation and average earnings. It doesn't cover the cost of things like additional hours, food and other consumables, or extra activities, so you may still be asked to pay for those. You can use other support like Tax-Free Childcare or Universal Credit to help with extra costs.

Thanks for your response. Can you please clarify why the government has chosen not to adequately fund nurseries, and isn’t taking into account all 52 weeks of the year? Especially given the very low U.K. wages which haven’t increased in line with inflation, and the COL crisis.

This is extremely disappointing as childcare costs in the UK are exorbitant compared to the Europe and the rest of the world.

We aren’t eligible for any assistance, even though working full time doesn’t cover our nursery costs of £1300 per month (with 30 hours of funding, prior to any funded hours we were paying £1600).

It unfairly penalises working parents, and primarily women, who are the one’s who often end up having to stop working completely, as part-time jobs are impossible to find, or not all jobs are able to be done on a PT basis.

CharlOlivia · 06/12/2025 17:56

I'm currently looking for work so if I manage to get a job soon how do I arrange for a nursery place and for the 30 hours funding by the time I'd have to start work. Seems like too much that has to be lined up for mum's to be able to go to work. Say if you manage to get a nursery place but miss the childcare code then have to pay for childcare even when not started working yet.

BrightBear1682 · 02/04/2026 15:06

I’m completely baffled regarding when I’d need to return to work to qualify for the free hours for childcare from 9 months old. I think I understand when I’d need to apply for the hours by, but I’m confused as when I need to be “back in work” to qualify.
Due date is 22nd May, so assuming he’s on time will be 9months old by the end of February 2027. So I believe I qualify for the free hours from 1st April and need to apply by 31st March. But I’m confused as to when I need to be back at work to qualify, I intend on being “back at work” but actually on annual leave for a month or so. Would I qualify if I return to work (annual leave) the 24th March?