We've been asked by Experian CreditExpert to find out what budgeting plans you have in place for Christmas this year (2 months to go, folks! 
).
They'd like to know what plans you have to get finances in order - or is it something you manage well, try to avoid thinking about or leave 'til the new year to sort?
Do you wait for sales or discounts when buying gifts - does this help you?
Do you set budgets for gifts, food, drink etc - if so, why? If not, why not? Has this changed since the recession started?
Do you shop online or do you prefer to buy gifts in person? Do you feel safe shopping online?
What money saving tips can you pass on to others at this festive time - for example - do you make your own gifts? Do you buy fewer gifts?
How much will you and your family spend on Christmas this year? Have you been saving for Christmas or buying things over the last few months or year?
Any other thoughts on the cost of Christmas all welcome.
Add your views and you'll be entered into a prize draw where one winner will get a £200 voucher for a major retailer of your choice - in time for Christmas!
You can find more info on CreditExpert here: www.facebook.com/ExperianUK
thanks and good luck
MNHQ