do you have any secret money?

[greensuedeshoes]

DH and I share all our money - we have no savings and some, but not much, debt (other than mortgage). I am happy sharing all our money but my mum has always said women should have a stash of their own in case things go wrong and you need to escape (she herself had to get out of bad relationship once and had no money of her own).

I have £3000 in national savings that are in my name only and dh doesn't know about - I pay £100 in each month from the money we give each other (all our money goes into one pot and we both take an allowance, the same each, from it for personal stuff and the rest is shared).

So the money is mine and from my allowance and therefore not depriving him of anything. I just want it to sit there and be there just in case for the future. But is it wrong to have a secret stash of money and of course over the years it will grow - will be quite a significant amount in another ten years for example.

We often wish we had more cash but if I added this money to the general pot it would just get frittered away on everyday stuff.

Any thoughts welcome - am just sorting out all my personal admin and started to wonder about this.

hi ladies n my dh who sometimes peeks at these threads thank god he doesn't know my name. i had a secret fund which i sometimes talked about to my dh, we had a nasty mortgage and when i could not contribute after i left my job to have ivf to concentrate on getting pregnant things got tough n guess what voila i was able to use that fund, from jan i am starting my cosmectic surgery fund for 20yrs time or to use when i visit my family all over the world. my dh is not good with money he says its a good thing i also get an allowance.

I always save up a couple of hundred pounds over the course of a few months then blow it on something for myself (usually botox). no-one suffers financially for it though and no-one really knows.

It doesn't rest easily on my conscience tbh but I do like having it.

it's a very sensible idea

I hope my daughters do the same, life can be v unpredictable and unfair - it's not about trust or needing a get-out plan, it's about not being foolish enough to carry all your eggs in one basket

Not intentionally although I did transfer a large chunk of our savings into a new bank account and it turns out the bank only put it in my name .

Keep meaning to sort it out but it involves form filling so don't get round to it and DH doesn't seem too bothered so he must trust me (hollow laugh..).

Marne, when my Grandma moved house they found £9,000 in bits in various places, including under a loose floorboard.

I have no money. Well, about 67p.