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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Am I wrong to be bothered by this?

84 replies

YouSaidSomething · 24/06/2025 16:25

Feel a bit pissed off but not sure if I’m BU. I know this isn’t AIBU but I’m feeling too sensitive to post this there!

For background, DP and I have 9 year old twins and DP has a 16 year old son who lives with us half the time.

I’m on the mortgage and the deeds of our house but DP pays all the mortgage and the bills because he earns £150k and I work full time but earn minimum wage. (I have a chronic physical health condition that really limits the sort of jobs I can do before anyone jumps on me about not working more. I used to have a big corporate job but I had to give it up and miss it every day.)

The money I earn generally goes towards running my 12 year old car and treats and extras for the kids. I also paid for a big holiday for us all on a credit card a couple of years ago and use my money to pay off the 0% balance each month over a five year period. Which I now realise sounds absolutely mad written down, given the topic of this post.

DP has never complained about covering all the mortgage and the bills. He’s happy for my money to be the ‘treat money’. But whenever we’ve needed to do very necessary work to our house he’s really dragged his feet and it’s been an absolute battle to get him to agree - for example - to do a loft conversion, so that our twins no longer need to share a room (they’re boy/girl) and DSS can still have his own room. It was literally about two years of arguments and me making the case for doing the renovations before he finally agreed. It was exhausting. Then of course once it’s finished, history gets rewritten and he acts as if it was never a big deal.

Likewise with holidays. He pisses and moans about the cost when I suggest going anywhere - hence why our last holiday is on my credit card. I booked it out of desperation because we hadn’t had a holiday in five years before that and I just thought fuck it, I’ll just pay for it. Obviously he was happy to come along and had a lovely time.

So that’s the context. Now to the point: I recently found out he’s spent £3,000 on a high end piece of sporting equipment for himself.

At first my attitude was fair enough, he can afford it, he pays all the bills, why shouldn’t he spend that on himself if it makes him happy?

But after thinking about it, I’m remembering how he said we couldn’t go abroad this summer because of what was spent on the loft conversion and numerous other times when the house or garden has needed something doing to it and he’s said we can’t afford it.

It’s like, if it’s spending money for the benefit of all of us, he doesn’t want to do it. But has no problem spending thousands just on himself, for something only he will ever use.

I can’t imagine I will ever be in a position where I can spend £3000 on myself. My car isn’t even worth that much. And even if I had that much spare cash - I would spend it on improving the house or garden, or on a nice holiday for us all.

I realise this sounds like a bit of a ‘diamond shoes are too tight’ situation, but it’s not about the amount of money per se, it’s more about the low-level meanness and sense that it’s only worth spending money if it benefits him - then money is no object. But he’s happy for the rest of us to go without the things that would make life a bit better if it means saving a few quid. For example, our front porch is rotten and starting to fall apart but he refuses to get it sorted because it will cost too much.

In the bigger picture, I hate that I don’t feel I have any say in our finances - which have always been separate. He has complete veto over any significant purchase. Although we own our house together, we are tenants in common, not joint tenants, so it’s not like he’s feathering my nest as well as his own by paying all the mortgage. He’s just bumping up his own equity.

I honestly can’t tell if I have a right to be pissed off about this £3k shiny toy or not. Am I a mug?

OP posts:
SixteenClovesOfGarlic · 24/06/2025 17:14

I'm shocked that the man is being called names by OP and other posters when he's paying to house her and paying all the bills.

It's fine that the house is being paid off, that's both their choices.

Kaamana · 24/06/2025 17:14

In the bigger picture, I hate that I don’t feel I have any say in our finances - which have always been separate. He has complete veto over any significant purchase. Although we own our house together, we are tenants in common, not joint tenants, so it’s not like he’s feathering my nest as well as his own by paying all the mortgage. He’s just bumping up his own equity.
I honestly can’t tell if I have a right to be pissed off about this £3k shiny toy or not. Am I a mug

This is not great. I think you need to sit down and speak to him. Tell him how you feel.

Is it because you have another kid from a previous relationship? I’m just wondering if that’s why he’s treating your finances so seperate when he knows you can’t work more. And you don’t have any oversight of his investments etc.

SixteenClovesOfGarlic · 24/06/2025 17:17

She doesn't have a kid from a previous relationship?
Anyway, I'm out. I would love someone to house me and pay all the bills!

Nanny0gg · 24/06/2025 17:17

HenDoNot · 24/06/2025 17:11

the porch is falling down we should get it replaced

It’s not “we” though is it, it’s him. You’re telling him what you want him to spend his money on, but you’re not offering to contribute. You want a loft conversion, a new porch, new decking, and a holiday, and you want him to pay for it all, along with the mortgage and all of the bills, while you have 1200 a month to essentially spend on whatever you want to.

If you want to spend 3k on a treat for yourself do it, you have plenty of your own spending money.

That she spends on her children to a large degree

Or do you not think she's entitled to a haircut 4 times a year?

Nanny0gg · 24/06/2025 17:17

SixteenClovesOfGarlic · 24/06/2025 17:14

I'm shocked that the man is being called names by OP and other posters when he's paying to house her and paying all the bills.

It's fine that the house is being paid off, that's both their choices.

Whilst she sits on her arse eating grapes?

HenDoNot · 24/06/2025 17:20

Nanny0gg · 24/06/2025 17:17

That she spends on her children to a large degree

Or do you not think she's entitled to a haircut 4 times a year?

Kids clubs and their pocket money don’t cost the OP 1200 a month. She has a lot of spending money to herself.

SixteenClovesOfGarlic · 24/06/2025 17:21

Nanny0gg · 24/06/2025 17:17

Whilst she sits on her arse eating grapes?

Part time employment and zero bills to pay is an unattainable dream for most people.

Yes, having an illness is shit.

YouSaidSomething · 24/06/2025 17:23

I’m hardly ‘frittering’. I run my car, pay into a pension, pay off the holiday, and pay for the kids’ sports clubs and equipment (which are not cheap!). As a PP said, 3 or 4 times a year I’ll have a hair cut. Maybe every couple of months I’ll buy a new top off Vinted or go to the pub with my friends. I’m not exactly living the high life.

OP posts:
AttilaTheMeerkat · 24/06/2025 17:23

OP

re your comment:
"We have a good relationship - he’s not an arsehole to me or anything. We get on very well. He just has this selfish mean streak when it comes to anything financial. He grew up in poverty and he has a very weird relationship with money. Refuses to spend anything, but will then make a massive frivolous purchase and then the next month he’ll be moaning about some broccoli that’s gone off in the fridge and had to be chucked out and freaking out about wasting food".

He is a tight fisted skinflint who is feathering his nest at your expense. Mean with money and mean with love. He is your very own Mr Wrong and you actually are too good for him. He's always refused to marry you because he thought about money then too. I feel sorry for the kids in all this because this is no model of a relationship to be showing them. Why are you so accepting of this or at least have been until now?. Are the scales finally falling from your eyes?.

Do you know if he has written a will?. If he drops down dead suddenly without he having made one you are really going to be up shit creek as well as dealing with your own grief. I hope you get on well with his parents because they could well take over in such circumstances.

Denial is a powerful force and you simply did not recognise or otherwise really minimised the red flags here re his attitude to finances. I do not think your relationship is that good beneath the surface mainly because it is not equal.

It is not your fault you have health conditions so can only work part time along with doing all the life admin re the kids. And he has no intention whatsoever in paying off the holiday loan because that is something you wanted rather than him. he's more than happy to blow 3k on some sporting equipment and I would also think that sum would have gone some way into paying off your loan. In the meantime interest is accruing on that loan and its going to be very expensive in the long run.

YouSaidSomething · 24/06/2025 17:26

Kaamana · 24/06/2025 17:14

In the bigger picture, I hate that I don’t feel I have any say in our finances - which have always been separate. He has complete veto over any significant purchase. Although we own our house together, we are tenants in common, not joint tenants, so it’s not like he’s feathering my nest as well as his own by paying all the mortgage. He’s just bumping up his own equity.
I honestly can’t tell if I have a right to be pissed off about this £3k shiny toy or not. Am I a mug

This is not great. I think you need to sit down and speak to him. Tell him how you feel.

Is it because you have another kid from a previous relationship? I’m just wondering if that’s why he’s treating your finances so seperate when he knows you can’t work more. And you don’t have any oversight of his investments etc.

Edited

He has a kid from a previous relationship, not me.

OP posts:
ginasevern · 24/06/2025 17:27

WinSomeandLoseSome · 24/06/2025 16:58

Why don't you work full time then? Your kids aren't babies.

It literally tells you in the OP, she has a chronic health condition. She used to have a big job in corporate.

AttilaTheMeerkat · 24/06/2025 17:31

I presume his previous relationship ended also because of his overall attitude to money. I would assume he has not taken any real responsibility for that ending either and blames his ex partner.

YouSaidSomething · 24/06/2025 18:07

Getting ill completely fucked things up for me. I’ve spent so long battling to get to a point where I could do some work and feel useful again. Finally I’m at a place where I can look up and take stock and it’s dawning on me now how unequal things have become without me really noticing.

OP posts:
ZoggyStirdust · 24/06/2025 18:17

How much does he have left over each month after paying all the bills?

myplace · 24/06/2025 18:27

Talk to him about wills and Power of Attorney for emergencies.

Ask who he wants to make medical decisions for him, in the event of an accident. At the moment it’s his parents- and presumably your parents.

Discuss the money you are paying for activities for the children. Discuss the cost of the housekeeping and child running around services you are currently providing.

Consider your options.

Kaamana · 24/06/2025 18:28

YouSaidSomething · 24/06/2025 17:26

He has a kid from a previous relationship, not me.

Sorry I misread that! It’s been a long day lol

Megifer · 24/06/2025 18:34

Stingy fucker, start invoicing him for at least half the hours spent on housework, sorting DC out, and half what you spend on holidays/DC clubs.

Not many things are more unattractive than a miser.

Pickle991 · 24/06/2025 18:41

Do you own the house 50:50 OP? You say you’re on the deeds but not in what shares, if joint tenants, tenants in common in unequal shares…

PeggyMitchellsCameo · 24/06/2025 18:45

I think he sounds tight AND mean. Yes he pays the mortgage and bills but to be quite frank, so bloody what? He’s quite happy for OP to put a holiday on a credit card and spend 3k on golf clubs, or whatever he’s bought.
It is clear he sees himself and his money as coming first, and his partner and children as coming second.
Not being married has left OP vulnerable as well. I beg he has money piling up, and none of it will benefit her.
They are supposed to be partners. She’s not the nanny!!!

Pickle991 · 24/06/2025 18:56

PeggyMitchellsCameo · 24/06/2025 18:45

I think he sounds tight AND mean. Yes he pays the mortgage and bills but to be quite frank, so bloody what? He’s quite happy for OP to put a holiday on a credit card and spend 3k on golf clubs, or whatever he’s bought.
It is clear he sees himself and his money as coming first, and his partner and children as coming second.
Not being married has left OP vulnerable as well. I beg he has money piling up, and none of it will benefit her.
They are supposed to be partners. She’s not the nanny!!!

Yes exactly this, no doubt he is stashing away his savings which OP has zero claim over.

women have to be all in to have children and literally risk their lives doing so, at the very least trash their careers, retirement provision, and bodies in the process. She gave this man twins. And yet some posters are acting like it’s somehow generous he’s keeping a roof over his family’s head. Ridiculous.
He should be all in financially too, he doesn’t want to be, and that’s why he didn’t marry the OP. The only asset he has to share with her is the house.

Kaamana · 24/06/2025 18:56

Yikes I missed this too. The fact they’re not married as well as the fact he had a previous kid . This makes it even worse IMO.

And I assume you probably helped out with childcare a lot over the years for his child when he was younger, to enable him to do 50/50.

OP you’re not in a good position at all.

Is there any reason he has given you as to why you’re not married considering you have two of his kids? Was he married before ? Is there an age gap?

Just trying to figure out the dynamics here, because it certainly seems as if he’s made sure he has the upper hand

LittlleMy · 24/06/2025 18:57

Megifer · 24/06/2025 18:34

Stingy fucker, start invoicing him for at least half the hours spent on housework, sorting DC out, and half what you spend on holidays/DC clubs.

Not many things are more unattractive than a miser.

Honestly, all these similar couples threads thing has been such an eye opener for me! I honestly thought that couples who lived together (married or not), must have done that because they love each other. So that means they want the best for each other which in turn means that (assuming neither of them are lazy irresponsible CFs), that they will pool their resources to get the best life for everyone in the family. This resulting in all chores being taken care of and no one unduly stressed. The fact that so many male partners have the necessary freedom to achieve high paid work whilst the woman does all the birthing and care of the children and house/family admin and then when she finally catches her breath (often in part or full time work though usually lower paid herself), she finds her OH jealously guarding his financial resources not appreciating that often he only reached that salary because of the ‘invisible’ work his partner did keeping the family ship on course. I don’t feel so bad now being child free and single. If this is what a lot of men are like, you’re better off staying single and just supporting yourself to get a great salary and then just live your best single life before it’s time to leave than partner up with a miser! Not marrying the mother of his twins either so just all the benefits huh?! 🤦🏻‍♀️

Kaamana · 24/06/2025 19:01

Exactly @LittlleMy This scenario is sadly all too common.

That’s partly why the single and childfree movement/trend is growing and governments are scratching their head asking why we are popping out less future tax payers than before.

And instead of (some) men trying to be better many of them are just getting angry that we are no longer will to just settle for any man.

AnonKat · 24/06/2025 19:09

Megifer · 24/06/2025 18:34

Stingy fucker, start invoicing him for at least half the hours spent on housework, sorting DC out, and half what you spend on holidays/DC clubs.

Not many things are more unattractive than a miser.

He could then say she has to pay for half the mortgage and bills surely?

YouSaidSomething · 24/06/2025 19:17

Pickle991 · 24/06/2025 18:56

Yes exactly this, no doubt he is stashing away his savings which OP has zero claim over.

women have to be all in to have children and literally risk their lives doing so, at the very least trash their careers, retirement provision, and bodies in the process. She gave this man twins. And yet some posters are acting like it’s somehow generous he’s keeping a roof over his family’s head. Ridiculous.
He should be all in financially too, he doesn’t want to be, and that’s why he didn’t marry the OP. The only asset he has to share with her is the house.

Yep. All of this, basically.

OP posts: