i think age/stage is important here. I met my husband to be when I was mid twenties, living in a shared flat, had nothing to bring to relationship apart from my bin bag of clothes and a crappy car. I was working and had a degree, but was in relatively low paid work at the time. He was 3 years older, owned his flat and had savings as had not gone to university was working much longer than me.
i moved in with him, his mum warned him I might be a gold digger! I remember laughing when he told me, thinking I would have gone for someone who was earning a lot more if that had been a consideration.
Anyway, been together 30 odd years now, kids, he has supported me through ill health and I am now supporting him. As previous posters have talked about, we built a life together, stronger financially and emotionally together.
We were both relatively young and at the start of building our careers and importantly - no kids.
All of this is irrelevant to you though, I have no idea if your potential partner is like mine, who turned out to be an undiscovered gem, just waiting for the right woman to build a life with.
i am now in my fifties and husband is seriously unwell. If he doesn’t make it, I will never live with another man or re marry. I would not jeopardise my financial security or my childs for romance.
This is a long winded way of saying, it’s a gamble!
I am very glad my partner took a gamble on me in my twenties, but I would never gamble in my fifties.
Only you can know what your appetite for risk is.
Some gamble and win, others lose.
Good luck with your choice.