Partner took out loans in my name

[gallgirl]

I am in an abusive relationship l really want to leave. He has been taking loans and credit cards in my name that l didn't know about now l have bad credit. I want to leave and rent privately but have realised l probably won't be able to because of my credit. Any advice would be appreciated

Contact the police and tell them.

But they would have to have had your id and you to sign? Don't you remember?

I definitely didn't sign up for any credit cards or loans am not sure how he did it

Go to the police, about the fraud and the abuse.

You are not married therefore not financially tied and not responsible for his debts.
If he has taken loans out in your name without your permission go to the police.
Womens aid may help also.
Very best of luck OP.

Contact women’s aid if you need some practical advice on how to leave while all this gets sorted out.

Then contact the police, explaining you are in an abusive relationship and need to press charges while leaving

Contact citizens advice who will help you sort out your credit score and communicate with the companies..

So sorry OP - it will take a bit of wrangling but you’ll be able to get rid of him and the fake debt problem

You have to go to the police. My friend took out loans for her abusive ex 15 years ago, in her name she signed but felt she had no choice as she was coerced into the loans. She is still paying the money back and he is long gone with nothing to show for the debt

Don't you remember? How dare you!

Financial abuse is such a large sector of abuse. OP, I believe you.

Try Action Fraud. You might get somewhere there. Provide as much evidence as you are able to

https://www.actionfraud.police.uk/

Talk to the police

Really? You think fraudsters rock up to the doorstep of their victim and ask for a signature?

It is why it's called fraud.

OP you need to go to the police about all of this. And women's aid for support in leaving and starting a new life.

Are there any kids or just you?

What means do you have - a car? Money? Family nearby?

Why do you always post such utter rubbish? Every time I see a ludicrous post, it’s you.

I have no money he spends it all. I work full time. I have a 25 year old son who lives at home he has been long term unemployed due to depression

I’m a financial crime manager and you’re taking nonsense.

OP - speak to the police. They have financial fraud specialist units who will be experts in dealing with these situations and will be able to help and advise you .

Call the police, report the fraud.

I applied for a credit card recently and it’s all very much online. I got a Tesco card for 5k (so unrelated to my bank) I signed the credit agreement electronically, they sent it to my email address. They sent out card / pin to my address.

If you live with another person/ they have access to your house I can see it’d be really easy for them to take out money in your name.

refugetechsafety.org/fraud-and-coerced-debt/ this is a really excellent resource. We have referred a couple people to their team who have sorted out fraudulent loans for people.

Exactly. I applied for a new card this week. All done online (as has been the case for at least twenty years now). I could just as easily have applied using my husband’s details.

I assume for a loan the person has to first open a fake bank account in thr name of the other person to get the money paid into so well planned out, all banks should be demanding a photo to be taken as part of the application

Definitely report to the police

Why do you always post such utter rubbish? Every time I see a ludicrous post, it’s you.

Well said.

Financial abuse is a crime and is now well recognised as a common feature in abusive relationships. Report him to the police

Report to the police.
Get a crime reference number.
Go to CAB (or other debt advice charity).
Tell them your story.
Give them the crime reference number.
They will write to the creditors on your behalf.

You can "freeze your credit" OP

Don't tell him, Google how to do it and freeze your credit now. Them he can get no more.

Get your wages transferred into an account he has no access to.

Then you work on how to get out.

Can anyone, mum, dad, take you and your son in? Doesn't have to be forever just for a bit.

My exh did this to me, even remortgaging the house. Firstly you need to report it to the police, then the card companies then apply for a financial disassociation with all the credit reference companies. Mine was about £44,000 and I was found liable for half if it. I contacted Payplan and they helped freeze all the interest and negotiate small monthly payments. I cleared it in 3 years and have now been 7 years debt free so its off my record. I'm sorry for you having to deal with this but it is surmountable

You are not in debt. You are a victim of crime and if you report it, the debt could be cancelled. For a safe future, without this terrible man, you need to report it.