I don't know where to start. DP and I have been together 9 years. Not married, no children. I moved into his house and mortgage will be paid off in next couple of years.
I am not named on the deeds. I work 30 hours per week and my salary is 30,000 per annum. DP earns significantly more hence why I was never added to the mortgage.
Excuse my simplistic language, I'm trying not to out myself but equally I've been naive all this time with regards to the housing situation.
I pay £500 per month contribution to bills/mortgage and food, which means I put some aside each month for myself into savings. Prior to this job I earned minimum wage as a receptionist.. please don't judge me, I've suffered with depression most of my life but in recent years it has become severe. I do have a degree, but my poor MH means I haven't used it unfortunately.
DP was aware of my MH at the beginning, and that at the time of meeting I was working in a role earning minimum wage and this wasn't going to change anytime soon.
He isn't always nice to me .. by this I mean, arguing and shouting at me when drunk, I try not to retaliate but he sometimes calls me stupid which is when I will try and stick up for myself. He drinks most days. The last time he was drunk he implied I had no skills and would be 'fucked' without him. For some reason this upset me a lot, as I worked very hard to get my current role which pays more than I have ever earned.
He has asked me to contribute £300 more per month and I am ok with this but I am starting to really worry about my future since I do not have any legal rights to stay here. DP says he will never kick me out, but I appreciate the difference in earnings and with the drinking and the way he speaks to me sometimes, it's all just a huge worry.
I want to point out that he only shouts sometimes, unfortunately mostly on holiday which kind of ruins the holiday for me.. the rest of the time we get on fine and i enjoy his company. We haven't had sex for a few years because my mental health had killed my sex drive. I also took Sertraline for 9 months and I think this contributed to the loss of sex drive. I feel awful for this. I also think he has the right to split up with my over it.
The reason for my post is I did put myself on the list for social housing a while ago as I was not sure if we would stay together, and I was worried about the mortgage situation. I kind of considered it a back up plan. But I have been offered a flat and now I do not know what to do.
I have felt very lonely for a long time (I am estranged from my family) and I really worry this will get worse if I split up with DP - however moving into a HA flat will give me security and I will not have to worry about the mortgage situation.
Apologies for coming across as stupid, I'm really not it's just that I've been battered with depression for so long.
Thanks for reading