I'm in a bit of a predicament and don't know how to either make it better or get out of this.
My husband and I have 2 children, we earn a decent living, but not enough to be debt free and have a mortgage, very small Cc and a couple of car loans. Nothing we can't afford.
We both work full time and have some lovely family plans/holidays for the future. One holiday already booked, but there is still some saving to be done to pay for certain aspects, along with the loans etc.
My husband plays sport and ends up paying out for his activity with hotel accommodation, because of where the matches take place. Then on goes food and drinks.
He tells me i am wearing him down saying that we can't afford to do everything and something has to give. But he will never say no to anyone, he is genuinely a nice person and will do anything for anyone, apart from compromising with me.
There is no compromise, no thought on how we should save money/spend money.
I earn a good 20% more than he does, but he spends a hell of a lot more than I do. But it's all family money, but it doesn't feel equitable. He says that if I am by myself with the kids I take them out for lunch/dinner, which will be pittance compared to what he spends - but why shouldn't we get to enjoy ourselves. After all he does and some.
I feel like if I spent money like we did, we would get into trouble. But he says I should go out more and do things for myself, I think in earnest to help him justify his spending, but then surely that's toxic and I couldn't and won't get into anymore debt.
Please advise.