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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Please listen to me...

57 replies

cheekymonk · 05/01/2008 19:27

At the moment we are really skint, moreso than the average January, we couldn't afford to buy xmas presents for each other as a couple and ds had far less than normal. The only option I can see is a 2nd job ( I already have p/t job in civil service-can't go f/t due to nursery fees and can't afford to give work up!) as we already have an IVA and can't get into any more debt as we may lose our house etc
It just clicked with me that I have to sort it all out. Dh is in the navy and seems to hide away from problems. He has been off this week and not really dealt with the situation but continued to spend money. He has cut down and it was on food and diy stuff but he thinks I am nagging and doesn't take me seriously I feel.
Thing is I rang up and filled in application form to deliver pizzas today (!!! I know) and he said nothing. Part of me just feels like why don't you look after us, why do I have to do this. He had demotion last year through no fault of his own but it has left us unable to live on what we have and it kind of feels like I have to pick up the pieces.
One time I couldn't afford to pay for the car park in Tescos and a stranger paid it for me and dh seemed unfazed by this (dh was at home). I was mortified and again wondered why it doesn't bother him. He says as long as there is a roof over our head and we are fed and watered then what is the problem as though I am being materialistic but when money problems make you as stressed and tense as we are they can't be ignored.
I just feel angry with dh but I don't want to blame him as you marry for better and for worse etc. Any thoughts???

OP posts:
CarGirl · 07/01/2008 19:51

sorry that we can't find any other suggestions to help - eat lentils for 3 weeks or so?

Eve34 · 07/01/2008 20:49

Cheekymonk

So sorry to hear you are having troubled times. I can't add anyhthing that hasn't already been said. My son is 18 months and we haven't brought him a b'day or xmas present yet - hoping we get away with it this year too, but your son will want to open something on his day - but like others have siad it doesn't have to be much.Take it your DP is shore based? like the others have suggested maybe an evening job he can do? Bar work or something? My other half is hoping to come out this year too - you Portsmouth way?
Can highly reccommend the money making expert site.
Hang on in there.

sophiewd · 07/01/2008 21:24

Cheeky monkey - sorry, our combined wages a lot less than yours, nearly half, so I think that is why.

cheekymonk · 08/01/2008 18:28

Hi Everyone, hope you are all okay. have been busy all day mainly on moneysavingexpert.com and am pleased with results! Have switched gas/electric to cheapest provider with £15 cashback for swapping. Rang BT and got £13 knocked off monthly bill with no ties/longer contract etc so pleased with that as can't change to anyone else until April. Both dh and I are going to do salary sacrifice as we have worked out we will be over £1000 a year better off using website so have made progree.
Went through bank statements and can see where we have gone wrong, simply living over means. next step is doing realistic budget with new changes. I am going to axe gym but can't reduce mobile tariff or go pay as you go as on contract until July. I have got a cashback offer on mobile however which means I am due £49.02 back! it equates to mobile only being £13 a month so that is good. Food is our main area of overspend.
Haven't heard back from Pizza Hut yet so main problem is making some cash to get through this month and get us back on straight and narrow but getting there. feel much better already for overhaul of finances. Just keeping you updated!

OP posts:
jezzemx · 08/01/2008 23:23
Grin
CarGirl · 09/01/2008 10:49

thanks for updating us, glad you've made progress!

Staceym21AtLast · 09/01/2008 16:17

glad things getting back on track. better to be in the know than ignoring it all!

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