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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Swallow pride and anger and keep house? or walk away

63 replies

feeficken · 22/07/2021 11:50

I don't have anyone I can talk this out with so I just wanted some opinions, DW stepped out of our marriage about 18 months ago deciding she wanted to be with a co-worker she had been texting for months. Quite honestly she's put me through a hellish time bouncing back and forth between me and the OM while living in our house (with me) and at one point I moved out and came back because she wanted to give it another only for her to decide she wanted to be with OM.

The last six months she has been living with me in our home and seeing the OM (she's not paid a penny towards anything). She has finally informed me she is looking to move out in a couple of weeks and in the same breath wants me to pay her the equity that's hers in the house (I have no problem doing that).

Problem is I don't have the money to buy her outright so she said she will take it monthly instead until the balance is paid, I am feeling pretty angry as it is and then telling me she's found a place and that she wants her equity in the same breath and just made me feel even more angry. Its like she's blown up all of our lives and acting like all this is just water off a ducks back, if she'd just moved out and gave me a breather then we could have spoken about what the next step was.

My DC are grown up but have recently moved back home so I have them both here. So do I just swallow my anger and pride and pay her the equity she's owed in the monthly amount OR just sell the house and each take the share and be done with it? The monthly amounts feel like I am funding him and her, I know that sounds stupid and I should rise above it, also just feels like we will be tied to each other for years to come as the payments would be made over the next 5 years.

OP posts:
Closetbeanmuncher · 23/07/2021 17:52

Sell the house, not only are you able to cut all contact that way she won't have a place to come skulking back to when it all goes tits up again with OM.

Find your self respect and give this vile woman the boot once and for all.

colouringindoors · 23/07/2021 18:17

Don't make any decisions that involve finances without speaking to a solicitor. I paid £200 for an initial 2 hr meeting (via video) to get broad advice re best approach to splitting finances. Worth every penny. Not just house to consider, savings and pensions too..... quite often equity in house is balanced against pension pots, tho appreciate these may be small.

colouringindoors · 23/07/2021 18:18

Best done through a divorce process

colouringindoors · 23/07/2021 18:18

Til then, don't agree to anything.

EmmalineC · 23/07/2021 18:19

Get divorced, sell the house, start again.

user1471538283 · 23/07/2021 22:37

I would sell and start afresh.

You may meet someone else and want to move on and in the meantime you are stuck paying your ex a monthly amount.

heyday · 23/07/2021 23:53

Get advice and then think it through carefully once you know all your options. House prices continue to rise and it may not be easy to get back on the property ladder.

m0therofdragons · 23/07/2021 23:58

Don’t give up owning a house to rent though. I’d look at remortgaging but also seek legal advice. Do you agree what the equity will be? Don’t rush anything. Any questions she asks answer with “it’s in the hands of my solicitor so I’ll chase that up and let you know”. You’re calling the shots not her!

Marineboy67 · 24/07/2021 09:13

If I was you I'd stay put, 5 years is fuckall. Put it in writing with a solicitor, set up a standing order and she's out of your life.
I had to sell as I couldn't afford to buy my ex out. Luckily through hard work I'd managed to get us in a position where we had no mortgage and we were each able to buy smaller houses from the sale of the family home.
Don't be bullied in to something you'll regret.

tetha · 24/07/2021 09:54

Your username is offensive (German). I’m sure you’re aware and secretly sniggering away.

GlutenFreeGingerCake · 24/07/2021 10:03

I agree with other posters do everything legally and properly. In your 30s with at least half the house as down-payment you can probably get a mortgage for a decent house if your income is reasonable, if you do decide to move for a fresh start, but do get every done legally so you are not losing out and make sure you have a secure home for you and your dc. It's sad your ex behaved this way towards you but it shows you can't trust her to do the right thing on principle and you must get everything done properly and legally to protect yourself.

Bollindger · 24/07/2021 10:09

Make sure you find ALL your debts, and assets.
Does she have a car?
Are there any savings for either of you.
Credit cards in your name, she owes half the debt.
Then work out how much is left and that is what she gets,
Get it done legally.
If you like the house keep it.
Nothing will annoy her more than seeing your now owned asset going up in value,

HalzTangz · 24/07/2021 10:42

How much is the equity, could you get a loan or remortgage and just buy her out

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