The man USUALLY does the asking. While MOST women wait with baited breath to see if they pass muster...will THEY be the chosen one?
This is absolutely not how my engagement came about and if it had been I would have ended the relationship. You cannot try to trap people into legal commitments by stealth on this kind of reasoning.
My marriage had a religious element but that was by choice. Not only does it not have to be religious, in the UK, a civil ceremony cannot have any religious element. Everything about this country started with religion, because religion used to be the state. That is no longer the case in any meaningful sense and certainly does not have to affect your wedding or marriage if you do not wish it. Your version of marriage would have the same religious roots; you're just less clear to people in how they enter it, and have much less proof that they did it willingly.
A couple meet, fall in love...decide they want to live together. If they do, then they enter into that KNOWING that it's a legal commitment.
How on earth do they not know it's a legal commitment when they literally have to sign a contract? How on earth is this a clearer and more honest process?
Read back what you've written. You're literally claiming that marriage is religious and leaves women panting to be chosen while men make all the decisions, but the exact same arrangement by stealth, with far fewer safeguards to ensure informed consent, comes about because both people knew exactly what they were doing.
The law here in Australia recognises that sometimes things don't work out
The entire purpose of marriage is protection in case things don't work out, by death or something else. It's only once things go south that you actually need the protection. You could live your life with no problems, but legalising your relationship and asset sharing is what protects you if it goes wrong.
The more you post, the more it's looking like, far from mutual informed willingness, you want people not to know what they're doing.