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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Help!

35 replies

Milly95 · 22/11/2020 15:20

Hi everyone, first time posting!

I’m looking for some advice.
I am currently 32 weeks pregnant with my second child.

My partner has been struggling with money for the last few months despite earning more than double what I earn. We each keep our finances separate but we both pay our way we pay 50/50 of all bills etc. That is until last month he was unable to pay his share and is unable to pay nearly a month later which is causing huge strain on my finances. He even had to borrow money out of our daughters savings to put petrol in his car.

I came across a credit card application whilst doing his laundry (left in his pocket) which in itself is a bit suspect. When I asked him about it and he said that it was for emergencies but I’m starting to think that it’s not. The APR is huge and I’m worried he’s going to drag us both into huge debt if he uses it and can’t pay.

I have quizzed him in regards to where the money has gone as we both have she same outgoings. He just says that he’s had a hard couple of months but offers no further explanation. I have bought all of the Christmas presents and we are pretty strict when it comes to buying for each other so I know he hasn’t overspent there.

I have reason to suspect that he is on onlyfans and I can’t help but fear that could be where his money is going.

Another thing is that he’s reluctant to send bank statements to our financial advisor and keeps putting it off. (We are due to remortgage) Again alarm bells are ringing!

I suppose my question is should I be worried or am I overthinking this?

How do I go about confronting him?

Sorry for the long post!

OP posts:
notapizzaeater · 23/11/2020 13:23

Can you check his credit history ?

Cockenspiel · 23/11/2020 13:33

You should immediately check your own credit history too (clear score is free) and make sure he's not using your name and details to obtain credit.

ErickBroch · 23/11/2020 14:59

I reckon OF for sure as you've mentioned it, but that sum of money I would guess is going on something more. I am guessing gambling or gifts for these OF women.

MrsElijahMikaelson1 · 23/11/2020 21:53

Oh dear. Hope you’re ok and managing to get the truth out of him

Milly95 · 24/11/2020 20:04

Sorry, been busy working so haven’t really had chance to come on. Basically, he hasn’t admitted to anything and I still have no proof of what he’s been up to. I am so hurt and angry but with us both at work the situation is pretty much just being ignored. He denies he’s on onlyfans and has profusely apologised for following the girls on Instagram. I don’t believe him and I don’t forgive him even if it was just Instagram. He has literally made me feel worthless. I’ve told him I won’t believe him without proof. Still no clear answer to where the money has gone either. So sick and frustrated that he won’t just tell the truth 😩

OP posts:
ImFree2doasiwant · 24/11/2020 20:09

Ask to see his bank statements. Full disclosure.

ErickBroch · 25/11/2020 13:01

Yep if he won't show you bank statements then it's over

BlueThistles · 25/11/2020 13:55

I'd say it's over either way...

just for his continued defensiveness and lies

🌺

TheSecondMrsAshwell · 25/11/2020 15:11

He's trying to sit it out, waiting for you to give up asking. Then (in his mind) you'll forget about it and he'll eventually get that loan. I'd give him a short, sharp shock and dump his bags outside.

"You want to get back in? You show me those statements and then I'll decide."

But I suspect that whatever's in those statements is so bad, he can't show you or even your financial adviser. He knows what he has to lose and is gambling on you giving up and not asking any more.

Mrsmummy90 · 25/11/2020 15:22

Catch him out. Say if he can't tell you where the money has gone, you'll assume it's been stolen and you're going to call the police (obviously don't do that) and see if it shits him up enough to tell you something.

In all honesty, I would leave though. This is financial abuse.

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