Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

So sad, house separation advice

55 replies

DeeDee20 · 17/09/2020 08:18

I can’t believe I’m writting this, it looks like my relationship of 5 years is coming to an end. We bought a house 9 months ago, how does separation work with this?
He sold his flat and put 100% of the deposit down to buy this house and we have a joint mortage. My salary (I earn more) helped with the purchase. He’s adamant he wants me to leave and tbh I’m so upset I would just leave but how does it work with a joint mortage, I doubt the lender will allow him to take on the mortage alone? He has debt and not a great job to repay it all? Has anyone been through anything similar?
Thank you.

OP posts:
DeeDee20 · 22/09/2020 09:53

Yes I am apart of the rcn. This is a good advice. Thank tou

OP posts:
yetmorecrap · 22/09/2020 12:04

Maybe Tell him it’s in his interests to sell the house and he can keep the deposit money and then rent. That way house is sold for full money, if he ends up with a repo on his hands it’s likely his 50k will all be gone. He simply doesn’t have the income to get another mortgage and if he is relying on someone else coming in and contributing the bank aren’t interested in that unless the new person is on the mortgage instead with a similar earning level to your own. However, and if that was the case, you would need to be off that mortgage anyway

Keratinsmooth · 23/09/2020 13:34

I had this, it didn’t cost much to get a solicitor to sort, get name off mortgage, deeds and receive 50% of equity (if any). Its either that or house is sold, he has no other choice. He isn’t above the law

DeeDee20 · 24/09/2020 09:06

Exactly, he isn’t. Urgh, are there any good men out there.

OP posts:
yetmorecrap · 24/09/2020 11:55

Yes there are DeeDee, but not always the ones you would fancy or they are already attached

New posts on this thread. Refresh page
Swipe left for the next trending thread