It sounds like she is very committed to you already, you've been together 3 years.
What difference does living together and getting married make?
Do you actually want to live together and get married or is it that society makes you think to show commitment you need to live together and marry.
A lot of couples nowadays dont live together or even marry, i find its mainly the over 40's who have usually been married before or had long relationships that dont want to do it again.
Did you talk about this at the start of your relationship?
Did she make it clear then that she didnt want to live with anyone or marry and you thought she would change her mind?
I'm 2 years out of a 17 year emotionally abusive marriage and I cant see me ever living with anyone ever again or getting married.
I'm 39 so some might say I'm too young to make that decision but right now its definitely right for me.
I like my own space and freedom and i cant imagine living with a man and having to discuss finances and housework to make sure we are on the same page. It was stressful before and I'm not willing to put myself in that position again plus i have huge trust issues now and i dont know if i can ever let anyone in that close.
I had planned to be single forever but I've since met someone, it started off as casual sex and now we're in a relationship.
He totally gets where i am coming from and understands.
He has been cheated on and taken advantage of and doesnt want to be in the same position again so we are both cautious.
I have a young adult and a nearly young adult at home and he has a son who is under 10 and we both want homes for our children and their own space and blending families with that age gap wouldnt work anyway.
He did actually say that when his son is in his 20s he would consider living together i told him i didnt know if that would ever happen and he is fine with it.
Ultimately you have to decide if marriage and living together are worth more than having a girlfriend who is committed to you but doesnt want those things