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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I have been the sole provider: is enough finally enough?

43 replies

SoundsOff · 04/05/2020 19:02

Dear Wise Women
I have been married for two and a half decades. I am at a point where I am asking myself why I have put up with this marriage for so long. Eternal optimist? Total doormat? You tell me.....
For over ten years, my DH has been, erm, working from home, but with no real income. This working from home schtick has meant he has been encamped at the dining room table, mostly with his back to the world, developing computer software. On top of the "working from home, but zero income" bit, he was always a bit crap at doing an equal share of housework, and the brutal, sticky end of child rearing has been mostly on my shoulders. Ironically, he will always claim that he is a "modern man" who does his share of the housework (guffaw). Imho, he cherry-picks the jobs he is prepared to do, whilst leaving the rest to..... yep, guess that would be me then. But enough about the kitchen sink.

What has been getting to me for a long time now is that he has completely, utterly abdicated financial responsibility for many years. He is a very well educated person, and had a good job for nearly 20 years, which he quit when a major company re-development changed his role drastically. Prior to that, he was already unhappy in his job; consequently I supported his decision to quit his job. After all, if he was grumpy at and because of work, it was only going to translate into a grumpy DH at home. When I supported him to go for voluntary redundancy, I did not foresee that I would be taking on years and years of being the sole breadwinner, as well as doing more than a fair share of household duties.

Naturally, I have raised the matter that housework should be distributed more equally.... with no tangible, lasting success. Rest assured that I have also spelled out how deeply unhappy I am about his hands-off approach to earning a contributory income. He will get quite defensive, arguing that he is working very hard on his software, and whilst I appreciate that money is not everything (as he is fond of telling me during our arguments), I am exasperated that he thinks he can continue to fob me off with "jam tomorrow" concepts.

I am now at the point that I want us to split. As this situation has not arisen overnight, I have previously asked him to go to mediation, but he has always declined. I am now beyond the point of wishing to seek mediation, I feel that I have lost all respect for him and just want our marriage to end. But how? He is not in a financial position to move out. If I move out, I still have to pay for the mortgage, which seems ludicrous.

Speaking of money: in order to keep going, I had to do two part-time jobs, which amounted to more stress than 1 full-time job, and which nearly drove me crackers. I appealed to him repeatedly to step up and help, but got more "jam tomorrow" assurances. I felt like the proverbial frog in the pan of water, not jumping out but getting slowly boiled to death. The pressure of work, household and financial worries really got to me. When voluntary redundancies came up, I saw that as an opportunity to break the spell. I have now had some time to decompress from work; I have read a couple of good self-help books about staying or leaving, reflected on the state of our marriage and decided that I want out. So, where are we now? Short answer: in some kind of weird stale-mate. I have suggested that I want to sell the house and split the money between us. He rejects this, telling me that I don't really mean this. Believe me, I do.
What can I do? I have tried getting in touch with Relate, but it seems difficult to get to speak to anyone there. DH will not go, but I am hoping for a 1-stop-shop for advice. Meanwhile, solicitors are scarily expensive, likely to consume savings from the redundancy pay-out.

Many thanks for the time you are taking to read this - apologies it's been a bit of a ramble, but I wanted to put a bit of context around the situation. Has anyone been in a similar situation? I would love to hear from you.

OP posts:
Treacletoots · 04/05/2020 19:07

Nowhere near as severely useless but yes I feel your pain. I divorced mine after 3 years of laziness, selfish derogatory behaviour. Better that then I get sent to prison for poisoning him or similar.

Life is too short. Run for the hills. Being single is a wonderful release after so long of being treated like the live in slave/cashmachine.

EKGEMS · 04/05/2020 19:10

Ditch mediation and the idea of Relate and get on with it-call a divorce attorney and inquire how to initiate proceedings. You can commonly receive the first thirty minutes free.

rvby · 04/05/2020 19:14

You need to talk to a solicitor OP. Ring around for a free phone consultation.

You can end the marriage, what you need is a game plan and without legal advice you will not be able to formulate one. If you try to end things without getting advice, it will cost you more in the end. Honestly.

PlanDeRaccordement · 04/05/2020 19:17

He thinks you are bluffing. Get a solicitor and file for divorce. You can get a loan against the homes equity to pay the fees.

TheMotherofAllDilemmas · 04/05/2020 19:17

Honestly, you don’t need his agreement to start divorce proceedings. Do you have kids? If not, your proposed solution (selling the house and splitting the money) is already a very reasonable one.

I agree that solicitors are massively expensive, but you can save thousands of pounds by reading The Which Guide to Divorce (can get it from Amazon) and just use the solicitor for questions that are not covered by the guide.

Purplewithred · 04/05/2020 19:18

Time to call it a day. Get a good grip of the financial situation and think long term. Equity in home, savings, pensions, redundancy pot, debts, anything of significant value. Get paperwork for proof of all the above. As a working start point all equity would be split 50:50; neither of you has responsibility to support the other beyond this; child maintenance you can check out a rough amount on the CMS website. Only go to a solicitor when you have a grip on the finances and an idea of where and how you would like the children to live (ie with you, with him, 50:50 etc). Solicitor can explain the process to you. Expect to have to spend money on legal fees - remember how much your wedding cost? Well it's worth investing in your divorce too.

Aquamarine1029 · 04/05/2020 19:18

Tell him it's over, get a solicitor NOW, move him into another bedroom if he's not already, put the house up for sale, split the proceeds and then move on with your life. Every day you wait is just another day wasted.

LittleWing80 · 04/05/2020 19:19

As other said, get your ducks in a row. You’ll probably end up giving him the half he has not contributed to sadly. Good luck OP 💐

LittleWing80 · 04/05/2020 19:22

Get a free consultation with a good solicitor (if you have friends recommendation even better), ask them if you’d be better / what your chances are to settle out of court.

AhNowTed · 04/05/2020 19:26

I'm appalled he watched you work 2 jobs and did nothing.

I would honestly push trolleys round a Tesco car park before I'd do that.

Surprised you haven't bloody murdered him.

Mimimayhem18 · 04/05/2020 19:28

As previous posters have said don't bother with relate, it's not you that's the problem. I had the misfortune to be stuck with a man like this for 10 years and it drained the life out of me. He seldom had a job and when he did it never lasted long because someone there 'had it in for him'. After It ended I felt a huge wave of relief, I had more money and more time for me, got qualified for a better job and I am so much happier. As for him I believe he's on to girlfriend number 4 or 5 ? Being a middle aged jobless bloodsucker seems not to be a hit with the ladies! You can do this x

AlexisCarringtonColbyDexter · 04/05/2020 19:32

Good grief you poor thing- how have you put up with this twat for so long? There is no way I would allow a partner of mine to sit on his backside whilst I did all the heavy lifting in the family. No. Just No.
You have to stop this before you end up regretting it forever and wondering what your life would have been like in an equal partnership. This is NOT normal, its not right and its not fair. He is using you and being a fcking parasite. Tell him its over and get a solicitor.
Your life doesnt have to be this hard. It can get better, but you need to take action. Good luck! Flowers

madcatladyforever · 04/05/2020 19:35

You don't need a solicitor, jusrt print the documents off the internet and send to the courts.
I did my entire divorce online.
He doesn't get a say in what happens to the house. Everything is split down the middle. Tough tittie for him.
Maybe he'll learn how to get a job during this process instead of taking the piss. He'll certainly have to get a job when he isn't married to you anymore.

SoundsOff · 04/05/2020 19:51

Wow - thank you all for your amazing words of encouragement.

Thanks also for the advice re filing straight away for divorce (for instance, @madcatladyforever - thank you) . However, I read that courts require you to have "engaged with" a Mediation process prior to being able to instigate divorce proceedings (the exception being where domestic violence involved).

According to the Citizens Advice website: "You don’t have to go to mediation, but if you end up having to go to court to sort out your differences, you normally need to prove you’ve been to a mediation information and assessment meeting (MIAM)."

That's why I was going to consult with Relate. I thought one needed to tick that mediation box, before being able to "pass "Go"......

OP posts:
strawberry2017 · 04/05/2020 20:01

Well he's obviously not very good at developing software if after 10 years he's still not making money.
I'm amazed you have stuck by him this long.
I think 100% you can justify your reasons for leaving and your DC deserve a better role model!
Do whatever you have to do to get out ASAP and start living a life you enjoy and deserve x

pog100 · 04/05/2020 20:15

I'm no expert but I think you only need to have engaged with mediation prior to the courts involved with a settlement. You may not need the courts of you can come to an arrangement between yourselves. You can, and should, run the arrangement past solicitors but I don't think you need a court case. He of course might push it that way but you at least have an income too pay for your side?

mummmy2017 · 04/05/2020 20:24

Sod him, start the legal stuff.
Do it online , push the button, print it out and hand him his papers.
Oh and stop giving him any money.

Aquamarine1029 · 04/05/2020 20:32

Another thing, if you have joint bank accounts, put an end to that immediately. All of the money you earn should be in an account he can't access.

Haffdonga · 04/05/2020 20:48

OP, mediation is not the same as Relate and wouldn't count as the same. Mediation is a practical agreement process to sort details of money, kids whatever when you split up before you resort to court, Relate is a form of relationship counselling.

Aquamarine1029 · 04/05/2020 20:53

How old are your children?

TorkTorkBam · 04/05/2020 21:00

Mediation does not mean Relate. You start divorce proceedings. It is mainly paperwork. The government wants you to agree on the financials and child care etc without having to go to court hence they want you to try to come to an agreement via mediation that then becomes official in the final papers. Your solicitor will set you up with a divorce settlement mediator.

TorkTorkBam · 04/05/2020 21:02

He can be in a financial position to move out quite rapidly if he gets a job. Covid has led to loads of extra software development jobs to fix up all those apps, websites and back end systems they hook up to.

RhymesWithOrange · 04/05/2020 21:06

You need a shit hot lawyer. You also need to be as sneaky as hell and collect all the financial evidence you have of his last of monetary contribution.

He's had a meal ticket for a long time, he's not going to give it up easily so be prepared for dirty tactics.

TheTigerQueen · 04/05/2020 21:08

Have your children grown up and left home?

DamnYankee · 04/05/2020 21:18

My former co-worker has a husband like this. He is 40 and still has not finished his BA after seven years back at school. She uses his ADHD as an excuse and working a blue-collar job is apparently beneath him.

As is housework, paying bills, getting his own meds., because he gets lost going to the doctor and the pharmacy,as well as childcare. However, she is addicted to being needed and will enable him forever.

I'm glad you are not like that. Her stories used to drive me mad! Get out.