My husband walked out me and my two children (6 and 8 months) 2 weeks ago. He is already asking for a divorce and says I can have the house if u can afford the mortgage. On paper I can with benefits, child maintenance, my wage. My question is would a mortgage company look at all Incomings or just my wage? If it’s just my wage there is no way I can get a mortgage. We’ve only been here 1 year, have 255,000 left to pay. Is there anyway I can contact the mortgage lender, explain the situation and they let me drop to an interest only mortgage? I have no idea which way to turn with this. Is there a reason he has acted so quickly to get a divorce? If I agree to the divorce does this affect any rights I have over the house? We jointly own it 50/50