You realise you become financially tied to a man when you marry him right?
-- Yes, I'm pretty aware of this. I wish "separate assets" or prenups in this country were legal but sadly that isn't the case.
You say you got ripped off financially in your first marriage why are you lining up to repeat the mistake?
--We bought a house to which I have a charge but that's about it. I'm not buying any property in this country and that's how I'm protecting my assets.
are SIX children already.
-- Five including this baby.
--How is he paying for them and how much is he paying?
I know he's paying what he's supposed to pay, I saw this in his mediation papers but can't remember the exact number.
£4k is really not a lot of money in the grand scheme of things and would generally cost more than £50 a month in interest so why on earth aren't you bothered about him resolving this?
--He genuinely cannot afford much more than that, any extra money that he gets goes directly to me.
How can you marry someone without having hard conversations about money and making a solid plan to start with a clean slate?
-- We could but with his salary that would take way too many years.
If he loves you and the children is he working extra everywhere he can to pay debts and provide?
--He is. He couldn't take a second job because of his custody arrangements but does some work on the side whenever possible. All of that extra income goes to me.
How long have you been in this relationship?
-- 2 Years.
What does he contribute?
--Half of rent and bills.
Why don't you have any friends here, you sound very isolated?
--- that is a mystery to me. I have some people I get along with who are also expats, (the only two I know). The rest see me as too snubby. Privately educated, LSE graduate with a foreign accent where the vast majority barely finished middle school. It shouldn't make a difference but IME life/world experience sometimes makes it impossible to have some common ground. I had no issue in London though.
What relationship do the older children have with their father?
--Very good they spend the half time here.
What is your marital financial plan for managing all the children?
--Not much will change. I got promoted so that will cover the extra. Eventually he plans to go independent and be his own boss but I know that takes time. In the meantime he's doing as much as he can on the side.
how will this marriage benefit you in any practical way, does he have a huge pension you will miss out on for example?
--In no way whatsoever.
I don't plan to validate my marriage in the US that will protect my assets until we move over there (once the children are off to uni). That at least will buy some time in that way.
In the meantime if we were to divorce worst case scenario I get half his previous debt. From his mediation documents I know he was a reasonable man (unlike my exH) so I think he'd agree his debt is his and I shouldn't pay for it.