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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

FIL bought our house, we own it - how do I get our contract?

52 replies

CarrotCake2 · 21/11/2018 20:37

Can I just say the 'Right listen up' thread is amazing. I just got back from my third counselling session tonight and know that splitting up is likely inevitable if big changes on hubby's part don't happen...and I'm pretty sure they won't. Or I can just continue muddle along as if everything is rosy to avoid conflict, which I don't plan to do for much longer...

My biggest predicament is that I don't know the financial implications of our agreement with our house with his dad, despite many different ways of googling it! And I'm missing a vital piece of information.
...Basically, my FIL bought our house outright, and we pay him monthly, with interest of course. BUT I have none of the paperwork at all Blush. I feel really naiive and stupid to admit this, and I have asked my hubby for it a few times over the past 2 years to no avail, there is never 'a good time' to ask for it apparently. Apparently it was on the kitchen worktop when we moved in - of which I was not made aware of - and where has it gone? I've never seen it. I skim-read and then signed the last page feeling very flustered at the solicitors with my OH, not taking it all in with his parents and the solicitor there watching me; I know that my agreement with hubby is 50/50 - the solicitor re-iterated it and I saw it in print, but I don't know how it would work if it our relationship went to pot (both our names are on the land registry website btw). I know hubby would expect/want me to leave - but idk if I I would get half what I put in over the past few years, or if the house would get sold and I'd get more as our house has increased in price?

...I really want the contract for peace of mind - I just need to know. There are multiple reasons I don't want to ask his dad for the paperwork. Can I just go to/email the solicitors and ask for a copy? The other issue is that his dad is pals with the solicitor, so this may send up a red flag, and I don't want him being pre-warned something is likely up. Is there a way I can ask for the contract without raising suspicion? My surname name has changed since we got married ofc, I could say I need to update it...though they may wonder why I didn't do that 2 years ago, why now? I don't even know what this contract is called to ask for it!

I'd then likely need to see a financial advisor. I only have £1.5k in my own savings (thankfully I never sent it to my hubby for our next holiday - the fact we do all our finances entirely separately is one of the many, many reasons I'm unhappy in our relationship). Any advice anyone can give me would be greatly appreciated. I'd obviously have to rent to start with.

We have no kids, I want them but had an abortion earlier this year as he didn't want me to go ahead with the pregnancy and I was scared to go ahead without support. Please don't judge me, I want kids but especially glad I didn't go ahead as things aren't great now, and around now is when the baby would have been due. I just need to get my Plan B in check to feel like I have some control of my life right now.

OP posts:
RedDeadRoach · 24/11/2018 16:33

So many people posting here with contradictory advice, jumping to conclusions, making definitive statements about what's what ...It's making my head spin never mind op!

Op, the only thing you can do to get proper legal advice is to consult a solicitor.

springchicken123 · 28/12/2018 22:46

OP did you manage to get some advice from a solicitor?

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