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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Husband doesn't share finances

154 replies

Louby2018 · 17/07/2018 12:39

I've been married for 18 years to a man who simply won't share, he doesn't like sharing finances with me. It's got to a point now where I'm regretting having stuck it out for so long. But it would seem impossible to find independence now after all these years of being nothing more than a housewife. My husband has never been happy for me to find work, I had job offers when my children were little but my husband made it difficult for me to accept the jobs. He refused to pay nursery fees etc. He will never willingly give me money, if I need a small contribution for my child's school trip I have to ask, and ask and keep on asking until finally he'll leave me the cash to the nearest penny. He won't leave me house keeping money, however, unbeknown to him, his partial card details are left on my Sainsbury's grocery account, after I badgered him one time to pay for a Christmas grocery delivery. Anyway, since then I've been placing regular online shopping orders. He must think I've been using my £34 pw child benefits to stock the freezer, lol. It's really upsetting though as now my daughter is 18 and works part time in between her sixth form studies, she pays for everything herself, but she gets so upset because her earnings are simply not enough to cover all her expenses. If she needs essentials, such as underwear, then Dad has to accompany her to the store and right up to the counter to pay for them, he would never give any of us actual cash to have some dignity at the checkout. He has complained ever since we've been together about how tight his finances are, the only thing that seems to matter to him is his bank balance. He even keeps all his bank details, debit cards, financial documents locked away in a briefcase, which I know is hidden away at the back of the pantry. He is utterly controlling. He is on £35k a year, so not a bad income for a family with two children, but now we're in private rented house I know it's not enough to cover the extortionate rent, so I get it in the neck, he puts pressure on me to agree to move out to a cheaper part of the UK so he can afford to buy a house. We've been used to living in newbuilds over the years, but he had a habit of moving us out every two years, selling up and buying lower priced homes in order to make money all the time. Last house he sold last Christmas but couldn't afford to buy in current area, so we live in rented close to my 8 year old's primary school. But now he wants to move us to one of the most deprived areas of Wales, which would suit his bank account, even though an hour drive to his place of work, but the primary schools are really not looking good. My 8 year old has additional educational learning needs, so I'm apprehensive of moving her to another school that doesn't have a good record of performance, many schools were marked down as inadequate on the OFSTED reports. Tbh, in an ideal world I would be bringing my children up on my own, but with mo independence, no work record, no friend, no work references or personal references, not to mention no money, there's just no hope of finding my feet. I've literally been relying on my robotic cold hearted tight fisted husband for years, and now I feel there's just no way out. I sometimes wish, as bad as it sounds, that one day he might not come home from work so finally I'll be on my own with my children, and cat and dog. I've spoken to the women's aid helpline over the years, but other than advising me to go homeless and start again on benefits there's not much help in offer. Besides, I couldn't move my kids into a single room in a shared women's refuge, not after all these years of having had their own bedrooms and living in comfortable areas. And the thought of leaving our pets and furniture personal belongings behind, all we've had to speak of for all the years I've stuck it out with a controlling husband, to give it all up, for a room in a shared house with God knows who, in God knows where. That's what I'd be left with after 18 years of marriage. I don't drive, never had the cash to take enough lessons to get to test level, I did begin taking lessons in secret when my husband was at work, but I ran out of money and the lessons had to stop. With no money I could never afford a car anyway. The rent on our current home is a staggering £1400 pcm, so no hope of me being able to manage this place on my own. I feel so trapped no hope of ever being free from my controlling husband.

OP posts:
Cereal0ftheday2 · 08/04/2021 10:35

If you have children under 18 is your ex paying child maintenance? If not I belive it costs £20 to apply via CSA

Have you applied for divorce ?

Although living without your partner was probably a shock, the good thing is that you are now in control of your own life !

Arrivederla · 08/04/2021 13:20

Op - do not give up on divorce and claiming 50% of all assets! You are entitled to it - plus a share of his pension!

Lili132 · 08/04/2021 17:41

OP I was in a position when I had zero money and a 1 year old baby. I could not even afford to pay upfront for childcare. I started to clean other people's houses and have slowly built my client base.
There is always a way to make some money, even if it's difficult to get a job. You can sell things online, do babysitting, dog walking, get some local part time care work as they always need staff etc and save a little to move forward. Yes it's hard but it is doable if you put your mind to it and take some steps every day. At the moment you are stuck in learnt helplessness which is absolutely normal in your situation but you need to try to overcome it.
Even if you decide to separate you should get benefit plus child maintenance and you could train, volunteer etc to get yourself back on the job market.

Again I'm not saying all that is easy and will happen tomorrow but if you persevere and take little steps every day it will happen eventually. You need to believe that you have options and that you deserve to give yourself a better future.

LannieDuck · 08/04/2021 19:22

So pleased you managed to get free of him, even though it must have been very stressful.

So you now have a place to live and a job? What an improvement over your first post. Well done :)

I agree with the others - CMS and a proper financial settlement should be next on your list when you feel able.

Blacktothepink · 08/04/2021 21:16

Divorce the fucker for half the assets!

Disneymum48 · 08/04/2021 22:42

Thanks for the replies.
I have a job now thanks x

Disneymum48 · 09/04/2021 00:20

So much has been happening over the last 18 months.
I have found some posts and shared them here, to give more background information to my situation.
The following from 2020 :
"I am feeling a bit low due to issues with my husband and his brother making my life difficult.

I was subject to 20 years of coercive control by my husband.

So when he moved out I was relieved but scared as he left us to face homelessness.

I have now been offered a housing association property and managed to find employment, something that my husband never liked me to do when he lived with me. He did not like the idea of me having a life outside of the house, hence why I can not even drive, and had a 20 year break from work.

Anyway I finally found myself breaking free from his control, but now I have another obstacle in my way.
In the form of my brother in law who has never met me, and only knows what my husband tells him about me. My husband used to exclude me from family meetings with his siblings, so none of them really know me.

My husband's brother has been making malicious calls against me to the social services and police.
It's beyond a joke now.
Although the police initially telephoned me and described my brother in laws behaviour as ridiculous and social services said they'd no cause for concern and suggested my brother in law may be harassing me.

So I emailed my brother in law politely requesting he leave me alone. But he sent a policeman round to my home and I got told off for contacting him!

To make matters worse I think my husband has given his brother my work address and new home address, and I am on edge worrying that the malicious calls will continue.

I feel as if I will never truly be free from my husband's control and now it seems his brother has joined forces with him to make my life a misery.

I just don't know where to turn. I feel as if I am a victim of bullying."

Disneymum48 · 09/04/2021 00:23

And this my most recent update on my situation :
"I was furloughed with my work, so my probationary period had to be extended.
Not long after returning, once the hotel was up and running again, I was forced to resign.
This was all down to my husband's sister, again I have never met her, only very briefly around 18 years ago.
Just like my husband's brother she'd been making malicious calls against me, which I hadn't realised at the time. She'd called my work's head office and made up a pack of lies about me. I don't know exactly what she had said, but my manager made it clear that he didn't believe the information thar was given in the anonymous complaint against me. However, due to company policy it had to go through the standard investigation procedure. Which meant I'd have to take more leave, and it was unlikely my probation would be extended again, so manager advised me to resign so that he could give me a reference, as I wouldn't pass the probation.
I reported it to the police, but they were really unhelpful. The police actually made me feel worse. One officer told me to try not be so sensitive. Like you said, without any evidence there was nothing they could do anyway.
It's since unfolded that the sister in law had also made malicious calls to the independent school where I'd applied for a year 7 placement for my daughter. Again, I don't know exactly what she said in the call, but it was enough for the school to withdraw the offer of a place for my daughter. We now have a place at a different independent school, where she is happy, but it's a bit of a trek in the mornings as it's not local. I sense, from what my husband has said, that there was a bit of jealousy over my daughter's school fees being funded by the council. My daughter has an EHCP and for some reason my husband thought that his sister needed to know this. Yet she's never visited my children, she has no business with me or my children, she's just set on causing trouble for us.
I reported the sister in laws conduct to her place of work, seeing as she works as a school secretary in a C of E primary school.
I felt she was abusing her position and using her knowledge of EHCP processes to scupper my daughter's chances of a school place.
An investigation took place, through the schools Trust, which dragged on for 4 months, very stressful for me at the time.
I don't know what the outcome of the investigation was, it seemed rather inefficient.
Witnesses statements hadn't been signed, and delayed the process. Tbh, I felt that the school trust were protecting my sister in law and I sensed the investigation was working in her favour.

Things have definitely gone quiet since the investigation and I am trying to move on with my life.

Just very daunting feeling as if I have had to deal with everything on my own.
I had hit rock bottom with the stress of it all, on the verge of depression.
But a cancer scare has given me the strength to rise above the behaviour of my husband and the in laws.
I'm currently attending cancer exclusion tests.
Everything happened so suddenly."

tortoiselover100 · 09/04/2021 01:07

This is extreme financial abuse, you need to see a solicitor. Google to find if any offer free half hour sessions, you'd be entitled to half of everything at least but he's probably been stashing money where you can't get it. He sounds selfish and greedy, does he have any good qualities?

tortoiselover100 · 09/04/2021 01:16

Sorry I posted before I read the whole thread. I'm happy you got away from him op. Now continue with the divorce!

REignbow · 09/04/2021 02:07

@Disneymum48 please call WA for advice especially about the malicious calls etc. They may even be able to appoint a solicitor who specialises in abuse, because I foresee that your STBXDH agenda is set to break you

Disneymum48 · 09/04/2021 08:36

I called WA numerous times and also been in touch with a local Domestic Abuse Support Advice group, but tbh neither could provide legal help.

AhNowTed · 09/04/2021 08:52

Your story is horrendous and you are well rid of him Thanks

LannieDuck · 09/04/2021 17:11

How do they know about these things? Can you go NC with the lot of them? I appreciate your ex needs to some communication, but can you, e.g. limit it to the kids stuff and not talk about your work?

aboutbloodytime123 · 09/04/2021 17:39

My income and rent is not dissimilar to this, I am divorced and get no financial support for me or the DC and we are not on the breadline. It's outrageous that he is forcing you all to live like this. I hope you are able to find a way out 💐

aboutbloodytime123 · 09/04/2021 17:42

Sorry just saw your update, crikey what a family they are. At least you got away!

Disneymum48 · 10/04/2021 08:34

Throughout our 21 years of living together my husband had been giving them a running commentary on everything I did.
They had the impression that I was an awful mother and unworthy wife.
They also downloaded two years of texts from my husband's phone after he claimed that the brother tricked him into handing over his phone.
They got a lot of information from those texts, the messages between myself and my husband, mainly requesting lifts to school meetings , and a need to be picked up from my work, and a heck of a lot of shopping lists. I used to text my husband for food, as he wouldn't leave me money for shopping.
I became paranoid believing that perhaps his brother and sister had been following me to work.
I have become agraphobic. I don't leave my home now, only if I have to, and then it's a struggle. The pandemic has made my agraphobic lifestyle more acceptable.
Working from home now. No shops within walking distance. 2 decades being housebound has made it difficult for me to adjust to getting out and about. So naturally I do still rely on my husband to give my children lifts to school, weekend clubs, otherwise they'd be stuck indoors with me all the time. I wouldn't wish this life on anyone.

Seasidemum2 · 05/09/2022 09:36

I have been married for 15years my husband is on an income x3 times the size of mine. We have a joint account that all the bills are paid out of. We each pay the same amount in to run the house. I am left with a small amount to buy essentials for the kids and me. Sometimes we run short. He said if I was ever short to use the joint account if there is money in there but as there never is. I had to buy new shoes for the kids starting school which took the account into the over draft. He said that I am like a reckless teenager. Costing us money in fees.( in the last year I have only extracted a totally amount of £160) He said that he will never give me access to his bank as I would zero his accounts. I don’t want access actually I just want thing to be fair. I feel sometimes that I’m in poverty, I can’t ask him for help. He’s very difficult to talk to and he is always right. He says it’s my fault for being in a low income job. I do my best , I work full time do most of the school pickups,etc. Cooking cleaning etc.
help does this seem normal.

economicervix · 05/09/2022 09:42

Of course not. Read up on financial abuse, or, even better, get rid of the scum. This thread is four years old though, best start your own if you can’t find any useful info in this old thread.

Seasidemum2 · 05/09/2022 10:06

Thank you I appreciate your message

Naunet · 05/09/2022 11:25

This reply has been withdrawn

This message has been withdrawn at the poster's request

Capricapri · 05/09/2022 13:45

I am sorry you are going through this.

This is financial and emotional abuse. Do you have a friend you trust ?

My friend went through this. I saw a woman who could financially stand on her two feet reduced to nothing. She married a man who wouldn't give her a house key or allow her to have any bank account. When ever she needed anything, he would go with her to buy it !

Please get help. Do you have family you can trust ? I am amazed how you suffered 18 years of this.

FlipFlopShopInHawaii · 06/09/2022 08:46

Seasidemum2 · 05/09/2022 09:36

I have been married for 15years my husband is on an income x3 times the size of mine. We have a joint account that all the bills are paid out of. We each pay the same amount in to run the house. I am left with a small amount to buy essentials for the kids and me. Sometimes we run short. He said if I was ever short to use the joint account if there is money in there but as there never is. I had to buy new shoes for the kids starting school which took the account into the over draft. He said that I am like a reckless teenager. Costing us money in fees.( in the last year I have only extracted a totally amount of £160) He said that he will never give me access to his bank as I would zero his accounts. I don’t want access actually I just want thing to be fair. I feel sometimes that I’m in poverty, I can’t ask him for help. He’s very difficult to talk to and he is always right. He says it’s my fault for being in a low income job. I do my best , I work full time do most of the school pickups,etc. Cooking cleaning etc.
help does this seem normal.

@Seasidemum2 I'd recommend that you start your own thread. You'll get more advice for your particular problem. This is an old one, and posters will respond to OP rather than help you with your problem.

Spanglemum · 06/09/2022 08:54

Off topic but Wales doesn't have Ofsted. It does have a new ALN law though now.
You've been financially abused for years and your children. Does he really go with your daughter to buy underwear? That's weird. You wouldn't get nothing from a divorce settlement. You need to leave.

Herejustforthisone · 06/09/2022 09:45

@Disneymum48 I’ve just read all of your thread. It’s horrifying. I do hope, wherever you are, that life has improved for you. And that you are free from your evil husband and his cruel family. It sounded like he was still in your life before.

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