@ FreeMantle
LovingLola to be fair, being financially independent with 3 children is a tough ask.
You would need to be on over 45k at least I'd imagine. Which you could probably only get if you trained a bit and therefore had a bit of support with the 3 kids.
I've been "independent" for years and marriage will clip my wings as I lose tax credits.
Ehmmm I think you may have got the marriage and tax credit bit wrong. Marriage will not make you 'lose' tax credits if you already have a partner. It's not the 'marriage' that changes your entitlement it's your joint income married or not. Have you perhaps 'forgotten' to declare your partners income when doing your tax credit claim ?
The question about wether he is winding you up because he is drunk or speaking the truth from deep felt misogynistic feelings towards women - is quite frankly irrelevant. It's the fact that regardless of the above, You feel like your opinion counts for nothing because You have put yourself in a position where your options are very difficult.
He could, quite frankly come out with the most outrageous sexists, racist rants imaginable - and you feel forced to remain there because of the lack of marriage and financial dependence. That is your problem, not some theoretical debate about stag dos.
Marriage does make all the difference. For starters it would give this poster some options about leaving as she would be entitled to a share of marital assets . One child and no agreement for marriage is pretty daft OP, three is bonkers and completely screws your financial options if you no longer have your own income.
You have a few options.
- Your disabled child is both yours and his. He can reduce his hours (and income) so you can work and earn your own money. You have taken the financial hit to deal with a joint problem of childcare . That is not fair.
- He agrees to marry so your assets become joint. (Particularly good if he owns the property) and the only fair set up for a woman who has agreed to take on the childcare while the child's father earns money for the family.
- You see a Solicitor about your position if you leave , to discuss possibilities of making a claim for him to house the children under schedule 1 of the housing act from the current property. (Not at all easy or straightforward - or even relevant in some cases).