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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Would you buy a house with DP if you haven't lived together before?

54 replies

Tearsoffrustration · 26/11/2015 08:22

Rather than renting first - just incase

OP posts:
tobysmum77 · 27/11/2015 21:23

Yes. DH and I did, it was the normal thing to do.

That said neither of us had much to throw into the pot, I think its harder if you are rich when you start out.

OnADarkDesertHighway · 28/11/2015 11:05

Tis a lot different living together than your DP just staying over. Expensive mistake to rectify if it ain't working.

Selling property to buy a place together would be a big no no for me if you haven't lived together.

Djelibeyb · 28/11/2015 11:32

In your situation I would rent for a year. Use that time to make sure relationship is right AND untangle your finances from your ex.

Once you've done BOTH look to buy a house and ttc. It will be a nightmare to buy whilst still paying out on a house you don't live in and WILLnegatively Impact any current mortgage. You will get a much better deal and be much more financially stable if you cut those ties first.

If you ttc now and fall fast you could have a baby in a year. What would you do if your new partner then walked out leaving you with a mortgage to pay and baby to care for whilst STILL paying half your exes mortgage? It's not worth the risk imho for the sake of one short year, especially when it can be hard to sell atm.

coffeeslave · 28/11/2015 21:12

My boyfriend & I have done. It made sense - we both owned houses, and didn't want to move into one of them (because it would never feel like home to the new person). So far, 3.5 years, it's been fine.

One caveat us that we didn't use the money from selling our houses to buy the new house. We both had enough savings to put down a deposit on the new house, and kept the profits from selling our own houses as a sort of personal fund, just in case it doesn't work out.

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