i am so sorry (i'm replying to you 22:25:04). this must be so hard.
yes, you are right, it is ingrained. but it can be changed. it takes a lot of very hard work though, along with some luck (in the form of finding that elusive therapist).
do you have the money or resources for private therapy?
if so, i would be glad to help you look for someone in your area who might be qualified to help. by all means send me a message with your general area and i will send you a list of people who might be suitable.
i think you need someone with a LOT of experience in the area of trauma counselling, CBT, and narrative therapy. that is my immediate instinct.
i would say that it would be a very, very good idea to write the therapist a letter giving a summary of what this man did and what happened in the aftermath, or show them this thread, before you go in to talk to them. context needs to be set.
you cannot access help without speaking the truth to the person who is trying to help you.
about the virgin-with-two-children thing. i would say that until you have consensual sex, you are a virgin. being the victim of a crime is not the same thing as consenting to a sexual act.
this man perpetrated a crime against you and you responded by trying to write a history for yourself - some kind of fated love affair gone wrong - that made the truth easier to bear.
it is no wonder that you have the phobia: after all, when the word is introduced, it threatens the false history that you created.
but that is good. the phobia is a signpost for you. it's showing you the way out. if you can start to face the phobia, you can start to approach the truth and rewrite your story. it will be painful, but you can do it, if you access help and tell the therapist the truth.