Husbands hiding income and outgoings???

[Snowflower01]

Am i the only one, who has no idea what my DH does with his money?
I sometimes see his current account statement, but have no idea what he does with the money. He transfers enough funds into a joint account to cover our monthly outgoings. But where does the rest go?
I have no idea whether he has savings or debts. He has had gambling debts twice in the last ten years (five figured numbers both times) and I believed that these were cleared and believed his online gambling activity had ceased.
He refuses, point blank to log into his bank account and show me his current account and any savings accounts that he might have.
I never saw the debt paperwork or online figures, so figures may have been very different, to the size of the losses that I was told about. I start to fear he is still has debts. Am I being unreasonable?
I just want to ensure that I don't see him lose the roof over our heads.
What can i do to protect me and our two children?

Look on the bright side: in the event of divorce he would have to make full financial disclosure.

DH and I keep our finances and accounts separately (his idea) and while I am not overly happy with this concept, when I think more about it, it is probably for good. His and my understanding about money matters is totally different. He has >10 credit cards and says ?why not to take it if they give it to you?, or ?why repay it in full if you can repay minimum amounts?. He gives me the agreed money for our budget and I pay for everything. I made sure the mortgage and the house is on my name (he couldn?t get the mortgage, anyway). I check my credit report (Credit Expert) once in a while to make sure I do not see surprises (I care about my creditworthiness as well). Once I saw a surprise ? when he applied for M&S credit card, it was somehow associated with me, and became his financial associate. I called Credit Expert and asked to dis-associate us, and they promised that no future financial associations will be made with him.

I do not have idea how much credit card debts he has. I can only assume that he has some. He refuses to tell me anything, saying ?you cannot help anyway?.
I am making sure I am financially independent and secure and if I am honest, it does not bother me anymore.

the occasional update can not be totally unreasonable??

Very reasonable!

confusedperson, your DH seems to have a pretty horrendous attitude to credit, which might explain why he couldn't get a mortgage. You are wise to keep yourselves separate as far as possible. Bear in mind, though, that if you're married you may be liable for at least some of his debts on a "jointly and severally liable" basis (think I'm using that correctly). Might be worth looking into if you haven't already (though you sound like a sensible, cautious type so I expect you have).

Unfortunately the OP is currently financially dependent on her DH. Aside from any trust issues, if he were run over by a bus tomorrow she'd need to know where she stands and that the mortgage could be paid. Everyone should at least have a little insight into their OH's finances because you can't "trust" them to be immortal.

TBH, I can think of few things more frightening, distressing and anger-making than being married to someone who is out of control with money and gambling issues.

The reason is simple - once married I become legally liable too.

I do admire (sort of) women who have rode it through to control or understand or work with their husbands. But I would be very wary of doing it myself (unless said husband was rich and was not potentially losing my assets; seriously).

Money is a bit issue and best to be real about that with partners, especially partners with legal rights i.e. those one is married to.