My and my partner live a fair distance away from each other at the moment and so only get to spend one in every two weekends together. He comes to stay with us every other friday night until sunday night. The trouble is he constantly comes down with no money, he works full time yet can never seem to manage to save a few £s just to enable us to go out for a few drinks... even though Ive said Ill pay for myself, he still never has enough money to pay for himself.
I know he's in alot of debt, he has credit cards and loans etc and he is terrible with money, as soon as he gets paid he more or less wastes it all. He ran up a big phone bill on his mobile and ended up getting his contract terminated and court action threatened because he couldnt pay it.
He also insists on keeping a 14 year old, modified car which, together with his driving convictions for speeding (which he seems to think is big and clever) provide him with a £130 a month insurance bill not to mention constant repairs on it (it spends more time off the road than on).
I have two children of my own to support yet when he comes down on the weekend he thinks nothing of asking me to 'lend' him money towards magazines and in the past has asked me to lend him money for DVD's, clothes, takeaways and alcohol, he doesnt seem to realise that I get less money than he does...yet I simply budget properly.
Earlier this year we went on holiday to blackpool, he was supposed to be saving money to go yet ended up taking half of what he was supposed to be taking, we had planned to go half's on everything, one night we went out to the tower and he took £15 with him, this was to cover a meal for 4, entrance fee's to the tower and all the drinks for the night. I ended up spending around £70 that night trying to keep everyone (including him who was nagging for food and drink!) happy.
Everytime he's in trouble he phones his mum up (who he still lives with), he came to stay with me for two weeks a few months ago and brought with him £40 to last the two weeks...first thing he did when he got here was buy a console game for £30. This left us skint and unable to do anything at all for the duration of the two weeks (I had money but could hardly just go out and leave him and I couldnt afford to pay for us both to go out etc). So he phones his mum... she puts £30 in his bank account....first thing he does with that is buy a new coat. The thought of supporting himself when he's here never seems to enter his mind.
He's hoping to move in with us next year but the way things are going I think this would devestate my household finantially, I think he would waste all our money on stupid things, bills wouldnt get paid and we'd never have any money to enjoy ourselves...at the moment we are ok, everything is paid on time and we have money to save and spend... am I wrong to risk losing this stability?
am I being harsh? is he likely to change his ways once he comes into the real world (i.e. leaves his mum)? Sometimes I feel like Im whinging over nothing, he is a nice bloke deep down, he's always buying the kids dvd's etc (but again that's spending money that he hasnt got) but I spent 7 years with my ex never going out and never doing anything exciting...Im seeing so many signs of this in my current DP that it's putting me off taking it any further.
Any advice/thoughts welcome.