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Should be moving today but instead sitting on computer

33 replies

rebl · 27/11/2009 08:46

Today is the day when the whole chain said that they were aiming for completion and instead of being surrounded by packing boxes I'm surrounded by the wooden trainset all nicely laid out for playing and not a single box in sight .

We still not exchanged and I doubt now whether we'll even be moving next week. I'm so down on it all. I don't know what to do, I've done everything to try and push this chain along, my solicitor has done everything but Mrs Swineflu is completely uncontactable now and so the whole chain can't progress.

I think today I'm going to go and sit in the EA office until she sorts it. Its not like I have anything better to do, I was meant to be moving so I've got no kids here and no work to go to. I suppose I could do my tax return but that would just send me over the edge I think . I did the retail therapy thing yesterday so thats out so its the EA office it is.

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dilemma456 · 27/11/2009 12:22

Message withdrawn

MmeLindt · 27/11/2009 12:24

Oh, how annoying, and right before Xmas too.

Could you go and get your hair done or something to cheer yourself up? Massage? Manicure? Coffee with friends?

Or get a big cup of coffee, some choc brownies and sit down for a couple of hours of MN in peace.

MmeLindt · 27/11/2009 12:27

Oh, look, MN roundup has just popped into my mailbox. Go and have a look at what you have missed.

me23 · 27/11/2009 16:45

oh i feel for you, how annoying. Any luck at EA?

rebl · 27/11/2009 16:56

What can I say other than I'm in tears . I knew we were being lied to or at best the truth being withheld. Mr and Mrs Swineflu who are the top of the chain and who have been messing around for so long actually CAN'T sell to our vendor because there is a county court judgment ruling being waited on over the house (whatever that means). We will now either loose the house we have fallen in love with and try and find another house or pull out of our own sale. If we try and find another house we will end up in rented anyway because our buyers are pulling out if we don't complete by the 4th.

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annh · 27/11/2009 17:12

When you say you were expecting to complete, do you mean you have already exchanged? In which case, it won't be as simple as just pulling out because money must have exchanged hands all along the chain by now?

rebl · 27/11/2009 18:12

No exchange has happened, they were clearly just throwing hope out to us all. Telling us exchange and complete on the same day. They clearly never could do that. I can't believe they've lied like this.

I don't understand how its only just come to light, why wasn't it picked up in the searches back in August? I don't understand.

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MmeLindt · 27/11/2009 18:15

Ohno. What utter shitebags, to do that to you and the others in the chain.

Have you been given any idea when it might be resolved?

rebl · 27/11/2009 19:01

MmeLindt Laughably they're still trying to string everyone along saying that it should be sorted on Monday or Tuesday . Do they seriously think that we're going to believe that after their track record over the last few months?

I don't know what to do. What about schools? What about our own sale? I just can't work this out in my head. I wish there were other houses on in that village that we could afford but there just aren't .

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HouseHuntingNoMore · 27/11/2009 19:49

((((rebl)))) what total awful people...ugh how can they string you all along like that I know you are worried about schools so why don't you try & find somewhere to rent this w/e & then at least you will feel better about being in the catchment area. I know you will be devastated to lose your dream house, am so sorry for you, but you will be chain free when you find another house. Hugs to you.

nancy75 · 27/11/2009 19:54

rebl is it the house you are buying, or the house the people you are buying from are buying? if its not the people you are buying from do you know whatthey plan to do? they may still sell?

rebl · 27/11/2009 20:21

nancy75 Its the house our vendors are buying. They will not sell without an associated purchase. They will not go into rented. They have always made that clear.

househunting I think you're right, we're going to have to do that. My dad is saying pull out of our sale because the market is going up and if we move into rented we won't be able to afford anything in 6months time but I don't think I could go through remarketing again, let alone doing that to our fantastic buyers. I don't think I could sleep at night (not that I am at the moment anyway) if I did that to them. They are so excited. This is not their fault, why should they suffer. My dad says that its not our fault and why should we suffer, I just can't do it to them.

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dilemma456 · 28/11/2009 08:41

Message withdrawn

rebl · 28/11/2009 11:31

We're feeling very degected and down this morning and suffering from bad heads. We definatly drank too much last night.

We are starting to see our options. Our reasons for moving have not changed. Primarily the schools but also we've grown out of this house. We have sold, not something to be underestimated in the current market.

The options we see at the moment:

  1. The place we were buying was always our 2nd choice house, but its grown on us since we pursueing it. Our 1st choice house is still on the market. The reason we never proceeded with that house was that they didn't accept our top offer. We would have loved to of offered more but we didn't have the money. This situation has now changed. We have inherited some money and we could meet the price that they want now. They have no onward chain. It would mean we were only in temporary accomodation for a very short time (6-8weeks).

  2. We could try save the purchase by proposing exchange with an extended completion date. Basically we exchange on the purchase with say a year completion date. The terms of it are that they have to complete by that date set but that they can move the date forward with a certain amount of notice. Because we would be forced into rented we figured that notice given in the 1st month would be 3 months, 2 - 5months notice required would be 2 months, after 5 months we require 1 months notice. This protects both us and our vendor. It gives our vendor time to sort out either their existing mess or to find somewhere else. Obviously they need to agree to it. The risk to us is that we end up paying rent and mortgage for 3 months maximum. The risk to our vendor is that they don't sort something in a year and still have to sell to us.

There are probably other options but we've not seen them yet. We're making no desicions this weekend. I spoke to our agent and he was so nice. He's even given us his mobile number so if we have any queries and we just want to pass anything past him over teh weekend we can.

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rebl · 30/11/2009 09:33

Its crunch time for us. The solicitors are all apparently going to try and save this chain today but our solicitor doesn't hold out much hope. We went and viewed what was our original 1st choice house and we still like it even if we're going to have to pay top dollar for it. They can move out within a month.

We've spoken to our buyers, they're being very relaxed, the date of the 4th December that we had to complete by was their attempt at helping the chain along, they will not pull out at this late stage. But they will pull out if its going to go into the new year because they'll incur stamp duty (but I don't think they've thought that one through fully because wherever they buy in the new year they'll have to pay stamp duty). But we've told them that we will ensure that they don't incur stamp duty (this was our veiled, we will pay it if we have to).

So the solicitor is being told today that we must exchange by Wednesday or we walk straight to another house. We will save our sale come what may and we will get our childrens schools sorted come what may so its good riddence to the idiots further up the chain if they don't sort it.

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susie100 · 30/11/2009 11:42

Rebl best of luck with it all, what a nightmare!

Chunkamatic · 30/11/2009 11:54

Rebl I really sympathise and hope something works out. Sounds like both plans A and B are good options.

We have had to move in to rented because the house we were buying fell through - you are right in this market you can't assume you will get another buyer so easily and the reports change daily as to whether the market is rising or not.

Good luck with it all!

rebl · 30/11/2009 17:18

No news from the solicitor today. In fact I believe she is avoiding everything to do with this case because she's not even taken calls or returned calls to the estate agent. In this case I think that no news is bad news .

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susie100 · 02/12/2009 14:37

How is going Rebl?

rebl · 02/12/2009 16:11

Badly . Honestly I don't think I've ever been so down in the dumps over something that isn't a person iykwim. We're still being told tomorrow, yesterday we were tomorrow but its here and I'm guessing if I bothered to do any chasing I would be told tomorrow. But tomorrow never comes. I've not even tried to contact the solicitor today. I don't see the point. I'm sure she'll call if she has any news. I went ballistic at dh yesterday over it and he hung up . He did however get the solicitor to call me (something to do with me threatening to go and sit in her office until I got a satisfactory answer and he knew I would and that I had 2 three year olds in tow!). She did listen to me and sympathised. But I don't want sympathy from her I want action!

It doesn't help that the other house just doesn't feel right any more. It certainly did but it doesn't now. I think we've got our hearts set totally on this house. It also doesn't help that we know that this house is a forced sale and if we pull out it will go straight back on the market and someone else will buy it and we don't want that. Our hearts are in there now.

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susie100 · 02/12/2009 17:57

Oh Rebl I really feel for you, it is so stressful not knowing where you are going to be. If someone said 15th March 2010 then at least you could plan around it.

Some un mumsnetty hugs for you and I really hoping it works out for you.

rebl · 02/12/2009 21:02

Thanks for the un mumsnetty hugs . Thats exactly what I said to the solicitor, I wouldn't mind if they told me a date 6 months in the future if it was realistic. Then we would know exactly where we stand.

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rebl · 03/12/2009 13:03

Spoken with both the solicitor and the EA today. I'll give you one guess about when we're being told exchange will be ....

TOMORROW. Honestly, do they think we're going to believe that. Every sodding day they say tomorrow. That was their answer to the question of what the realistic timescale is.

I'm not really sure I can take much more. Our buyers are NOT happy, I've had a very difficult conversation with our EA over it all because of the whole situation.

I swear I'm never ever ever moving again. EVER.

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annh · 04/12/2009 14:15

Dare I ask if there is any news today, Rebl?

rebl · 04/12/2009 15:49

You can ask but I'm sure you can guess the answer. We haven't exchanged. Guess when they're saying? MONDAY. Which is effectively tomorrow considering its the next working day. PMSL now at it all.

Todays excuse is that Mrs Swine flu can't be contacted to give final confirmation that she wants to sell her house. Oh FFS, she might not want to but she HAS to. So now the whole chain is again at the mercy and whim of this stupid woman.

We now face another weekend of uncertainty and our poor dd can't take much more. Today she cried and clung to me from the moment dh left to work until 15 mins after I left her at nursery (thats 1hr 15mins). It took 2 nursery staff to prise her off me. She keeps telling me its ok to keep her and I must never leave her . About to go and pick her up and take her round to the neighbours who have just got a puppy.

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