Page 4 | Re-negotiate price?

Itsanofrommehun · 2024-04-10T11:43:25+00:00

We are FTBs and had our offer (we are buying in cash due to inheritance) accepted on a house in November but it took the vendors ages to find somewhere. We are not getting to the final stages now but back in March when they found somewhere we did ask for a £15k discount due to the market changing and they agreed to meet us half way to keep the chain together. we have just found out that the house in over two plots of land one the house and one the garden, and so our conveyancer wants us to pay £500 extra for the additional transfer. We think the sellers should pay this and we shouldn’t have to assume responsibility for it? AIBU?

ibelieveinmirrorballs · 13/04/2024 10:02

I would absolutely loathe you if you were my buyer - the apotheosis of the arrogance of a FTB combined with cash buyer wringing every last drop of goodwill out of what is already an excruciating process for all parties. If you ask for the £500 I hope they pull out of the sale.

Original poster

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

OP posts:

Elektra1 · 13/04/2024 10:13

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

I think you're mad. There's no need to combine titles. Why risk losing a house you like over a bit of admin?

ScaredSceptic · 13/04/2024 10:14

Do you actually want to buy this house or are you just looking for an excuse to pull out?

If you actually want the house, just get on with it, you are being ridiculous over a complete non issue.

Flubadubba · 13/04/2024 10:20

I say this kindly, but, if you are going to cause this much of a fuss, it may not be the house for you. Stop torturing the sellers and either move on or pull out.

Posters are telling you that your behaviour is unreasonable, and you aren't listening to the whole thread of people who have both bought and sold property numerous times and have taken the time to tell you how unreasonable you are being- many in a gentle way. I'm not sure what you expect people to say now other than what they have been consistently telling you throughout.

If two people say something, it could be coincidence. If an army says it, you listen.

If there is something you are not telling us that influences your thinking and might sound more reasonable, it would be useful to know.

BoudiccaOfSuburbia · 13/04/2024 10:23

It is no one’s ‘fault’, you knew from the start that it was a factor of the house you are buying and your solicitor should have been clear.

Having had some experience of adjusting titles my advice is definitely do not ask them to do this before the sale. The hold up might be very long indeed, and cause your vendors onward sale to collapse… also you knew about the two titles months and months ago so to ask for it to be combined now once the chain is ready to go, is very unreasonable.

I wouldn’t pull out if a sale over a £500 squabble if I was your vendor (and risk losing my onward purchase) but I might well say I was going back on the market if you pulled a stunt over the title at this stage.

I have bought 5 times and sold 5 times, one of which had numerous complicated title issues and constraints (Listed, ROW , title issues).

Having two titles will not / should not cause issues in the future, and if you don’t like it for some reason you can get it amalgamated in your own time with less pressure.

Scarletttulips · 13/04/2024 10:23

You are buying mortgage free, you are nearly over the line, pay the £500 and start your new life.

fromtheshires · 13/04/2024 10:30

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

You actually asked! Wow.....

Asking them to merge the title is not a quick process and there will need to be a reason to do so. The Land Registry will not accept 'my buyer is a CF' as a reason.

I can give you a suggestion on how to feel about it all: Embarrassed

Mildura · 13/04/2024 11:28

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

Why would it be an issue if you needed to sell or decided to take out a mortgage?

it’s really not something to get worked up about.

NewFriendlyLadybird · 13/04/2024 11:31

Just get on with it, OP.

Or withdraw from the sale and rent while you do some much-needed growing up.

poetryandwine · 13/04/2024 11:37

Having two titles should not be a hindrance in any way. It sounds like you have cold feet.

If I were your sellers I would now be hoping you would pull out, because I would not trust you to complete

TattoedLady · 13/04/2024 12:44

For god's sake stop messing the vendors about like this...you buy a house as is and if you don't like it as is, pull out of the sale.

Asking the vendor to go to the expense of amalgamating title to benefit you is completely unreasonable. As is asking the vendor to pay your conveyancing fees. Your immaturity and lack of experience is getting the better of you.

Cheeky fuckery at its worst.

Mildura · 13/04/2024 12:47

To give the benefit of the doubt, it's perhaps the case that there isn't CheekyFuckery going in, just FTBs who are naïve to the process and don't realise this isn't a negative issue that needs resolving.

Geebray · 13/04/2024 12:52

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

How's about you buy the house, then you amalgamate the titles?

It takes a minimum of months to get the Land Registry to do anything. Is this your way of backing out? If so, just back out and put everyone out of the misery you are causing them.

whowhatwerewhy · 13/04/2024 12:53

Your conveyance bill has nothing to do with the vendor . Ether pull out now and pay the costs you have already incurred or commit to completing. It Will cost you far more than £500 to start the process again on a different house .

If you have cold feet stop stringing them along.

kirinm · 13/04/2024 13:20

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

I hope they pull the sale. You are being completely unreasonable.

fishfingersandtoes · 13/04/2024 14:47

As others have said this is a dick move. We're having similar issues with first time buyers on our property and have started showing it to others again.
If you want the house just pay it and if you don't, for god's sake tell the sellers so they can put it back on the market.

supercalafragilisticexpealidocious · 13/04/2024 15:26

Why are you wilfully ignoring everyone on this thread OP? Precisely no-one thinks you are reasonable. you "aren't sure how to feel about it?" Feel about what? Houses are not pre packaged products you buy in Tesco. Literally every single house you will ever buy will have some issues or imperfections. I promise you if you pull out of this one then the next one you decide to buy will also have its own minor issues. It's just the way houses are.

Please just pay whatever needs to be paid and get on with it. Or pull out and put everyone out of their misery.

WhereIsMyLight · 13/04/2024 18:50

Itsanofrommehun · 13/04/2024 10:10

The sellers have said they might be willing to make a contribution but have said they feel they have already given us a discount and aren’t prepared to do anymore.

We have asked them to amalgamate the titles because we are worried about what this might mean for the future if we do get a mortgage or need to sell. They have said that they can’t do it as the Land Registry need a good reason (like an actual letter from the lender stating they won’t lend) and that they can’t lose anymore time as they would lose their onward purchase.

we are just not sure how to feel about it all.

Edited

You should feel lucky your sellers haven’t told you to shove your offer where the sun doesn’t shine.

You’re needlessly delaying the sale. If you don’t want the house, it’s shitty to pull out now but actually get on with it and put the poor sellers out of their misery. You’re being an entitled dick. You do not need the titles to be amalgamated. When you need them amalgamated, you sort it. There will be other new regulations when you come to sell that you will need to do and if this is one of them, the conveyancers will sort it. A good conveyancer will also build it into their fee.

sweetpickle2 · 14/04/2024 07:50

Your poor sellers.

Here’s how you should feel OP- mortified. And grateful that they haven’t told you where to stick it yet.

BellsAndFootfalls · 15/04/2024 11:14

We were FTB 2 years ago and bought a house with titles in a mess. One title had to be split, the land registry did it quickly because it was holding up the sale. They did it because in essence I would be buying some of next door's land. The house is still over two titles and it was no issue for the mortgage lender, I hadn't even heard of this. They didn't merge them because there was no need. I did change the address of one title after we moved in and that took them 6 months. I don't think you could argue that split titles is delaying the sale

CuriousMoe · 15/04/2024 11:35

My parents sold their house not too long ago. About half of the garden was on a separate title because my parents bought it from a neighbour several years ago. They didn't merge the titles because the house was listed and in doing so would mean that part of the garden would then fall under the listing. Your sellers may not have merged the titles for good reason. My parents' buyers bought with a mortgage, no issues were raised at all, so I don't think this is a good excuse to cause a hoo-rah over £500. Your sellers would have every right to be furious.

I used to be an agent... FTB can be a complete nightmare... I once had one try and chip the price by £10k on a thatched cottage because if they lived there 20 years they would have to pay to rethatch it... the owners had only had the house rethatched a year before they put it on the market! Don't be those people OP... you're screwing with peoples' lives over £500!

Bunnyasmyname · 16/04/2024 18:28

Wow! What completely unreasonable behaviour, OP.

If this is your attitude, I would dread being neighbours with you.
I do hope you stop stringing these more than accommodating sellers along.

startingagain202 · 16/04/2024 18:42

I'm gob smacked the sellers haven't put the house back on the market.

I'm also surprised the op is posting but not seemingly reading the posts?

Maybe it's a wind-up?

Honestly my blood pressure is right up reading this madness!

fromtheshires · 16/04/2024 18:52

Any update @Itsanofrommehun