Is it really expensive, you ask.
Well, for me, it's not cheap. Because of the heat retention previously mentioned and because our upstairs thermostat for radiators is in the hallway too, our upstairs gets hot, in the hall only. So to get our bedrooms to be not freezing (16 up, 23 down, over 20 on the landing), we have to crank the hallway to turn the bedrooms on up to 22. Do that for a few hours, turn it down.
It's a constant cycle of doing this. Thus, over the last week, oil has cost us £11 a day to heat half a house downstairs whenever it thinks it needs it, and half the upstairs for a few hours a day.
It's really important where your thermostats go.
Our downstairs thermostat is on an external wall, which is REALLY stupid. It needs to not get cold. That's why when it drops outside, our downstairs turns on to a fiery rate, even though the thermostat is set to 20.
Make sure your upstairs thermostat is not going to get an excess of residual heat warming your upstairs thermostat. I have to keep all room doors open and even had a discussion about opening the loft hatch to blow in freezing to the upstairs landing. I have had to open windows twice where it has gone from 18 to 23 and become unbearable. So I am having to find ways to basically throw away heat to not be deeply uncomfortable.
I got so pissed off today that I covered the downstairs one with sellotape to stop it overheating and had discussions with the other half about putting a fan at the one upstairs, literally blowing a fan at the device, so it thinks the space is under 20 degrees and actually turns on.
So, smart design is really important. We are either far too hot or far too cold and pay £11 a day for the pleasure of never being at a comfortable temperature anywhere in the house, pretty much ever.
It's one of the main reasons I have done nothing but househunt for 10 months solid and have almost made some terrible decisions. It's horribly uncomfortable.