Vender took 3 months to find a house

[vickyc90]

So it transpires that our vender didn't find a house for 3 months after they accepted our offer and didn't share this information with us.

We are now having to move out of our house next week and the venders searches aren't apparently due back until the end of March.

I know they are mortgage free are we being unreasonable to say take the indemnity insurance (we are willing to pay) and get moving vs wait for the searches.

I feel like a witch forcing the issue but come on 3 months!!

Anyone else been in this situation what did you do? I feel like even waiting for them it will be quicker than offering again but the principle of it is driving me mad

@Hermymee

You can’t get a viewing on a house until you’ve sold. You are then usually in a best and final.

It’s taken us nearly 3 months and we have spent the entire time viewing and bidding on properties.

Did you want her to buy something she didn’t want for the sake of you? Especially since she could probably resell easily if you dropped out.

Move in with your parents, be thankful that you can and stop being a brat. So glad your not my buyer!

Not round here it's not you can view without selling easily we viewed before ours was even on the market

Why would you want them to move into rented while waiting for the searches? So you can move in? Do you not see how ridiculous that is. You have absolutely no entitlement to that house until exchange and only a fool would try and skip the searches. Most mortgage companies will not lend without searches completed, so it probably isn't an option for her anyway. A chain is about mutually beneficial timescales, not you dictating the speed because the communication with your buyer has been shit.

Three months is not long in this market. No way would I accept an indemnity policy rather than searches. It sounds like you failed to communicate your expectations around timing and are now expecting others to put themselves out to suit you.

I think it's more the fact she now thinks it's acceptable to wait for searches and have a leisurely packing time.

Are you SERIOUS? There is no way I'd not get the searches done, just for the benefit of my buyer. I think you are being hugely unreasonable.

@boringaccountant

Why would you want them to move into rented while waiting for the searches? So you can move in? Do you not see how ridiculous that is. You have absolutely no entitlement to that house until exchange and only a fool would try and skip the searches. Most mortgage companies will not lend without searches completed, so it probably isn't an option for her anyway. A chain is about mutually beneficial timescales, not you dictating the speed because the communication with your buyer has been shit.

So our buyers wanted to be in for Christmas we said that was unreasonable as it was 6 weeks from offer. We passed that up the chain and said January or February which must have been passed on to her.

Our buyers mortgage expires on 28th feb and their rental contract.

On the original paper work she gave our solicitors it says is the sale of this property conditional on you buying another property she has ticked no.

She has then 2 and a half months later offered on another house, not told our solicitor and wants to wait for that to complete before she moves out of hers.

When we said erm no let's go with the 4th march (still a week after we have to be out for our buyers), she has come back with that's too soon and my searches aren't back, they can be expedited at extra cost or indemnity taken. She came back with but she hasn't packed.

So in summery she added a extra house to the chain and told no one other than her solicitor until two weeks before exchange and completion. Then wants to wait for searches instead of paying more or taking insurance despite the fact she accepted the offer with four months warning of when we wanted to complete.

So - if she says no, no, and no what are you going to do?

Even if she said yes to the expedited searches - it still isn't going to complete in 3 weeks!

We also have four indemnity policies against her house for missing paper work! So her having one seems reasonable

@FlippityFlippityFlop

So - if she says no, no, and no what are you going to do?

Even if she said yes to the expedited searches - it still isn't going to complete in 3 weeks!

She would have the searches in 48 hours so could complete in 3 weeks. I would put good money on they will find nothing as it's a new build house. The information she is waiting for is also publicly available. She has the flooding mining etc back it's the local authority one so planning and that the roads adopted which I no it is as she is moving near our friends.

I think we would rather start again than wait for her to dilly dally through this as can she her pushing back again if she isn't ready to go on the next date. She or her solicitors have no sense of urgency on anything which isn't how we conduct ourselves. We have seen a vacant property we would be interested in and would be happy to take search indemnity (as is our mortgage company) so could move quickly on that one.

To be honest I have a feeling the threat of starting again will be enough to make her move in with family.

you are being very unreasonable expecting her to ignore searches etc, indemnity policies aren't really that great and it's unlikely a mortgage company would accept them instead of all searches. You would not be unreasonable to remind her that the sale was agreed based on no forward purchase and therefore she should be looking to move out. However, rental market atm is awful so there may literally be nowhere for her to go.

@vickyc90

We also have four indemnity policies against her house for missing paper work! So her having one seems reasonable

There is a massive difference, you're asking them to indemnify the entire buying process! No insurer will take that on and the vendor would be stupid to do it!

OP please realise that you are being very unrealistic and unreasonable about this. They cannot buy a property without doing any due diligence just to please you.

You can demand dates all you want but the vendor doesn't have to accept them. Are you used to people doing what you tell them to do by any chance? Throwing your toys out the pram is only going to lose you this house so either be reasonable about their onward purchase or pull out and find a new house to purchase.

We waited a year to move into our house.
It's not that big of a deal.

Gosh, calm down
You don't need to threaten her
Just take a deep breath and let the process go

Another who thinks you sound unreasonably demanding. Round here you wouldn't be able to find rental property at the drop of a hat and moving into rented also takes time (background checks etc) and is very expensive for admin fees, let alone wasted rent. When she could just wait a month or two more in her home, why would she?
From what you say you can sit tight in your home a while longer too and it is your buyer who has the issue of mortgage agreement expiring and rent agreement ending. So, the problem is theirs to resolve not yours?

@Jumbojem

Another who thinks you sound unreasonably demanding. Round here you wouldn't be able to find rental property at the drop of a hat and moving into rented also takes time (background checks etc) and is very expensive for admin fees, let alone wasted rent. When she could just wait a month or two more in her home, why would she? From what you say you can sit tight in your home a while longer too and it is your buyer who has the issue of mortgage agreement expiring and rent agreement ending. So, the problem is theirs to resolve not yours?

I'm not going to put a first time buyer with young children out of pocket and ruin there experience for the sake of someone who doesn't have kids having to move into a friends or family house. She could get a air B&B for all I care to be honest and as we are rural at this time of year plenty are available. She has no mortgage hence our solicitor has offered up indemnity and she still hasn't replied to that a week later.

To me it her that needs to go not us or our buyer as have our documentation in place. If it was us waiting I wouldn't mind moving in with my parents it's the fact that she is the one with outstanding issue that means she going back on the plan so to me it's her that makes the compromise not the rest of the chain that have done as they have agreed.

I'm going to drive up and speak to her shortly about the whole situation as it's a bloody joke.

We have multiple indemnity policies for buying hers to the point actually searches indemnity would have been cheaper and gave us more cover.

No, you are not going there really are you?

In the nicest possible way, it doesn't matter what you think she should do. She is not behaving unreasonably, nor in any way trying to bend the process.
I think we can all sympathize that the process takes a while and is frustrating, but it doesn't mean she is in the wrong, or should do anything.
And your purchasers having children is neither here nor there.

If you're not allowed to view anything until you've sold and everything you view is selling quickly and you're being outbid, what are you meant to do?

I'm going to drive up and speak to her shortly about the whole situation as it's a bloody joke.

Omg do not do this!

Oh please don't drive up and speak to the seller. It took her some time to find a house which is normal in this market which little available. She appears to have let you all down with poor communication which is frustrating but the wait is normal, sadly.
Not everyone is lucky enough to have family they can move in with. Regardless, putting pressure on her won't work.

If you’re buying a renovation project then you’re the logical ones to go to rented if you are dead set on meeting someone else’s arbitrary date

If you drive up there I hope she calls the police on you for harassment.

The way you've reacted to this thread says a lot about you, the entire internet tells you you're being unreasonable and you STILL think you're right. You're either a troll or not a nice person. Your poor seller (if she even exists).

Well having spoken to her nicely her solicitor has not communicated any of our offers to speed this up. She is going to contact her solicitor on Monday to discuss moving this forward. She also didn't know you can pay extra to jump the line for searches. So it's a good job I did go up or we would still be sitting on our arses next week waiting.

Jesus harassment our buyer have my mobile number and weren't impressed I didn't text them back window measurements within the hour!

It's a small mining town, I could most likely get her number through a friend of a friend within a few hours!

I'm sorry but everyone has family and friends who will put them up. Our house now is small but if any of our friends needed somewhere to stay I would clear the dressing room at the drop of a hat.

We will be living in it whilst renovating will likely only move out when the back wall is removed might book a week on holiday for that.

Also I'm sorry but young kids come first ours is older now but I wouldn't have wanted to drag a 4 year old around different houses moving is upsetting enough for them.

@youarenottheone

Oh please don't drive up and speak to the seller. It took her some time to find a house which is normal in this market which little available. She appears to have let you all down with poor communication which is frustrating but the wait is normal, sadly. Not everyone is lucky enough to have family they can move in with. Regardless, putting pressure on her won't work.

Looks like a little bit of pressure actually has worked she doesn't want to lose the sale as she really likes the house she buying.

This is always likely to be the case in England. Buying and selling houses is a chicken and egg situation. You can't view and offer until you have accepted an offer. Houses are being snapped
Up quickly and at the moment a buyer is waiting for new listings in hope.

I want to move but can't face this kind of scenario. My house would sell easily but I'm not sure I would find what I would want ( downsizing) so
Could end up pulling out of a sale which is far worse.

Well it's good news if it is working out for you. It seems that the majority of posters on here think that your attitude is rather unrealistic at best and aggressive at worst.

'It's a small mining town, I could most likely get her number through a friend of a friend within a few hours!

I'm sorry but everyone has family and friends who will put them up. Our house now is small but if any of our friends needed somewhere to stay I would clear the dressing room at the drop of a hat.'

Perhaps in your small mining town everyone knows everyone and always has a place to stay. It's very naive of you to assume that is universally the case. Trust me, it isn't. Some people have large families. Some people don't live near family.

I'm so glad you're not my buyer