For those of you who are asking about Council Tax, they cannot charge you twice if the property (all of it) is one single dwelling. The reason it is one single dwelling is that planning permission may only be granted on condition that you cannot sell off the granny flat or garage/flat separately from the house. We have exactly that agreement and it makes no difference about a cooker. Who’s checking that anyway? It’s all about whether the Council say it’s one dwelling that cannot be split. If you agree to that, it’s one lot of Council Tax. However, do ask your planning dept.
We called ours a granny annexe for planning purposes but in effect it’s bern used by the family.
It is very expensive to dig down and tank a garage cellar. It’s much easier to build a decent garage and have the flat over it, as we have. It has a staircase but of course it could have a stairlift as well. That’s a way cheaper alternative than a basement garage where the slope will take up a lot of space.
Ours is a very large double garage and car port with the flat over the whole lot. We do have the Ikea kitchenette and other people make similar units. We have a gardeners loo at the back of the garage which has a separate access. The stairs to the flat lead up to a kitchen, dining and sitting area with a bedroom space and bathroom with a shower. If you had a decent garage, build part of the flat at the rear of the garage with stairs up to sleeping and bathroom space.
My mum has no intention of living with me and that suits all of us. It has been a party flat, a bedroom for DD and a sleepover venue in it’s time. It’s a great asset and could certainly have been an au pair flat.
Alternatively, keep your garage as planned and build a granny flat in the garden. Friends did this. We were able to get pp for the garage project and a granny flat in the garden might have been more problematic due to it being another sizeable outbuilding.