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In a Chain Support Thread Nov2017

992 replies

YogaDrone · 26/10/2017 09:32

Congrats to those who have exchanged and are moving soon.

Fingers crossed to those hoping to exchange soon.

Come vent your property chain based frustrations and joys here.

Previous thread is HERE

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Thread gallery
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MrsJW15 · 29/11/2017 04:42

Wow @fialor look at those boxes! Hope move goes well for you and @yoomoo.

@StormyIsland that sounds like it's better than you initially thought and you have a plan at least.

@YogaDrone that's crazy on the quotes.

@fromtheshires so frustrating! Why does it all take so long.

Our valuation took place on Monday and our mortgage has been issued. Unfortunately it's been sent in a letter and we are away for a few days. Hoping sol may get it too and email us! Getting updates from our purchaser via the EA is like drawing blood from a stone so can only assume all is progressing at a glacial pace.

YogaDrone · 29/11/2017 08:29

That doesn't sound quite so bad then Stormy - you aren't going to move in and then find the house listing off to one side! And you have a workable plan. I hope you got some sleep at least.

I'm sure you will love your new place once you get there fialor and it's lovely that your DD is so excited Smile

HAPPY MOVE DAY fialor and yoomoo I hope everything goes smoothly for you both Flowers See you on the other side Wine

I love the new tradition of posting photos of our packed boxes!

MrsJW15 the mortgage company should send the info. direct to your solc. so even if you aren't home they will get it.

Yes our purchaser has lived up to the promise to move fast Frescoed which is really great. Apparently it was enquiries about our purchase which took lots of time and were quite complicated - but because of the break in the chain the solcs. had 6 weeks to sort those out. I hope you get some positive progress today.

You too fromtheshires

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Frescoed · 29/11/2017 09:29

Excellent boxing Fialor what a happy sight! Is it move day today or tomorrow? Very exciting, I think it's natural to have a moment when you wonder 'what have I done?' - but once you're in the new place it'll be just fantastic! Good news on your valuation MrsJW hope everyone gets their hustle on and gets moving for you now. Glad things seem a bit more straightforward now Stormy.

I've had to fire an email off to our sol this morning to just request that we seek clarity on decision-making timescales from the lender and anything outstanding from the vendor's solicitor, so that we can let our buyer know. I'm not very thrilled at the thought of going into rental for a bit or camping out at my parents, but we'd manage. It's the waiting that's really doing my head in!

MrsPussinBoots · 29/11/2017 10:19

Happy moving day fialor and yoomoo!!! Wine

I'll be exchanging and completing tomorrow! Eek!

KitKat1985 · 29/11/2017 10:26

Hi all.

Just done a brief read through of some recent posts. Congrats to all those nearly there and Flowers to all those having issues. Some of you I 'know' from the listing, viewings and offers thread. I'm going to keep a toe in both threads for a bit as we're sort of in limbo land. We've finally got our shared ownership house under offer and our (very slow) buyers have finally appointed a solicitor etc, so we can start to crack on with some of the selling paperwork now. We've had an offer accepted about a week and a half ago on a house we want to buy, but the vendor hasn't found anywhere herself to buy yet. We popped in to vendor's EA yesterday just to update them that we had our AIP sorted etc, and they were very keen to reassure that vendor is actively looking and keen to sell to us. So at this moment our chain hasn't really formed yet and I've no idea how big the chain will eventually get or how long things will take. I'd like to be in our home by the end of March really but wondering if that's a bit unlikely if we don't even have a complete chain yet (plus knowing everything will shut down for a week or two over the Christmas break). So it's a waiting game right now.

Frescoed · 29/11/2017 12:06

Great news MrsPuss congratulations! Are you all packed?

Glad to hear you are making some progress Kit sorry it's the very slow couple.... Congratulations on your prospective purchase, are excited about it?

MrsPussinBoots · 29/11/2017 19:55

Any news on how the moves went? Are you both in?

I'm moving from rental so have barely packed yet. Have got 20 days to redecorate before moving the furniture in. This time tomorrow I'll have the keys! Eek!

fialor · 29/11/2017 20:35

Pussin, Frescoed, Yoga, we are moving tomorrow the 30th, not today Smile
It's been lots of finishing off of packing today - it's amazing how** much crap one packs into one's home!
But we are nearly there.

Congratulations and welcome to move day Pussin.
3 on one day in this group? Bring* it on! *
I must say you are really brave - exchange and complete same day. If you required a mortgage, how did you manage the drawdown? I had understood there is a five day drawdown requirement?

MrsJW15, it might be worth seeing if you can liaise directly with your buyer? We did that, and it helped speed up the process as we were both chasing our respective solicitors.

Frescoed I would love to say the boxes are my handiwork, but unfortunately no. The packers did make short work of the packing though.

KitKat, end of march next year is, in my opinion and experience, more than enough time to allow a move. Keeping my fingers crossed that it all progresses quickly and smoothly.

Now I am settling for an early night.
If it's helpful to anyone; we are taking our DD out of school to see the empty house, then taking her to see the new house as we move the first few boxes in. We will the take her to school, and pick her up aroud 5 (after school club). Our goal is that she sees and understands this the empty house is a move, she gets to pack her own last times before we move tomorrow. Then the new house so she goes to school from there, before coming home to it. But she will stay in after school club so we can have about 3 hours of unpacking without having to keep an eye out for her all the time.

I think I have gotten over my apprehension, we have today written our buyers a really lovely and thoughtful note (even if I say so myself ). It is the sort of note/letter that we wished we had when we moved in - plumbers, Gardeners, neighbours, utility suppliers, handyman, etc. And a bottle of champagne to welcome them to their new home.
We loved this house, are really sad to leave it, and hope they have the level of happiness that we had in it.

yoomoo · 30/11/2017 05:20

Morning all! IT’S FINALLY MOVE DAY! Been awake since 4.45 with my mind racing thinking of a million and one things to do!
Good luck fellow movers fialor and MrsPuss
The downstairs is rammed with boxes but I’m ready to go! Just a few last minute bits to do (wiping insides of cupboards and fridge) then I’ll leave the rest to the lovely cleaning ladies who are arriving at 10am! They know we need to be out by midday but I think as the house will be empty they can fly round. Made arrangements re keys with estate agent yesterday and have left helpful notes for my buyers plus chocolate biscuits and champagne. I’m so grateful to them they’ve made this process so easy and (mostly) stress free.
Today will be a funny day as it marks the end of my life with my ex, we got married while living in this house so it does have amazing memories plus of course sad ones from when he left.
I can’t wait to get into my new build apartment later today and sleep in my new bed tonight knowing it all belongs to me and no one can ever take it away from me Smile
Hope the others on here make more good progress today!

KitKat1985 · 30/11/2017 09:16

Yeah we are excited thanks Frescoed. Smile Just want to crack on now so we can move in (but realistically aware that it'll probably be months yet)!

Best of luck today to Yoomoo, Fialor and Mrs Puss! Hope it all goes smoothly! And thanks for the crossed fingers for us Fialor!

Frescoed · 30/11/2017 09:28

Happy moving day Fialor, MrsPuss and Yoo - wow Yoo it's really the end of an era, and the beginning of a bright new one for you I hope!

YogaDrone · 30/11/2017 14:39

Oh sorry - I was so excited I got my dates muddled up!

Hope moving day is going swimmingly fialor, Yoomoo and MrsPuss Wine

Welcome KitKat - lovely to see you here! Grin

We have signed both contracts now and are, hopefully, ready to exchange - bring it on! I've also provisionally booked our removals for 20th & 21st (packing on 20th and completion on 21st Dec) and this is what we're all now working towards. Fingers forever and permanently crossed of course!

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Knittedbreasts · 30/11/2017 15:09

The inlaws have just stepped in with a bridging loan so that we can buy our house!!!!!

YogaDrone · 30/11/2017 16:29

Awesome news knitted!! What wonderful inlaws you have Grin

Is your house back on the market? Any viewing yet? Vacant possession will just make it more desirable too.

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Knittedbreasts · 30/11/2017 16:59

I know I totally love them!!! House is back on the market. The old buyer who wanted stupid money off then threatened our ea with the ombudsman for misrepresentation! He's such a wanker. Yes hoping vacant will make it more desirable! We might be moving before xmas now! I said we can't move, We've already put the tree up!

YogaDrone · 30/11/2017 17:21

Woo-hoo!!

Your ex-purchaser is a total wankbadger Angry. What did he say was misrepresented?

Aw, I thought we might be move buddies there for a moment knitted Grin I'm desperate to have Xmas in our new house now.

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Frescoed · 30/11/2017 18:01

That’s great Yoga it really has moved fast! The last couple of times we’ve moved it’s been just before Christmas, at least it means you start in the new home when most people have holidays. That is brilliant news Knitted hooray for your in-laws and boo sucks to your ex-buyer. Hope all those moving today have made it in.

News of sorts here. We have agreed to exchange on our sale tomorrow and complete next Thursday. We are still waiting for the lender to give the green light on the solution for the unregistered land, so we may or may not exchange on the purchase. If not, stuff will go into storage and we will camp out somewhere, probably at my parents.

Mollieben · 30/11/2017 19:26

Good luck to everyone moving soon. We MIGHT be exchanging on Monday!!!!! Completion Fri 5th or Fri 15th depending on the others on the chain. Need to get my arse in gear and pack now!

Mollieben · 30/11/2017 19:27

Fri 8th I mean

MrsPussinBoots · 30/11/2017 20:19

Lots of good news on here today. Hope the other moves went well. Mine has ended in stress...

Exchanged at 10, completed at 12:30. Nobody told the estate agent until I chased for the keys at 2:30 so no keys available until 4. Got to the house in the dark, had a look around, all good except that when I went to leave the front door lock is broken. I tried for 10 mins, then my new neighbour tried with wd40 and brute force. It won't lock at all. I've jammed it shut with the key inside and had to go out the back door. Thank goodness I'm still sleeping in my rental. I've emailed solicitor - do you think they'll do anything? Locksmith says it needs a whole new door Angry

I have to say I'm thrilled with the house otherwise, this has just put a downer on today.

Frescoed · 01/12/2017 08:58

Congratulations on getting your keys MrsPuss sorry to hear about the lock debacle. Are you able to get a locksmith/door replacement in today? I would at least try and go back via the solicitor/estate agent, you’ve got nothing to loose and new doors aren’t cheap.

YogaDrone · 01/12/2017 09:15

I hope your sale exchange goes well today Frescoed. Have you heard any more about the land issue?

Certainly a mixed day MrsPuss. Congratulations on your new home at least Flowers

I would hope your solicitor would raise this - if the vendors or their removal people have damaged the door their insurance should be paying for the replacement. It must be badly damaged to need a whole new door!

I hope you get this resolved quickly and can get back to enjoying your lovely new home!

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YogaDrone · 01/12/2017 09:17

Also MrsPuss you should let your insurance company know. Even if you hadn't planned to claim they may advise you to claim anyway so that they can then claim against the vendors. Insurance companies are probably far more effective/persistent at getting money out of people than conveyancers are!

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YogaDrone · 01/12/2017 09:29

Morning

Has everyone seen this thread in AIBU: [[https://www.mumsnet.com/Talk/am_i_being_unreasonable/a3099597-Greedy-house-sellers?msgid=73744121#73744121 Greedy House Sellers. Some very strange and some just plain deranged stories!

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YogaDrone · 01/12/2017 09:29

link fail, sorry: Greedy Sellers

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