In a chain support thread Sept 2017

[Gizlotsmum]

Hope it's ok to start another one! So we have a week of waiting for surveys etc...

Thankyou for the lovely responses - been stressed all weekend and today after finding the £10,000 in the chain our buyers buyer has failed to answer all calls. No one knows what's going on. Just heard the house we want to buy is back on the market so after all this time we are back to square one. Completely gutted and just want to give up now .

Oh Dorris you poor love. What are your buyers doing? They need to cut their losses and get straight back on the market now. Write off the dickhead - he's clearly being flaky and you can't trust him.

Can your EA help at all? If your place is like to attract interest then I'd get yours back on as well. That way if you manage to find another buyer quickly you can go back in for the house that you want. I really sympathise, I cannot imagine how utterly miserable and stressful it must be

We've told our EA to put us back on the market tomorrow. Just not looking forward to starting all over again. The owner of the house we want to buy wants to sell to us but he has commitments and needs a quick sale. Its already gone on far longer than it should! Our buyers don't appear to be saying much although I know they have alot going on too. Trying to stay calm and hope that things will work out eventually but going to allow myself a bit of a cry tonight. Tomorrow is another day....!

@Dorris 🍷.

Fx @Yoga hope that offer comes soon

Anyone I have missed here’s hoping things move in the right direction soon

Oh Dorris you poor thing. I hope you get lots of viewings quickly and that kicks your buyer into action. Be kind to yourself

Thanks Lazy and Giz. I've got a stinking cold, been to the dentist and, to cap it all, the coffee machine broke this morning! Things can only get better, right?

Sounds like great progress YooMoo!

That sounds very positive Yoga - fingers crossed for an offer...

Oh Dorris that's rotten

Yeah I will be avoiding exchange and complete like the plague, thank you all for reinforcing my instincts on that one!!

So three calls later and a shitty, SHITTY day at work, our EA states that Our buyers have had enough of the cheek of their buyer and have pulled away from that and offered the house to their original buyer (lady whose husband reneged on their divorce settlement). She's yet to submit evidence of her divorce settlement though as evidence to say she's got the funds... the nail biting continues...

That sounds really positive Yoomoo, fingers crossed for a quick exchange now.

muss more stress . I quite admire your buyer though. Fingers crossed the original buyer can submit the evidence required soon.

Another one having a hellish time here. I am not a stressy type person but this is driving me to the edge.

After being told completion date had to be early November my (very lovely) buyer said he would have to pull out if we didn't complete this week, for very genuine reasons.

So we have bitten the bullet and broken the chain, we should all be exchanging tomorrow but I will complete on my sale Friday and move in with my mum for a couple of weeks before the rest of the chain completes. So we have to move twice

Oh no @dragon but worth it to keep your buyer

Well done for taking the plunge though Dragon - it's a pain, but you'll have the cash in the bank and the flexibility moving forward

Thanks both. It's only two weeks, we'll survive but the top of the chain think it's my own choice to do this. It's not my choice but what needed to happen if anybody wants to move, they all seem very relaxed about people pulling out etc.

I hope your buyers are paying your moving and storage costs Dragon

Oh Dragon what a nightmare. But you have your buyer secured, so FX everything else moves smoothly.

Muss FX that divorce lady comes through for you.

It's hard talking to people about this, because you know they are thinking that it can't be that bad - and basically that you should stop moaning about your first world problems when you're buying a house and that there are worse problems to have! But I have honestly never known something be as stressful and miserable and utterly draining as this.

Sending positive exchange and completion vibes to all.

Nope. Nobody's paying our storage and moving costs, which is just adding to my irritation.

Apparently it's worth it in the end! Fingers crossed otherwise I've pickled my liver and aged the past 3 months for no reason.

I hope we all start getting better news soon!

I agree Lazy, it's the most badly organised system in the world. Designed to suck the life and soul, cash and any remaining optimism out of people.

There is light at the end of the tunnel, don't give up. We completed on Thursday. I'd like to say the day went without a hitch....

After having removals in, the house was empty, I was on my knees scrubbing the place clean, and I get a text from the bank stating the funds would be ready on the 16th!!!! Which was a whole four days after we were due to complete. The bank hadn't received the instruction from the solicitors which detailed the completion date. Luckily he had all proof that he had sent the documentation, after frantic phone calls we found out the bank hadn't updated its paperwork and was giving out the wrong fax number.

Total nightmare but eventually after escalating it we got the funds through within a couple of hours. Eventually got into the house three hours later than planned but so, so relieved for this process to be over.

These last few days have been surreal almost to not have to deal with chasing people up and worry about it. I've actually managed to get some decent sleep for the first time since July. I genuinely wish you all the best of luck with your purchases and sales, may your buyers/purchasers be well behaved and considerate of your needs.

OMG Munki I think I would have had heart failure on the spot!! Huge congrats though that you are finally in!! Wishing you lots of love and luck in your new home

Apparently my solicitor had an 'urgent' completion that has taken up a lot of time this past week and that is why mine has been put aside. They are going to regret telling me that because if they don't treat my case as priority this week I am going to flip the bitch switch.

I don't like doing it but I feel the need!

Congrats Munki- I'd have had a breakdown but you've made it! Congrats!!!

Pulling- let them see the bitch in you and watch how your transaction becomes the next priority for them!!!

So, our buyers have gone back to their original buyer (the divorced lady) but she's in a long chain herself (😩) but the plot thickens as their most recent buyer (who offered £80K less the asking price and then wanted a further £30K reduction after his survey) has now almost matched her offer and has said he still wants to proceed if our buyers will be willing to go back to him! The estate agent is now putting both scenarios back to our (elderly and forgetful) buyers to see what they want to do next. Will there ever be an end to this? I'm on the verge of giving up...

Lazy- even my husband is beginning to get that glazed look in his eye when I bring up anything to do with selling our property and buying the next one up! Most of our friends rent or live with their parents so I've not really discussed the true extent of what we're going through with them because they'd probably think we're being spoilt. It is a horrendous process to go through- I never want to move after this again.

Well done Munki!! I think I would have had a meltdown!!

I am on the verge of losing it! All the paperwork issues at the bottom of the chain have been resolved as far as I know. However, still no exchange in sight!!! Estate agent has been chasing bottom of chain but haven't been getting a response. I don't think I can handle another day not knowing what is going on. I am constantly on edge thinking about it. It's getting ridiculous! We have been in our chain now for 22 weeks. Argh!!!!

pulling - That should not hold up exchange though, and we are literally just waiting for the vendor to sign contracts and my solicitor to look at the chuffing enquiries which she has had since last Tuesday.

Sorry to say enquiries can and do take up a lot of time - sometimes third parties need to be contacted or a response needs further clarification - suffice to say it is not always possible to flip them round in a week or so. Completions will always be treated with priority over transactions which are still ongoing. Signing contracts also does not mean exchange is imminent. Signed contracts remain on file until everyone is ready.

Spickle in our case I have now finally heard that she has checked through the enquiries after a week of them sitting on her desk and the only requirements now are: indemnity for missing coloured title plan for my place. Indemnity for works carried out on purchase property without building regs. Signed contracts from vendor (everything with their purchase in place) and a completion date.

All of this can be done by Friday.

My solicitor had not even glanced at the enquiries until today.