Buyer's support thread #5

[scribblegirl]

Sorry for breaking the last one

and for all....

Ugh. Despite hearing at the start of the week that our vendor was half moved out and really annoyed at his solicitors for dragging their feet, they have still not sent over the draft contract. It's over four weeks since our offer was accepted.

I'm getting anxious that the vendor doesn't really want to sell, despite what we're being told. This whole system is so cloak and dagger, it's ridiculous.

Hey hey it is extremely cloak and dagger and it's bloody awful :(

Things are looking better for us now. Our vendors had an issue getting a mortgage as their house is steel framed. Their application is with the underwriters now, but they seem confident. Apparently they've done all the searches already so we are nearly good to go!

Just to add, hey hey - we rang the estate agents and told them we were worried they didn't want to sell and then all of a sudden we got all this info.

Heyheyheygoodbye - with the conveyancing, your transaction hasn't started yet. It will start on the day your solicitors receive the draft package from the vendor's solicitors.

The vendors instruct a conveyancing solicitor and advises the EA who they are so the EA can send the sales memorandum and EPC to them. The solicitors then send the vendor various forms to complete and return. Also the vendor will have to pay up front for the title deeds to be obtained from Land Registry. The vendor should also send to the solicitor any paperwork/guarantees for any work done that they tell you about in the Property Information Form, such as Fensa, Building Regs etc. Once the vendor's solicitor have all this information/paperwork in their possession, they can draft the contract and send the package to your solicitor - then your solicitor can start work. Four weeks since your offer was accepted is pretty normal.

Thanks Spickle, that's reassuring. We are FTB (does it show? ) and it seems MN is the only place I can actually get anyone to explain to us what is going on behind the scenes!

Skittlesss I did end up ringing the EA for a bit of reassurance today and she said our vendor just received the paperwork from his solicitor this morning so things should start creaking along now. She said he absolutely does want the sale to go ahead, so I feel a bit better :) and I'm very happy to hear your purchase is back on track!

Well it's completion day tomorrow for me and I'm sitting here in a sea of boxes and black backs desperate to go to bed but I can't as the movers are coming tonight to load the van - neighbours are going to love us!! The garden was packed up earlier on and is now at the new house waiting for me to sort it out over the coming weeks.

It's a very odd feeling to think ill never be in this house again!

Ah Palomb, that's so exciting! Hope tomorrow goes smoothly.

Good luck with the moves today palomb and reading !!

Thank you! It's a surreal feeling after all the months of tension and anxiety.

Isn't it weird reading!!

Good luck today 🎉🎉🎉🏠🏡

Congratulations guys, I'm living vicariously through you and I'm excited!

Getting a bit bored of the house buying process. I know my solicitor has recorded the draft contract but we've had zero information about what it says. The best advice I've had is from Spickle on here. Spickle, do you fancy a new client?

I've come to the conclusion I have to put it all to the back of my mind and only show interest when somebody gets in touch.

kirin - hope you see some progress. As soon as I prompted my sol to do searches (after mortgage valuation came back) my sol sent out the pack to me with all the contract and stuff. I think you're on the right track jumping ship if you aren't happy with the sol, it's no good to have a rubbish/disappointing working relationship for such an important and infrequent transaction.

I'm now sitting on the legals waiting for the final mortgage offer. I'm soooo angry with work for sitting on my reference for a week. I'm not one to throw my weight around but who delays their boss's mortgage application by delaying a 10 min job?? (Clearly I am way more invested than my team is, but still!) I'm in work next week for a KIT week so hopefully will have offer today and will be able to dial back my righteous indignation when I get in!

Good luck with the moves. It's always good to hear about people getting to the end of this seemingly interminable process!

I honestly thought I'd be pretty relaxed during the sale but I wake up every day pretty wound up with how slow it all is.

Even the delay of the survey is winding me up. The lender took the money for it within minutes but 2 weeks later it's not even booked in.

Yeah Reading and Palomb! Hope it goes brilliantly for you both today

Haha Kirin I am exactly the same. We're staying with family, there's no actual rush, every month is more money in our pocket for doing the new place up, and yet I wake up every day furious that we don't have the keys yet

I got The Call a little over an hour ago - can't quite believe how quickly the moneys were all transferred! Benefits of a short chain, I guess.

And of course, even though dh and I have told the EA that I am first point of contact about a billion times, they called HIM to arrange collection of the keys. He couldn't get today off work (huge project, looming deadline, etc) so who's collecting the keys? ME. (it's always been me!) I'm rather glad to be shot of the sexist idiots.

Wahey reading! Congratulations, hope all goes well xx

Hello, really pleased to hear of progress for some.

I had a frustrating conversation with the solicitor yesterday at 4pm. Despite many emails this week in which I chased the searches so only told me yesterday she hadn't had a copy of my mortgage. Gah!

Anyway, duplicates have been faxed (is it 1991?) so that's ok.

I've got some boxes so I am planning to start packing this weekend. Got a chap coming on Sunday to show me his kitchen design. I'm going for a light grey gloss I think. Not brave enough for the aubergine although I love it.

I've got the carpet fitter and plasterer on standby and an electrician happy to do mates rates. So getting there...

Go reading !!!

Gosh but the sexism is real isn't it. The letting agents for our current place called "my husband" (DP - not my husband) to see if "his wife" would be in for viewings next week. (Nope, I'll be at work while he's at home with the DCs actually). Also the EA called me because they "couldn't get hold of your husband" to chase up the paperwork to confirm "his income" (that'll be my income). Surely the detail is in front of them, it can't be that hard!?

Anyway. No real update here. Mortgage "should be confirmed" Monday (but I'm starting to doubt the assertion). More scarily there are a couple of 2nd viewings on our rental place we're in now so we need to hurry up!

temp I work in finance and I'm constantly amazed by the amount of faxing banks do, but apparently it's the most secure method of transferring documents because there's no way of intercepting it!

Not house related, sexism related. I upgraded my phone at an EE but despite me making it clear that it was my phone on the contract I pay for and have had for 8+ years, they spoke to my boyfriend to negotiate the terms the entire time!

Re sexism, one of the kitchen showrooms I went to asked me to come back with my husband to discuss the design and costs. Clearly a penis is required to buy a kitchen; readers, I went elsewhere. Somewhere where a single woman in possession of a brain and credit can purchase a kitchen.

I've got a sexist Skoda yeti - I've had it 2 years. I've always had my phone programmed in to it DH only added his recently now the bloody car looks for his first despite the face he drives it about once a month. It makes me silently seeth. 😡

Anyway... We're in! God love this house!!

Great stuff on you being in Palomb. I hope you've got something sparkly the celebrate with.

Are you in too now reading? I know you got the keys (despite being too feeble and fragile to possibly pick them up ) but has the move also gone smoothly?

On sexism, I had a sexist dinosaur physics teacher in high school. I was the only girl in his higher physics class (and by far the best at physics) but he just refused to accept that. He'd set up experiments to demonstrate to the boys and would ask me to hold stuff, referring to me as 'his lovely assistant' while explaining the physics to those whose genitals apparently made them more capable of understanding them than me.