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Original poster

Advice on whether to tell vendors to f**k off please......:(

43 replies

Becaroooo · 22/11/2011 09:09

Supposed to be completing a week tomorrow (30th) at vendors (they ar a building company) stipulation.

Dh and I have moved heaven and earth to see this happens - instructed solicitors straight away, paid for searches, got mortgage offer, got valuation done etc etc

We are currently in rented and the landlord has re-let this property from 5th december.

Vendors solicitor has not yet provided the following;
Building regs for work done to house by previous owners
Havent yet registered the property (???)
Are generally not providing the info my solicitor needs.

Checked out mortgage offer docs last night and they stipulate exchange mid november !!?? Completion 30th November!!!

So...its not going to happen is it? We will be homeless on 5th december. I have 2 young dc. How did I let this happen????

Advice?

OP posts:
Smum99 · 22/11/2011 10:14

Ok. I have been where you have been a few years back, stress levels very high so you have my sympathies. There is still time, today all the documents could flow, what you need to is to get the other side motivated to work on this.That's the estate agents job. Building regs document is important to have as it could impact the resale, however maybe the previous owners didn't pass it on to the building company - assume it was part exchange? Could the council help with getting a copy? How long ago was the building work? If recent then there will be a copy.

Not sure what registered means - but could the builders have not yet registered the property with land registry..again this could be sorted out and maybe the land registry could help, your solicitor can move this forwards.

Lastly - get on to your estate agent who is handling the sale, they may know of short term rented places that you could move into. This is something that we had to consider, not ideal but it's possible. Do you have family who would help?

How much do you want the house? If it is your forever house then maybe worth waiting for but if not you might have to give it up. I would encourage you to take your solicitors advice, do not exchange if he/she feels it's not in your best interests, even if the fear of homelessness is overwhelming. You are making a major financial commitment and the paperwork has to be correct.

Good Luck

addictediam · 22/11/2011 10:25

We've also been where you are now and told the vendors to f off when they just refusrd to even look for anywhere else to live, despite wanting us to complete by a certain date, despitr knoeing our landlord was knocking down our house so we really would have been homeless.
My advice would be the same as above. Get on to the estate agents, we threatened to pull out which sent a rocket up their backsides, but for us it was too little too late and we moved on (but we had more time) if the estate agent doesn't work talk to your solicitors get them on the case.
But make phonecalls now.

Original poster
Becaroooo · 22/11/2011 11:57

Made some phone calls - dh away with work til thurs, obv! - and the solicitor still hasnt had the documents...even the stupid stuff like F&F and property info forms that the sellers would have filled in!

Rang EA and basically said they have til end of this week (well, thurs) to get the stuff to our solicitors or we are pulling out.

God knows where we will go Sad but I will sort something out!

OP posts:
Gonzo33 · 22/11/2011 12:11

Becaroooo have you spoken to the mortgage lender or broker to see if they can get an extension on your offer for you? 5 days is really not that long a delay and they may be willing to extend.

Original poster
Becaroooo · 22/11/2011 12:28

Its not the mortgage lender that the issue gonzo

Our offer is open for 6 months as I understand it.

Its the building company and their solicitors dragging their heels - which is maddening as they were the ones pushing for a 30th nov compeletion...in fact it was conditional on them accepting our offer!!!!

Grrr...........

OP posts:
addictediam · 22/11/2011 12:35

start looking at other rented properties, its a pita I know, but there isnt enough time to go through with finding and buying another house in time :( do you have the option of renting storage and staying with family? so you could find and buy a diffrent house?

Its crazy that they can put these stipulations on the house, you keep to it but they dont.

I'm sorry you are going through this. I remember just being so stressed by it all. but if this one falls through there will be a better one out there for you, there was for us and 7 months after moving in we are happier here than we would have been in the other house.

Original poster
Becaroooo · 22/11/2011 13:05

Am just going to look on rightmove in a minute Sad

So fed up.

Dh and I have done everything asked of us and they are dragging their heels.

I have 2 young dc and on 5th Dec we have to be out.

OP posts:
member · 22/11/2011 13:13

Sympathies - I was in a simillar situation re the solicitors of the people buying our previous house (he apparently didn't like waiting in a queue when making phone calls!!!So kept putting the phone down & going back to the end of the queue when he deigned to make the call again).

Make it your mission to harrass & harangue - you shouldn't have to, but when your solicitor gets sick of you constantly, they do apply that pressure further up the chain.

Lastly, get your solicitor to apply for an extension on the mortgage offer; ours was until 30 April but we got two extensions between then & when we completed on 20 May.

Original poster
Becaroooo · 22/11/2011 13:24

Am viewing 2 other rental properties on friday...one is just across the road from where we are now but much bigger.

sigh.

So very fed up

OP posts:
Gonzo33 · 22/11/2011 14:55

Bless you, this has been ongoing for some time.

mycatsaysach · 22/11/2011 14:57

i think it is fairly normal to exchange and then complete two weeks later - i know of people that have done it on the same day

CokeFan · 22/11/2011 15:42

Don't exchange and complete on the same day unless you're very sure it's going to go though (and it sounds like there's a lot of messing about). Some friends of ours planned to exchange and complete on the same day and their buyer pulled out on the day of the move with no consequences to him (some excuse about not being able to get planning permission, which he could have found out about weeks before). Friends ended up with stuff in boxes, removal van on the way and nowhere to go.

Original poster
Becaroooo · 22/11/2011 16:42

cokefan I have heard similar stories.

gonzo Yep. Too long Sad

Will know more tomorrow......

OP posts:
AlmaMartyr · 22/11/2011 17:19

So sorry for you, have followed your threads but not posted before. We ended up exchanging and completing on moving day 4 years ago. Horrendously stressful! Hope it all happens for you.

Original poster
Becaroooo · 22/11/2011 17:46

thank you x

OP posts:
myron · 22/11/2011 21:03

Is there absolutely no possibility of retracting your notice on your rental house? If not, get on the phone quick to scout out maybe weekly/monthly holiday lets for the potential interim. Is there family nearby that you can stay with in the short term as a last resort? This is probably too late but I have to say it for all those out there - NEVER give notice to terminate your tenancy until AFTER you have exchanged contracts. An overlap of a few weeks paying rent and mortgage is better than this stressful scenario!

Original poster
Becaroooo · 23/11/2011 08:34

myron

Good advice!

We thought it would take a while to let and , of course, it only took 2 weeks!

Worst case scenario we will have to stay with PILs but I dont relish that

OP posts:
Original poster
Becaroooo · 23/11/2011 08:35

Btw, if we do have to do that, I will be asking the vendors to pay for our removal lorry and storage unit...AIBU?

OP posts:
addictediam · 23/11/2011 08:38

Nope that's not unreasonable, but make sure you let them know now that's what will happen.

Original poster
Becaroooo · 23/11/2011 10:07

Have spoken to rental people and we can extend til 8th Dec (thurs) which could help...but am really angry about this.

Didnt really want to move 2 weeks before xmas!

OP posts:
Whorulestheroost · 23/11/2011 11:14

Oh dear, it's so very stressful isn't it?! We have moved 8 times over 10 years! Have settled now in the same house for the last 3 years and hoping to stay put (depending on long term finances and interest rates). We moved on December 19th into this house, dh was working and the whole thing was a nightmare for 6 months BUT we got there in the end. As much as you may want to tell them to f@£k off its usually worth the end result. Good luck :)

cowboylover · 23/11/2011 12:18

Been following your threads so seeing the title I was hoping it was not going to be you Sad

As others have said keep pushing and you are not unreasonable to expect that they compensate you as they are letting you down.

I hope there will be a magic moment where it all comes together for you soon

HeadsRollingInTheAisles · 23/11/2011 12:30

We had exactly the same problem, very long story. We told them that we could not renew the offer on our house as we would incur fees, another inspection and a less attractive fixed rate and so we would pull out.

In the end the EA resolved it with a conf call with him and both of the solicitors to sort the paperwork out and we completed two days after exchange. It was the only helpful thing the EA did though!

Original poster
Becaroooo · 23/11/2011 12:52

Hello everyone.

Had a phone call from the EA and - supposedly - all the outstanding paperwork my solicitor needs will be sorted today.

Am phoning her in the morning to check on progress...will let you know!

OP posts:
narmada · 23/11/2011 13:06

Some solicitors like to do everything to do with conveyancing on Fridays. God knows why, I suppose it's just traditional or something. If they don't get their arses sorted today ask the vendor's solicitors if they are saving all their conveyancing work for Fridays only or some such madness.