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I have just totted up the final costs of moving house

34 replies

OrmRenewed · 26/08/2010 17:10

Give or take about 250 which we might get back if we return all our cardboard cartons to the removers and we are able to get them out of storage before a month.

Comes to a grand total of £8558. For the priviledge of being allowed to move from one bloody house to another. And it hasn't saved us from the stress and misery of the whole horrible process. We are still camping out at my mums (which is fun Hmm). And we still don't know for sure when we are moving in to our new house.

Not to mention the money we've spent trying to keep the DC entertained so they don't wind up my elderly parents too much, and the extra petrol to get me to work and the DC to school when they go back.

My nerves are in shreds and my back balance is the red.

We overpaid our mortgage a few years back and we were planning on using this extra to pay the removal costs and buy new furniture for the house. At this rate we'll have very little left after the vultures have been fed!

I am have said this already but the whole process stinks. Who benefits from it being like this? Not the poor bloody punters Angry

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tiredemma · 26/08/2010 17:14

I empathise with you- we are also in the process of moving house and its costing us just under 8k for the pleasure of doing so.

Stressed, I cant even begin to describe just how stressed both myself and DP are.
Doesn't help when I realise that this is just the start- new house needs at least 5k spending on it to make it half decent.

But we love the house and need to move so we have to bite the bullet.

NamedAfterTheBandActually · 26/08/2010 17:17

We're buying our first house atm.

I've cancelled Christmas.

Miserable bloody process isn't it?

midnightexpress · 26/08/2010 17:19

Completely agree. We're in Scotland and have already paid abpout a grand just to get it on the market (still have home reports here - 600 quid for them to come and point out all the things that are wrong with your house - cheers). And because we want to relocate to England, we'll have to pay for a flamin survey when we buy as well.

Now it turns out our building society aren't even going to lend us the money to buy a new place because DP has just started a limited company and doesn't have 3 years of accounts. This despite the fact that we've never defaulted on our payments, have a fairly hefty deposit, and he earns a fair whack. Gah.

pluperfect · 26/08/2010 17:20

Oh, you sold in the end!

Well, think of the savings on:

  • no duplicate council tax (although you may be contributing to parents')
  • no duplicate TV license (ditto)
  • shared utility bills
  • no satellite susbcription (if you had one?)

It is expensive to move, though; I sympathise Sad We moved recently (I started a thread about my DH's trying to do it on the cheap by DIY), and I went to Ikea the other day and spent £200. Shock

What's your new house like?

midnightexpress · 26/08/2010 17:23

Oh pluperfect I remember that thread - how did it go int he end?

pluperfect · 26/08/2010 17:29

Oh, thank you, midnight express. I updated here, and don't want to repeat, hi-jacking this thread. Smile

That's very tough about falling the wrong side of two different survey regimes. As for the company accounts, my DH also works through a company, and says it is necessary to insist that he is employed (by the company), which definition makes him a more stable proposition. After all, if a person has a job, s/he doesn't have to supply three years' worth of payslips.

Oh, dear, Orm*, it ended up a hi-jack after all! I hope the Bank Holiday gives you a bit of time off from the spending!

IHeartKingThistle · 26/08/2010 22:34

Unbelievable. I've said it before and I'll say it again, there has got to be a better way.

We're due to exchange tomorrow. Yesterday we were told that the bloke at the bottom of the chain (buying from our buyer) suddenly "can't get enough money together". We've had no choice but to drop our price so that our buyer can drop hers. It's so blatantly bullshit (sorry) and I am FUMING about giving some bloke our money when he is clearly just trying it on. If we had any time left I'd call his bluff. Angry

Thnks for letting me vent on your thread OP!

OrmRenewed · 27/08/2010 09:49

Thanks everyone. I am so cross about it all - clearly not the only one.

Our buyers wanted to be in by early Aug. We had all agreed to the 9th *(verbally only) until we discovered that there was an outstanding mortgage on the property we were buying which ended up grinding things to a halt. Only £600 but it had to be cleared up. Turns out the mortgage has been written off but it was still on the land registry entry for the house. Sooo... nearly 3 weeks down the line the entry has been removed but the vendors sol has to wait for a letter to confirm this has been done which he then has to pass to another part of the land registry to get it removed from the deeds.

We moved out on 23rd (ea was piling on the pressure so we felt we were on the brink of losing our buyer - although TBH where else would they have found to move in to at such short notice?) went to parents thinking it was only a week - turns out to be 10 days. DD will be starting at her new school the day we move in. DS#2 will have been at school for 2 days and so will DH.

THe process needs to be simplified but too many people with vested interests for the status quo to change.

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OrmRenewed · 27/08/2010 09:53

Oh yes... and did you know that sols traditionally don't work bank holiday Tuesdays? No, neither did I Hmm And DH came to work with me this morning so we could get my manager to witness a mortgage document our sol needed - DH dropped round her office to give it to her as it was urgent. She isn't in yet...

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IHeartKingThistle · 27/08/2010 10:34

What?! Bank holiday Tuesdays??? So basically we exchange today or WEDNESDAY???

breathe...

OrmRenewed · 27/08/2010 10:38

Well our sol did agree to come in just to do our completion for us when we thought we were moving on 31st. But it was clear it was a big ask Hmm

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Jacaqueen · 27/08/2010 10:50

Orm it will soon be over and you will be in your new home and it will all have been worth it.

I am a bit jelous actually as I would love to move but I know that niether my nerves or my marriage are upto the strain.

IHeartKingThistle · 27/08/2010 10:56

Is there any other job where you can act as if you're doing someone a favour just by doing it?!

"Well, I could probably get your homework marked by next week, but it'll be pushing it...I'll see what I can do."

"You want me to drive the bus into town? Today? Not sure, I'll look at my diary and get back to you."

"Here's the menu - not sure if we can get any food out to you this week though. I'll make some phone calls."

It's called a WORK ETHIC people!

OrmRenewed · 27/08/2010 11:03

Thanks for the encouragement jaca Smile Our new house is lovely and perfect for us and now we've moved out I realise just how cramped the old place was - we'd outgrown it in every way really. I'm not sure that my nerves and marriage are doing all that well - but DH is being a complete star, looking after DC, and very patient with aged Ps. So we may survive Grin

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OrmRenewed · 27/08/2010 11:04

Quite agree iheart! It seems that every other area of business bend over backwards for their customers.

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IHeartKingThistle · 27/08/2010 11:18

Just been told we're probably not exchanging today. Sad

pluperfect · 27/08/2010 14:57

Oh, bollocks, there has been far too much money sloshing about property for too many years, such that the sector has become a giant mouth - money both grinding and streaming through it, and bits getting caught in the teeth and caught by the parasites which love to live where there is plentiful food...

IHeartKingThistle · 27/08/2010 18:17

Nice metaphor!

Elllie · 27/08/2010 18:47

If it makes you feel any better at all, we are selling our house and buying another in UK while living in the US. We just completed on our old house and due to exchange also early next week on the new one. Factor in the 6 hour time diffence, meaning all business calls to sols, agents, banks take place at 4am onwards.
I vividly remember having to get up at 3am to book the viewing on the house we are now buying Shock
.....and we've bought the house based on a very wobbly video made by our MIL Shock Shock in an area we actually don't known that well.
Hahahhahahahahahaha
Is that helping?
I don't even want to know how much it is all costing.

pluperfect · 27/08/2010 18:55

Thanks! It first came to mind when describing Moscow (money, mud, murky goings-on.... Grin), but it is such a useful idea that I do try it out on other situations, as well!

Recovering clumsily neatly from this hi-jack, that's why you've had to spend so bloody much, Orm - too much money (or credit, rather than money) for too long in property, which has caused inflation in every product and service to do with buying and selling it. Of course the Gatekeepers in this sort of market are going to take the inflated money AND have an I'm-doing-you-a-favour-by-doing-this-job-for-you (thanks, IHeartKingThistle) attitude.

Yet when such a market crashes, they don't learn humility, because the experience of being twats has brutalised their extremely mean understanding (I'm pissed off with an estate agent, too!), and they just can't learn. Twats.

IHeartKingThistle · 27/08/2010 19:12

Twats. Grin

pluperfect · 27/08/2010 21:30

Damn! You said it so much more succinctly than I did. Angry

OrmRenewed · 31/08/2010 10:06

Ha! Just rung the removals company. If I book the lorry today to move out things out of storage I can get it on the 10th. But we are still not sure that we are definetly moving in on 3rd we can't really do that yet. Might know tomorrow in which case the 10th could be fully booked. Either way we are going to end up paying a lot more storage than we thought.

I just wondered how we would have coped if we had had a really strict budget. Thank god for our overpayment.

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LadyBiscuit · 31/08/2010 11:42

This thread is filling me with dread. I've sold my flat (yet to exchange and I just can't seem to get my act together to look at places to buy because I don't want to be doing it all at the same time. But by the same token, I don't want to rent in between either.

My solicitor has interpreted my commitment to pay for some work that needs doing 'come what may' as 'will pay as long as it's before exchange' which nearly buggered things up last week. And I'm paying for this! Angry

pluperfect · 02/09/2010 18:43

Yes, LadyBiscuit, it's amazing what we pay for, isn't it?

Now, I should really go and write that rude letter to the estate agents for their snotty attitude to us....