When we moved house in 2002, part of our search criteria was to be on public transport routes and walking distance to good services. So there was a decent supermarket, library, bank, post office, dry cleaners and chipper all a 20 minute walk away, newsagent and post office 5 minutes another direction, and a town centre 25 minutes another direction.
While we currently have 2 cars, we have done long periods with only 1 and use public transport and our bikes a lot instead of the cars.
When Covid was threatening, I looked for shelf stable options so discovered oat and almond milks as alternatives for coffee, we still use those, so while we drink a lot of cows milk, we can switch.
I have been experimenting with semi drying tomatoes in the oven and jarring them in olive oil, when I get a glut. I tend to make jam or things like raspberry liqueur/ sloe gin with any excess fruit from the garden or foraging, along with some in the freezer, rather than freezing it all.
Apart from our mortgage (now paid off), the last loan we took out was when I left Uni to get me started (and paid off within a couple of months) - our cars have been bought with cash since before we got married, we have an emergency fund for gas boilers or washing machines going kaput, and holidays/gifts have always been paid for with cash or handmade (crafting for gifts - camping or self catering or using family homes for holidays when we had less money). We do still take some holidays involving flights and/or hotels, but only when it's affordable and not always even then as we like SC and the family house.
We buy hardwearing clothes and I repair those before buying new. I send my shoes to be reheeled/resoled. We do a lot of our own DIY and maintenance, and we pay professionals to keep on top of maintenance generally. I grow veg in the back garden - I had an allotment but it was too far away to be practical but I could make our garden more productive if needed. We've improved the energy efficiency of the house over the years with insulation, double glazing, solar panels, efficient boiler, wood burning stove as alternative heating etc. We live below our means - I still use coupons and stick to a grocery budget even though I could spend a lot more - we eat well, it's not a tiny frugal budget, I occasionally will get more expensive options, but I also want to have savings in case they are needed and so we can support ourselves in the future.
So we enjoy life now with the money we have and what's available, but keep an eye on the future both in how we do things now (future proof the house not just a nice new paint job, having 2 good electric bikes that we're comfortable using and knowing the public transport routes in case there's a problem with the car, living well but not ridiculously so we have emergency funds available...). And we also do our best to look after our health in general, stay (relatively!) fit and healthy, and get problems sorted sooner than later. Although we could always do better on that last point.