Sorry beeny, maybe I gave the wrong impression. I am 28. At my age, the risks are less and I don't see the point of the risk factor as I will not have an amnio now, so it will only give me something to worry about when the figure is not based on anything concrete. So I refused them all.
In 10 years time however, I can see how things would be different. The risk would be higher. But I would either want to know or not want to know, IYSWIM. And if I wanted to know, I would want to know for definite, not some number than would freak me out unnecessarily, as I worry about everything.
So for me, if I were you, I would refuse them all, or have the amnio. Not sure whether that is actually, in reality an option though.
I know exactly what you mean about not relaxing in pregnancy, maybe the amnio would set your mind at rest? To know for straight, one way or another? It's not nice, the worry.
good luck